not in stocks. not in gambling.
jus losing it for nothing.
someone broke in my car and stole around $300 bucks cash
i lost around $500 this year for parking tickets, speed tickets, towing charges,etc
i dropped my phone and its broken - not even reparable - lost $1000
not in stocks. not in gambling.
- Oracle not_larrymoreDon’t speed. Don’t keep cash in car. Don’t park illegally. Take insurance for phone.
- Google / HR nedomoreSounds like you’re just not that street smart. All of those things are avoidable.
- I’ve never gotten a parking or speeding ticket before (I’ve been pulled over for speeding more than once though hehe). You’re doing something wrong. You know when you go like “oh I’ll park here it’s just for a minute”? Don’t do that and you’ll probably be good.
- You didn’t lose money for parking tickets, speed tickets or towing. You were paying for violations just as anybody else would be. It sounds like you didn’t make responsible decisions related to driving. Sorry to break it to you bro
- ForRent / Eng HpDp30The answer you're looking for is simple - "Carelessness".
Evaluate each of the scenarios and see if you can understand what I am talking about ?
Here's the answer for you - You don't think of the possible consequences of your actions until it blows back. This applies to each of the scenarios you mentioned.
- New sha25GI like this question.
It seems like I always lose money too, and it looks like it is due to Murphy. The more family members you have, the higher the likelihood that something will happen involving one of them. Also, for many expenses you are a price taker, and have little choice in whether or not you spend the money.
Several car insurance claims, mostly bad luck: hit and run on parked car, windshield broken by piece of road debris kicked up by vehicle in front, hail damage, vehicle nearly totaled due to road hazard on unpaved road causing hidden undercarriage damage, collision with wild animal that ran out into the road and collided with vehicle. Sure, had plenty of insurance coverage, but there's a deductible, and company will no longer renew coverage due to "excessive claims". Guess how much insurance costs are going up.
Spouse's life insurance cost tripled due to medical reasons. I didn't even know there were term policies that could change their premiums, mine never did.
Expensive monthly professional subscription cancelled due to life change. E-mailed a month early to cancel, company doesn't reply until we dispute the next charge, claiming we needed to notify earlier than we did. Credit card company sides with vendor "because there was a pre-existing agreement" despite dated e-mails that show when we requested cancellation.
Medical procedure. Secondary insurance is supposed to cover the whole amount because it will be performed in the hospital, with an overnight stay. Have to pay up front the whole amount and get reimbursed. Secondary insurance only pays half, because the doctor coded it to just barely not qualify as an admittance and overnight stay, billing office won't budge on this and is quite rude to boot.
These are just a few examples. Sometimes there are a few good months, but it seems like several things happen, one after the other, not things you can really plan for, anticipate, or even guess, and it always seems like something new.
I believe there should be a new medically recognized condition which one can get relief from, called "financially induced post traumatic stress syndrome". When you have this condition, you are always on edge when something goes wrong or looks like it is heading south. Your first reaction is like that of a wounded person trying to stop the bleeding, but having no bandages available, often involuntarily shutting down those you are supposed to be caring for financially instead of offering them comfort, because you feel helpless and powerless and have nowhere to turn, because you are a high paid professional who is expected to be making enough money to deal with life.