keep investing?

Google mQXD30
Feb 9 13 Comments

junior dev here, recently got around 30k money. should I put all of them in investment? or save them in bank right now. it seems stocks are performing poorly.
I have already put around 10k in betterment.

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TOP 13 Comments
  • eBay / Eng
    #yolo

    eBayEng

    PRE
    Microsoft
    #yolomore
    VTSAX. Dollar cost average it.
    Feb 98
    • Amazon / Eng
      eisenhwr

      AmazonEng

      PRE
      Google
      eisenhwrmore
      Don't dollar cost average if you already have the cash at hand
      Feb 9
    • eBay / Eng
      #yolo

      eBayEng

      PRE
      Microsoft
      #yolomore
      With the trade talks going to go down hill (apparently) it's better to dollar cost avg for at least 2-3 months.
      Feb 9
    • Amazon / Eng
      eisenhwr

      AmazonEng

      PRE
      Google
      eisenhwrmore
      DCA money that you already have is trying to time the market. Time in the market trumps timing the market everytime
      Feb 9
    • Uber TcOrDie
      Dollar cost avg will normalize the risk and return. Investing a lump sum at once can also be viewed as timing the market..
      Feb 9
    • MathWorks uyG5et
      what the hell is dca
      Feb 9
    • New IAmPepe
      Department of Consumer Affairs
      Feb 9
    • Google tsukino
      dollar cost averaging = psychological crutch based on gambler's fallacy
      Feb 9
    • Google QNrQ72
      +1 on not DCA, Vanguard published a study that showed that on average DCA is suboptimal compared to lump sum investing
      Feb 9
  • Amazon / Eng
    eisenhwr

    AmazonEng

    PRE
    Google
    eisenhwrmore
    Max Retirement first, then establish a emergency fund of 7 times monthly expenses, then pay high interest debt, then invest in taxable between 25/75 and 75/25 using low cost index funds.
    Feb 90
  • Amazon / Eng
    eisenhwr

    AmazonEng

    PRE
    Google
    eisenhwrmore
    Don't try to time the market
    Feb 90
  • Amazon / Eng
    eisenhwr

    AmazonEng

    PRE
    Google
    eisenhwrmore
    Feb 90

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