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401K
- vote 401K #personalfinance #investments Do you invest in 401K on a per paycheck basis or do you instead pay for it as a lump sum? Trying to figure what’s better…please do say why…
- 401k vs roth 401k I am starting a new job and I was wondering how much I should invest in 401k/roth 401k. Also which one is the best to invest in? I am on a H1 visa right now. If I had to leave the country how can I remove the money from my account without paying penalty & Taxes (401k)? please advice.
- 401k comparison What does everyone get for 401k? Genesys offers a max of 4k a year, ( but you have to put in 4K as well) which is low in my opinion. Ericsson would match 6% with no maximum which I loved. What does your company provide
- Rolling over 401k money I don’t know whether to move money from my old retirement account into new retirement plan. I have close to 10k in my old retirement account. Should I leave the money as it is in the old retirement account or should I roll over?
- vote Roth 401k vs traditional 401k. What do you prefer? What is better in long run? #tech #401k
- vote 401K Your 401K savings ? #personalfinance #investments #401k TC :280k
- 401k Is it still a good idea to max out 401k while you know you are not going to stay in the US for more than 10 years? Given that the company has a matching policy.
- 401k contribution I recently join a startup which doesn’t offer 401k match. In this case, do I still max out my pretax 401k? How about post tax 401k? I want to retire early so am wondering what is better investment strategy now.
- 401K If one has plans of leaving the US in the next 10 years or so, does it make sense to invest in 401K? Also, how much penalty does one end up paying for withdrawing early?#investments #h1b
- 401k Maxout Can we invest more than 19500 to 401k? Are tax brackets decided after the 401k deductions or before? Where can we invest in order to reduce taxes?#investments #401k
- 401k? Which is best option to choose? My salary is ~180k and TC of $300k (the majority of the difference is tied up in stocks haven’t sold) Pre tax? Roth? Any other advice for managing money? LinkedIn matches 50%, so will def choose to max out 401k. Thanks!
- 401k Is it a good idea to maximize contributions in 401K?
- 401k Investments I am beginning to invest my 401K . I have invested in few bonds and stocks . But I really need some strong suggestions on the area of investments . I have been reading many articles but I dont seem to be convinced . it would be great if people could share their opinions . #finance #401k
- 401k My company Matches 3% for my 6% contribution. Is it worth to enroll in 401k if I am guaranteed that I will withdraw money after 3 years ? I will need to pay 10% penalty in addition to the tax. Let’s say I have 30k(including employer contribution) at the end of 3 years in my 401k. If I withdraw I w
- traditional 401k vs roth 401k which of these should one invest in now? traditional or roth 401k #401k #personalfinance
- 401k Does it make sense to stop 401k contributions if I am surely not going to work till 59 and then retire in USA? #tech
- 401k Asking for a colleague not on blind. She maxed out traditional 401k through employer A (no employer match). She changed jobs and is with employer B now. Employer B has a great 401k match. What, if anything, can she do to avail the 401k match benefit for 2021?
- Moving abroad - 401k? Moving to Europe and not planning on returning to the US. What to do with a 401k? Has anyone been in this situation? My 401k is with fidelity so was thinking of opening an IRA and doing a rollover. Will invest in some stocks with the amount. But have a brokerage account with Merrill. Would it be be
- Roth 401k or traditional 401k? I'm 25 and am in the highest marginal tax bracket (~50% tax rate if you consider federal and state). I won't be able to use the money in my 401k until I'm ~60 years old without penalty so that means I am going to get 35 years of returns on any money I put in today. Do the tax savings now out weigh
- 401ks How does 401k work? How much money should I put in it? I will start working at Amazon this Monday and will need to decide then. I will be 23 later this year, should I put more money in stocks or 401k? Can I take money out of 401k if needed? Is there 401k available for non-resident aliens? tc. 180k
- 401k I’m new to investmenting in 401k. can someone pls explain the contribution and the how to invest the money we have in the 401k account. #401k #investing
- 401K Those who are on visa/OPT, do you do 401K, knowing you might be out in the next few years?
- 401k How do you factor 401k with a match into total comp? I thought it was 401/4 so 100k a year then a match on that so 200k annual?
- 401k Do you rollover 401k into your current management system every time you change job?
- 401k my employer is matching 4.5% on 401k but I am planning to go back to India mostly in 10 years, should I still put money in 401K ?
