which offer to choose

Hulu MJ Rolin
May 2 33 Comments

business analyst

A base110k + 700rsu ($133per share,4years vest
The company is in public and 175shares can be traded at the end of first year)

B C Round startup,base135k

which one to go?

so A is larger company, building website(like weebly, wix...)

B is a finance tech company, not profit yet, business model very similar to Ally Bank

So one of the reason I hesitated is B has unlimited vacation but A only has15days PTO

comments

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TOP 33 Comments
  • Microsoft Vbsm66
    @sap you deleted your last comment since you lost the argument 😂
    May 3 11
    • Honeywell that1guy
      Go ahead and delete this comment too since you don’t know what you’re talking about.
      Don’t stop there, delete your account.
      May 3
    • SAP Man
      Go ahead and keep posting off topic while OP was asking for advice. I didn't realize this was leddit 🤣🤣🤣
      May 3
    • Microsoft Vbsm66
      Lmao no one said they prefer RSUs to base, what they said is RSUs is as good as cash. Terrible reading comprehension, but no surprise 😂😂😂
      May 3
    • Microsoft Vbsm66
      Imagine using OP as an excuse for your own failings 😂😂😂
      May 3
    • Honeywell that1guy
      SAP kid doesn’t understand simple comments 🤣😂🤪😂🤣
      May 3
    • SAP Man
      Ignoring blackout periods and not having that cash for a year. Did you read OP? Yeah man, exactly the same as cash, great reading comprehension. Enjoy paying rent with RSUs that you can't cash out. You kids haven't cashed out any RSUs, huh? 😂😂😂
      May 3
    • Microsoft Vbsm66
      Oh noooo I can't touch the cash for a whole year, looks like I'll have to access my substantial savings account oh noes 😂😂😂😂
      May 3
    • SAP Man
      You haven't seen rent in the Bay area, huh? It's pretty nice having cash and not having to wait a year.
      May 3
    • Microsoft Vbsm66
      Don't worry, I've seen rent in the bay area. Anyone making large salaries in the bay area has no excuse (outside of special circumstances) for complaining about not being access the money for a year due to rent, you're just bad at money management.
      May 3
    • Microsoft Vbsm66
      RSUs are effectively taking a loan with no interest and using the money to invest in a stock. If the stock is high quality, it's usually a good idea although it comes with some risk (higher risk, higher reward). Generally people have to pay for this privilege with high-interest loans, with RSUs you get this for free.
      May 3
  • This comment was deleted by original commenter.

    • Microsoft Vbsm66
      What? If the company is publicly traded, RSUs are as good as cash.
      May 2
    • SAP Man
      ^ no. 4 year vest.
      May 2
    • Microsoft Vbsm66
      Yes, so divide it by 4.
      May 2
    • Facebook ycAq13
      Sap thinks 4 yr cliff 😂😂😂😂
      May 2
    • Honeywell that1guy
      @SAP, What that means is that means he gets RSUs after the first year, then usually monthly or quarterly after that. So it doesn’t really matter.
      Plus the base is only $25k difference, so again, all in all it’s a wash. Determining factor will be other than the TC/RSUs
      May 2
    • Honeywell that1guy
      Don’t be too harsh on SAP, he may be fresh graduate haha
      May 2
    • SAP Man
      Implying I said that. Keep reaching, kiddo. I didn't say cliff, I said vest. You said "as good as cash", which is silly. Sounds like you fell for the TC meme 😂😂😂

      Did you forget blackout periods, too? Does Honeywell have RSUs?
      May 2
    • Honeywell that1guy
      Why are you factoring in blackout periods? No one does in Tc calculations. Why are making it more difficult. It’s very simple and straightforward. As long as the company is public, the RSUs can be considered “good as cash”. They vest over a year, you usually have very little limitations on cashing that in.
      May 2
    • Hulu MJ Rolin
      OP
      Can we guys help me out which one to choose? I just worried the startup gonna be unstable
      May 2
    • Facebook ycAq13
      Guys pls halp I can’t think for my self
      May 2
  • Hulu MJ Rolin
    OP
    So u think I should pick A because currently the stock price of A went up super fast like from 133 to 140 in less than one week
    May 3 3
    • Honeywell that1guy
      That’s really... not a good indicator to base company choice on. 1 week is nothing..
      May 3
    • Hulu MJ Rolin
      OP
      Do u think base is the king?
      May 3
    • Honeywell that1guy
      Not at all. Seriously like I mentioned the pay is really similar. Some people consider base so if that’s your thing go for base.
      If it were me, since it is so close I would just look at the companies themselves. How likely is it to get that money from RSU, how stable is stock. Any potential for it to rise a lot?

      Otherwise, what job would I be doing at each. Which team do i enjoy more? Which culture is better.

      Money is king, and that may be a deciding factor, I’m just saying there’s more to consider than strictly base.
      May 3
  • Honeywell that1guy
    A) 133k TC
    B) 135k TC

    You’ll have to give more information to give any sort of logical help.
    May 2 0
  • SAP Man
    Deleted my last comment, since it went off topic.

    Now that you've added more information, how confident are you in B? How established is A? Unlimited vacation days is a trap, so watch out for that, but 15 days PTO might be worse.
    May 2 2
    • Hulu MJ Rolin
      OP
      I talked to the CEO feel like the company can still survive for one yr at least? A is pretty good
      May 2
    • SAP Man
      Then it sounds like you're already sold on A. Good luck, man.
      May 2
  • Bank of The West gh0st007
    Varo Money?
    May 2 0
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