What do you do with your 401k money when you retire?
I don't understand why people are obsessed with retiring rich. As long as you have a comfortable house and people you love around, why do you want a fucking Lamborghini? I would just want to read books and play with my grandchildren.
I think that if you use the money and invest in yourself right now, experience whatever you always wanted to do, it is way more worth than the 4x money at the age of 60. I would rather spend the 50k right now and do lots of cool shit than having 200k to spend on fancy foods and houses at the age of 60.
Dont tell me that buy hookers type of bullshit.
I would definitely invest some money for 401k for the company match. And probably withdraw the shit if I have to spend it.
Convince me I am wrong.