Money

Where to invest

LeanTaaS ♥️ data
7d

I have $100k in saving account. Getting 2% annually in Barclays

Considering the market suitation, where I can it for very low risk? ETF, dividend stocks/funds, etc?

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  • EA / Engthinkalot
    I invested my 100k into offshore commercial property with 10% annual return (monthly rent collection) and there is some appreciation
    7d7
    • Amazon / EngfHUg57
      How much does it translate into when you bring it back?
      7d
    • Accredited?
      7d
    • EA / Engthinkalot
      Purchase was all cash cuz my family helps me manage it and it’s on him so there is almost no tax because of the local government, but this year I’m going to double or triple and maybe leverage mortgage and build the history
      7d
    • Oracle iOFR21
      How about currency risk?
      7d
    • EA / Engthinkalot
      The country is small and doesn’t get affected much by the global economy unless it’s total 💩. Also it’s a developing country where lots of folks are also investing. It’s also tight with dollar actually so whatever
      7d
    • LinkedIn / EngRo1cks
      Can you give any more details on this? I’m intrigued
      7d
    • Yelp capKirk
      What country is this?
      7d
  • Societe Generale
    PinkBat

    Societe Generale

    PRE
    IBM, Ericsson
    PinkBatmore
    Buy 1000 Ripples, SPY etf, put in Van gaurd or become the next Pablo escobar
    7d6
    • Tableau ImTableau
      Looks like Ripple could be a big thing in next few years the way company has been going after adoption in financial world.
      7d
    • Societe Generale
      PinkBat

      Societe Generale

      PRE
      IBM, Ericsson
      PinkBatmore
      Yeah, many banks have already adopted it for transferring money from 1 country to another
      7d
    • Tableau ImTableau
      Is it on the verge of breakout from rest of the crypto? It’s all about adoption and use case, isn’t it? And Ripple has been getting far ahead in the game. Can it go beyond its all time high & get past $10?
      7d
    • Tableau ImTableau
      Where shall I buy it? Binance?
      7d
    • Societe Generale
      PinkBat

      Societe Generale

      PRE
      IBM, Ericsson
      PinkBatmore
      They (as in analyst) say that it might touch 10/15$ at the end of the year. But it totally depends on the trends and the use cases.
      7d
    • Tableau ImTableau
      I see adoption picking up in future and it should break $1 barrier soon. $10 by the end of this year maybe a hard sell given how cryptos have lost faith & due to over flooding of shitcoins.
      7d
  • Google -@-
    where do u get 2% savings acct?
    7d5
    • LeanTaaS ♥️ data
      OP
      Barclays
      7d
    • eBay / Eng
      #yolo

      eBayEng

      PRE
      Microsoft
      #yolomore
      2.25% Goldman
      7d
    • Facebook public2
      +1 for marcus
      7d
    • Amazon / EngRussian
      2% at discover or Amex with no minimums and no fees
      7d
    • Zuora
      🍌...

      Zuora

      PRE
      Amazon
      🍌...more
      Ally
      6d
  • eBay / Eng
    #yolo

    eBayEng

    PRE
    Microsoft
    #yolomore
    VTSAX
    7d1
  • LeanTaaS ♥️ data
    OP
    Based on comments, quick summary so far:

    Vanguard
    SPY ETF
    VTSAX
    VXX
    VIX
    SCHB
    SCHF
    S&P 500 index fund
    bond fund
    6d1
    • TI IOlOl0
      Please understand vix is reverse stock market so if economy crashes it’ll shoot up. It’s a very risky play and not a rest and let it do its thing stock
      6d
  • New inmann
    Given your time horizon, I would suggest a 20-35% in savings such as the one you have, 20-30% in bonds/debt funds, 20-30% in high dividend yield stocks (pick 4 such stocks and distribute your money) and remaining 20% of so in stock market such as SPY ETF just so you ahve some equity exposure but maybe buy over 2 month period. Again this is given your investment horizon.

    Of course there are some international exposure options such as EEM or Gold, but you would be taking specific bets
    7d0
  • Oracle iOFR21
    whats your time frame? lowest risk is 2.25% savings or bonds.
    7d4
  • Tableau ImTableau
    Look at high dividend stocks such as CTL, but 5000 of those & get $2.15 per stock annually, which makes it $10k income stream. Also, invest maybe 1-2k in crypto. Buy some good vanguard and iShare funds for growth. You can also look at REIT.
    7d1
    • New inmann
      Century Link has had drop in EPS and is expected to have low EPS. I don't think they can sustain their quarterly dividend of $ 0.54 when EPS is down to $ 0.30. please do research before investing in CTL
      7d
  • AAPL - if it drops to 125
    6d0
  • Yelp / Eng
    welppp

    YelpEng

    PRE
    OneMarket
    BIO
    Let’s play some pingpong or badminton
    welpppmore
    60% SCHB, 30% SCHF, 10% BOND
    7d0
  • Uber / Eng
    meowimacat

    UberEng

    BIO
    Im a cat! 🐈 Meowww... Fancy feast is my favorite kind of kibbles 🐱
    meowimacatmore
    2.35% in PNC bank savings
    7d0
  • Google Techmeme
    Spy
    7d3
  • Nvidia zVEC05
    Bitcoin; it’s going to hit $50,000 by September.
    6d1
    • Amazon meteo
      I thought that was supposed to happen last month
      6d
  • Grab grabber60
    Bitcoin
    4d0
  • TI IOlOl0
    Buy the vix
    6d0
  • Google anons2
    Stocks aren't low risk. Stay in CDs or tbills if you scurred
    6d0
  • New b37
    One third in cash, one third in S&P 500 index fund, one third in bond fund.
    6d0

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