What alternatives to stock?

Apple mrhankey
Jan 31 13 Comments

Buy low sell high needs alternative to stocks when rebalancing. But with interest rates/bond yields so low, even after rate hike, the conventional advice of bond stock split seems unattractive. Any other reasonably safe alternative investment with decent (8-10%) yield?

PS I've tried peer to peer lending (lending club and peer street) but the returns were meh.

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TOP 13 Comments
  • Google SDante
    So you want 8-10% return with low risk? Don't we all? All investors have to bear a given amount of risk in order to be adequately compensated for taking said risk. You can't just find an investment with high return and low risk without the broader market knowing about it, at which point they will swoop in and the risk-return relationship is normalized again.
    Jan 31 2
    • Apple mrhankey
      OP
      yes I'm aware that there's no free lunch. I'm trying to get an understanding if there is any worthwhile alternative to diversify from buy and hold investing in the stock market (which has been great so far, but that's what makes me nervous)
      Jan 31
    • Google SDante
      Have you tried looking at a 3-fund portfolio or something similar? Spend a lot of time reading the Bogleheads forums. You will probably get some good ideas there.
      Jan 31
  • Oracle aspirin
    Pornhub
    Jan 31 0
  • Apple mrhankey
    OP
    BTW TC 280 YOE 4
    Jan 31 0
  • Oracle
    bad juju

    Oracle

    PRE
    Google, Facebook, Instacart, Twitter, Uber, Air Asia, IBM, Cisco
    bad jujumore
    eREITs like fundrise.com?
    Jan 31 2
    • Apple mrhankey
      OP
      do you have any first hand experience with these? most of the online reviews seem affiliate marketing. I'm worried about the lack of liquidity - redeeming the notes is at their discretion? what if they go bust
      Jan 31
    • Oracle
      bad juju

      Oracle

      PRE
      Google, Facebook, Instacart, Twitter, Uber, Air Asia, IBM, Cisco
      bad jujumore
      No experience, no affiliation. Just something I was thinking about.
      Jan 31
  • Walmart.com ToKL28
    None
    Jan 31 2
    • Apple mrhankey
      OP
      so what to do? just keep DCA buying VOO and holding forever? how to protect during downturns? hold cash and watch inflation burn it?
      Jan 31
    • Walmart.com ToKL28
      Build passive income businesses, but these require work
      Jan 31
  • Visa pymnt
    Buy good quality dividend stocks, reinvest dividends and hold for the long term
    Jan 31 1
    • Apple mrhankey
      OP
      Thanks. Would appreciate some recommendations
      Jan 31