You can definitely afford a house in the Bay Area if

Amazon Ucanfkinaf
Jul 29, 2018 49 Comments

- You make 130K+ TC
- You work in SF or Pleasanton area or right across the bridge from East Bay
- You tried being open minded about living in East Bay
- Don't mind a 35 minute commute to SF, 25 minute reverse commute to Pleasanton, 40 minute commute to Facebook across the bridge if you work 10:30-7:30pm hours when there is less traffic (some examples)
- Don't have kids, if you don't have kids you don't need a 10 rating school

I'm just sick of people not believing that there are pockets of great neighborhoods and areas in the East Bay that they can definitely afford and have a good life.

Now it's raising 15% YoY in San Leandro and Hayward continuously and might be too late in the future if you don't trust me. I already told several of my friends at Amazon, other tech companies, and friends from college about the type of SFHs I targeted in various neighborhoods and they've snapped up a few 3+ bed SFHs too now.

Now, it's definitely not ideal like in Buttfuck, Nowhere in other parts of the USA but I made it work and am happy with this life in the bay.

Now I'm just waiting for certain people to tell me I'm stupid for buying real estate somewhere that isn't MTV, Palo Alto, Sunnyvale, or Santa Clara

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TOP 49 Comments
  • Amazon / Eng onMyWay
    > 130K+ TC

    That is a bar a majority of people are not able to meet lol.
    Jul 29, 2018 13
    • Amazon Ucanfkinaf
      OP
      I'm sorry but you might be misinformed about the Estudillo Estates neighborhood. People who live there are solidly middle class and above. Maybe you're talking about the area closer to Costco which does suck - maybe just check if we're talking about the same neighborhood by looking at a real estate map?
      Jul 29, 2018
    • Bank of The West / Product
      FcukSL

      Bank of The West Product

      PRE
      Cisco
      FcukSLmore
      The median income of San Leandro is 65k and schools all over the city suck! What is good? Happy to learn from you so please tell me why a sfh is 600-700k in san Leandro when further 20 miles east (tri valley) you find homes starting at 1mil+?
      Jul 29, 2018
    • Amazon Ucanfkinaf
      OP
      65k in SL is 100k+ in sf/south bay. Median income is of course lower than tech salaries too so yeah it isn't as high as us. Many of these home owners have already paid off huge part of their mortgages and have accumulated wealth over long period of time.

      I mean, you should read more of my bullet points in my original post which might answer many of your questions. It depends on who you are and what your needs are. It fit my needs but won't fit everyone else's. I wouldn't want to live in tri valley if i had to commute to sf everyday, for example. Hope that answers some of your questions. See one of my other comments about schools for your school question.
      Jul 29, 2018
    • Bank of The West / Product
      FcukSL

      Bank of The West Product

      PRE
      Cisco
      FcukSLmore
      Now you are trying to talk so appreciate the nicer tone. When a 2008 like crash will come places like SL will sell SFH for 300-350k. Even if you don’t have kids you want to buy where schools are good. Good schools means good investment when it comes to keeping the value of real estate. Avg bay area commute is 1 hour and who really drives everyday to SF (pay toll and parking) when there is not so safe BART. You can find a decent property in union city and be more centrally located, just to compare. Hope your investment pays off and in 5-7 years you come back and prove me wrong.
      Jul 29, 2018
    • VMware BobbleHat
      Estudillo Estates looks interesting but the schools rating really sucks. If they had 10/10 schools the prices would easily be double.
      Jul 30, 2018
  • Bank of The West / Eng
    ySXF03

    Bank of The West Eng

    PRE
    Cisco
    ySXF03more
    Lol crappy San Leandro and Hayward
    Jul 29, 2018 13
    • Amazon Ucanfkinaf
      OP
      Woah dude you must be so triggered by the city that you changed your name to FcukSL. I mourn for you and your depression, my friend.

      Please, please, please call my fax machine at 1-800-fuckyou if you ever need assistance in your darkest times of your life. Maybe I'll give you some of my TC
      Jul 29, 2018
    • Bank of The West / Product
      FcukSL

      Bank of The West Product

      PRE
      Cisco
      FcukSLmore
      So SL schools are bad and you want to help me in the darkest times. If you have kids or will have a few you might need that TC for them as they wont learn much in SL schools. Keep it for them, consider a gift from my darkest times ever :)
      Jul 29, 2018
    • Bank of The West / Product
      FcukSL

      Bank of The West Product

      PRE
      Cisco
      FcukSLmore
      Please note that i don’t I live in San Leandro but at the top of the hill if you know the area well you would know where :) so who is the one depressed and with 1800# for fuck you ????
      Jul 29, 2018
    • VMware BobbleHat
      In this thread Op sounds like he/she fits right at home in the ghetto.
      Jul 30, 2018
    • New / Other
      Dafu