- 401k question So I recently changed employers and my previous 401k is with principal and new one is with fidelity. Do I HAVE TO rollover my previous 401k to new one? Can i keep both 401k accounts active? Are there advantages/disadvantages to keeping 2 401k accounts active?
- 401k balance I am honestly curious if I am on a good or bad track for 401k. Don’t call it an anther dick size competition. I got a small one... and I started 401k late.. Considering 401k match is not hugely different from a company to a company, what is your balance, age, and portfolio allocation Mine first 1
- 401k Help! I’m dumb :( A little backstory. I’m in my early 20s so I’m able to be a bit risk on my investments, and recently hired by Microsoft. I have been doing some research on what the best index funds are. However, when I go to fidelity to pick my investments all I see are index trust and I have no clue if that is th
- 401k vs Roth 401k I’ve been reading up on these two retirement plans a bit. Just wondering what the Blind community does (and why). Got a couple of questions: 1. What is my “income bracket” when I retire? Is it based on how much I will be getting from Social Security and my personal retirement funds? 2. For me, and
- 401k I am planning to take a 401k account. I consulted my hr but they said our company doesn't do 401k matching. Is there any other option for me to take a 401k account separately without my company? If not can you guys please let me know any other good investment options like index funds etc apart from
- vote 401k Loss My 401k is heavily invested in big tech PRGFX. Already taken around 8% loss this year. What is everyone doing? #
- 401K I’m joining Google as a project manager. What’s your suggestion on 401K? At Facebook we use Fidelity. Do I need to take any action? #401k YOE: 16 | TC 300K (including bonus and RSU)
- vote Traditional 401k vs Roth 401k I’m on F1 visa and in my mid 20s. I’m planning to max out my 401k. I’m unsure of my future plans in the US. Investing in 401k ( saving on 24% slab and California taxes ) or Roth 401k ( tax free gains ). The Roth conversion ladder concept looks good if I move back to my home country or FIRE What d
- 401k Just joined a new company. Haven’t contributed to 401k this year or even before. I’m super late to the party. My base is 185k and employer matches 50% of up to 7% i.e., 50% of 12950(185k*.07) is $6475. In order to take maximum advantage of employer contribution, can I contribute $3237(12950/4) eac
- 401k Is it worthwhile to invest in 401k if I want to move back to India after 3years.my employer matches 50% .please suggest
- 401k % How much % of your salaries go to 401k? And where?
- 401k and roth 401k max contribution Dumb question The new cap to 401k contribution is $20.5k annual Does that cover both regular 401k and roth 401k? Or am I allowed to contribute $20.5k to regular and another $20.5k to roth 401k? Thanks in advance Tc $245k no stocks
- NVIDIA 401k match What's NVIDIA 401k matching like? What percentage and what cap? #nvidia #401k
- 401k What option is better in 401k?
- 401k Should I cash out my 401k once I leave my company? Not sure how that works.
- Why 401k from Google sucks? Only matches 50% of what you contribute. A lot of company matches 100% to a threshold… and we are considered to have best benefits in the industry…
- 401k How much % one should give in 401k in monthly pay check?
- vote Roth 401k vs Traditional 401k I’ve been going back and forth a lot trying to figure out whether I should contribute to my Roth 401k, Traditional 401k or both. Im curous to see what other people do. Feel free to leave your opinions in the comments section. #personalfinance
- Visa 401K Match Does Visa offer 401K match on the signing bonus? TC : 💩💩 #tech
- 401k What do you do when you leave a company with your 401k? Do you roll it to a personal account or what?
- 401k savings What is your age and how much did you save in 401k so far? Tc:250k Saved 100k Age: 30
- 401k contribution Do you max out 401k contribution?
- Roth 401k vs. Normal 401k Looking for advice on whether to max a Roth 401k or a normal 401k. No company match, already maxing a backdoor Roth IRA. I live in NYC and my marginal tax rate is ~40%. I understand the tax implications of both, but dont’t know how to figure out which one is best for my situation. Base: 160k Bonus:
- 401K Contributions Trying to take advantage of megabackdoor and honestly after reading the differences between Roth vs 401k and pre-tax vs roth contributions I'm still very confused. I currently have 51k in my 401k and a ROTH in charles schwab with 6.7k. i think i set up a megabackdoor but i honestly have no idea wha
- 401k Really don't know alot about finances but I am moving to a new company. What should I do with my previous company 401k balance? I have no clue. Any advice will help. Thanks. #engineer #finance #401k TC: ~150k