Zero risk investment options for very short term

Amazon FumbleBuck
May 30, 2018 8 Comments

Are there any investment options that offer guaranteed non-negative returns with interest rates that aren’t total crap? I’m thinking something like CDs or regular savings accounts, but ideally with slightly higher returns....like 1%. We’re talking on the order of $250k for 0-90 days.

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TOP 8 Comments
  • Tango Health / Eng lyub4y2
    Does the risk level increase dramatically if the ROI goes upto to 2-3%?
    May 30, 2018 1
    • New / Eng
      Luffy, M.D

      New Eng

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      Prematurely grumpy old man
      Luffy, M.Dmore
      Except for treasuries and FDIC insured accounts or CDs, investments are always non-zero risk.

      And treasuries and CDs are only zero risk to the principal and only if you hold to maturity as you can take a bath if you have to sell early.
      May 30, 2018
  • Dolby / Eng iFxF36
    Treasury bills. 4. 13, 26 week. treasurydirect.gov
    May 30, 2018 0
  • Amazon FumbleBuck
    OP
    Thanks everyone for your feedback.
    May 31, 2018 0
  • Microsoft / Eng ShortBTC
    No such thing
    May 30, 2018 0
  • New / Eng
    Luffy, M.D

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    Luffy, M.Dmore
    Keep in mind the FDIC limit (I think still exactly $250k) so if you are slightly over, to have zero risk you would have to split accounts at different banks. Not hard, these days.
    May 30, 2018 0
  • Uber lollok
    Marcus by Goldman Sachs - 1.7% Savings. U can pull out at any time
    May 30, 2018 0
  • Square notamouse
    Check NerdWallet for savings or money market accounts. Current best rates are around 1.6% from Ally, CapitalOne, Goldman etc.
    May 30, 2018 0