      New Other

      BIO
      I see that I can’t list where I work
      Dafumore
      And stay out!
      Aug 1, 2018
  • New / Other
    Dafu

    New Other

    BIO
    I see that I can’t list where I work
    Dafumore
    Hey hey hey shhhhh don’t talk about Hayward and San Leandro, last thing we need is for prices to go even more up and get gentrified .
    Aug 1, 2018 5
    • Microsoft ctEk54
      Let me guess... you're a transplant whose moved there in the past 5 years?
      Aug 1, 2018
    • New / Other
      Dafu

      New Other

      BIO
      I see that I can’t list where I work
      Dafumore
      Actually I’m a native born and raised in da bay and grew up listening to hyphy. Ghost ride the whip!
      Aug 1, 2018
    • Microsoft ctEk54
      Yep same here, east bay born and raised. Still bang mac dre, keak, mistah fab, the pack, etc
      Aug 1, 2018
    • Amazon Godumb
      Go dumm dumm dumm dumm

      Errbody in tha bay gettin tips
      Aug 2, 2018
    • New / Other
      Dafu

      New Other

      BIO
      I see that I can’t list where I work
      Dafumore
      Show me that Thizz face
      Aug 2, 2018
  • Google KissMyPiss
    IMO these places will get hit hardest if/when a bust hits. Keep trying to justify your purchase OP. If you can't afford it, don't buy it.
    Jul 29, 2018 1
    • Amazon Ucanfkinaf
      OP
      Fair enough 👍 it is easy to afford and has appreciated more than 3x in recent years so I don't mind it crashing
      Jul 29, 2018
  • Walmart.com / Eng MAANG!
    What if someone plans to have kids in the next 2-3 years? Then they would have to look for a good school district, right?
    Jul 29, 2018 3
    • Amazon Ucanfkinaf
      OP
      Do the kids go to school as soon as they exit the womb? You have so many years until you need to worry about that - just my opinion
      Jul 29, 2018
    • Walmart.com / Eng Meh!
      That’s correct but 7 years down the line you need to think about their school, right? Then what do you do? Shouldn’t you think about it now because you can’t afford a second house then? Do you just assume that you will be able to sell the current and buy a new house by then? Genuine question btw.
      Jul 29, 2018
    • Amazon Ucanfkinaf
      OP

      If you're okay with 7 rating schools, then East Bay can offer a school like that with a pulse. Arroyo High school in San Lorenzo for example. Wait but your kid would need elementary school - so Roosevelt elementary school is in San Leandro. I believe that's a 7 nearby. Otherwise hopefully you'll have been able to save enough after nearly a decade to move to better school in Castro Valley with 8+ ratings, which has homes usually only 25-30% higher than in San Leandro
      Jul 29, 2018
  • Amazon / Eng Baadshaah
    Welll... I agree with OP here, I have 2 SFH in Hayward and 1 condo in east palo alto.I got them back in 2013 and since then everything has more than tripled.At that time people told me to not to buy in any of these areas as they were not safe etc.. I knew that once south bay is done, people will start looking into east bay etc.. 5 yearslong have passed, east palo alto has been gentrified to a good extent and is improving day by day and same with Hayward and San Leandro.
    I have seen the schools improve, though slowly but they will get better with time.Now even if the market crashes, I have invested less than any other south bay homeowner and have low debt compared to them. At that time Hayward etc were 300k to 400k sfh.

    You have to look for opportunities to make money/invest before anyone else does.That is the time when you make the most of the opportunity.
    Jul 30, 2018 2
    • Amazon Ucanfkinaf
      OP
      🤜
      Jul 30, 2018
    • New / Product
      ndjeoqpdja

      New Product

      PRE
      Amazon
      ndjeoqpdjamore
      Yeah EPA is a good investment if you gonna hold it +20 years. It will be much better eventually.
      Aug 1, 2018
  • New Loafer
    Just pray that the housing does not crash. SL, Hayward, Newark and Union City will get clobbered - there will be a lot of foreclosures there. Homes in good school districts will fare much better.
    Jul 29, 2018 0
  • New / Eng ZuckYou!
    There are always good and bad investments. But at least you get to enjoy your new home. Have fun OP.
    Jul 29, 2018 1
  • Microsoft ctEk54
    Why would I want to buy in the bay? The bay fucking sucks these days. Its filled with you people
    Jul 30, 2018 1
    • Bank of The West / Product
      Forerson

      Bank of The West Product

      PRE
      Cisco
      Forersonmore
      So where do you people live ?
      Aug 1, 2018
  • Snapchat
    rThn06

    Snapchat

    PRE
    Facebook
    rThn06more
    Why would I move anywhere when I am in $2500/ month south bay rent controlled 1 bed apartment with 5 mins driving distance to my office. I have all the Indian food, groceries and salons, at my doorstep. I dont want to sit in traffic or get up at 6 am. I am enjoying my life.
    Jun 24 0

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