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Which is better ? 36 months or 39 months lease for a car

Facebook goopl
Feb 22

If the difference in money factor leads to a 9$ difference in monthly payment , is it really worth getting the 39month lease ?

0.00075 vs 0.00076 is the MF

38 VOTESSELECT ONLY ONE ANSWER
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  • I think 37.5 months is the sweet spot.
    Feb 220
  • Citibank nachofault
    You’re also going to have to pay the 4th year car registration fees on the 39. Factor that into your analysis when comparing the mf rates between the two periods.
    Feb 221
    • Square / Engsj42hc
      Also b2b warranty usually expires at 36 months mark.
      Feb 22
  • Oracle suchisl1fe
    If it extends to winter pick tht option. Rents are typically higher in summer/ fall
    Feb 226
    • Facebook goopl
      OP
      What rent?
      Feb 22
    • Amazon onmH64
      if your lease ends in the winter, it’s easier for you to find another place at a lower rate when your lease expires.
      Feb 22
    • Oracle suchisl1fe
      Are you talking abt leasing house or car? I am assuming house
      Feb 22
    • Citibank nachofault
      This post is in the auto section..
      Feb 22
    • Facebook goopl
      OP
      Lol. It’s about leasing a car
      Feb 22
    • Oracle suchisl1fe
      Lol, no one looks at the section. I lool only in timeline. My bad
      Feb 22
  • Microsoft / Eng
    620154

    MicrosoftEng

    PRE
    Amazon
    620154more
    Why would you lease at all if you cared about saving $9?
    Feb 220
  • Bloomberg ArIw20
    69 months
    Feb 220
  • New IUOc04
    Before you maturity date you can extend your lease and pay month to month (usually up to 6 month) without obligation for 6m term. This is a great option while looking for a new deal. You keep your payment for extended period.
    Feb 220
  • Microsoft bolton
    Have you run it through the leasehackr calculator? Their scoring and the total cost should give some idea

    https://leasehackr.com/calculator

    But as someone else mentioned, the extra registration fee on the 39 month is interesting
    Feb 220

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