Health

Which life insurance is best?

Intuit gwyndj
Mar 8

I’m shopping for life insurance for my wife, son and I. Which life insurance is best?

I also have term life insurance from my employer but I still wanted to shop for different options including the one that gives dividends.

Thanks

comments

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  • Apple / EngJCmS82
    I bought liberty mutual but am not dead yet so can’t comment on how well it works.
    Mar 83
    • Intuit gwyndj
      OP
      😁
      Mar 8
    • Intuit gwyndj
      OP
      Is it term life insurance?
      Mar 8
    • Apple / EngJCmS82
      Yeah. Ten year term, just enough for my wife to pay off the house and live for a few years. Just wanted coverage through the time when my kids are grown so term made sense for us.

      I’m I’m still employed when I croak then they get 10x annual salary and stock vests immediately I wanted both just in case something happens and I lose my job while sick.
      Mar 8
  • Cisco
    salsyt

    Cisco

    PRE
    Cisco
    salsytmore
    Most companies offer term. After you leave so does your life insurance. Can’t go wrong with any of the big names. Really just shop pricing.
    Mar 80
  • MetLife mspmet
    As an internal, i can say that we provide a great customer service to our customers.
    Mar 91
    • MetLife mspmet
      Im not here to promote Metlife, but in my 4 years with the company, im impressed with the extra steps that the company goes for the customer.
      Mar 9
  • Google / Enggit5
    Low cost index fund
    Mar 81
    • Lyft swetool
      That’s a terrible insurance strategy
      Mar 8
  • Leanplum blings
    No die. Best insure
    Mar 80
  • Lyft swetool
    I did a huge deep dive with this and have some advice that’s contrary in to the main stream. High cash value whole life policies are an awesome financial vehicle. Penn Mutual stands above the rest. 5.5% rate of return which is tax free like a Roth. But the beauty is you can borrow against the cash value policy to create leverage that you can reinvest In other assets. If you do this to your LLC the interest is a tax write off as well.
    Mar 80
  • Tektronix / Sales
    BlueBerd

    TektronixSales

    PRE
    Oracle
    BlueBerdmore
    Your company doesn't offer coverage options through your benefits?
    Mar 80

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