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Apple 401K
- 401k rollover to apple starting a new job at apple. currently have 401k with fidelity. can i rollover to apple provided 401k account ?
- 401K at apple does apple match varies based on year of service at apple. what is the percentage apple match. Heard 50% upto 6%. so if i make 100k and if contribute 10% i.e. 10k. So 6% is 6K. will apple match 3K? did i get the calculation right? thanks in advance.
- Apple 401k max contribution What is Apple’s 401k contribution like ? Do they cap employer contribution ? TC:225k
- 401k from Microsoft to Apple I had 401k account in fidelity while working at Microsoft. Joined Apple 1.5 months back. Got notification from fidelity about the 401k to rollover or lump sum withdraw. Want to roll over/transfer to Apple 401k. Think, that will be best. Did anyone do that recently? Can you kindly share the steps an
- 401K Mega backdoor Roth at Apple Does Apple allow post tax 401K contribution beyond the 18.5K pre-tax. Many companies allow post tax contribution up to a total of ~55K (18.5 pre-tax + company match + post tax contribution= 55k). You can then do a Roth conversion for the post tax amount know as mega backdoor Roth.
- Apple ESPP and 401k Does Apple have ESPP? Also how does the 401k match look like? Thx
- Roll over to Apple 401k or vanguard IRA I have about $100k in my Capital one 401k account. I recently switched to Apple and I'm trying to decide if I should move the money to Apple's401k plan or to my vanguard IRA account. Though vanguard has a lot more investment choices, I would be able to borrow about $50k towards a house down payment
- Switching jobs, how do I max out 401k benefit I was considering a move to Microsoft which has a better 401k match as compared to Apple. Is there any way, I can front-load 19.5k into the new 401k and pull out the excess contribution from my Apple 401k?
- vote Google or Apple offers Blind tax: 161k I care about benefits like 401k,hsa, healthcare and wlb. Don’t care about the free food or clout. Google l3: with lowball base Base 115k Stock: 180k Sign on: 5k Apple ict4 Base 170k Stock 130k Sign on 45k In terms of jobs they are the same. Internal tools teams. I get the level
- vote Apple vs IBM offer Please suggest apple is offering ic4 role vs IBM band9. I tried for ic5 but apple is not supporting that due to which there is a tc diff of 60k. Look like apple is low bowling on the numbers. Any suggestion on hikes, refreshes, work culture, other benefits like 401k, etc. YOE 15
- YOLO’ing everything on apple stocks.. I have an emergency fund of 20k in saving account and 40k in 401k and about 5k in buffer cash. I have about 100k in vested RSU and 200K in unvested RSU all in apple. Going forward i want to invest all of the left over money each month (about 5k after expenses and 401k) into apple. is this a good
- FAANG companies 401k can all allow buying stocks? Do most companies' 401k allow us to buy individual stocks or any ETF? Such as ORCL, TSM, Apple, Google, or QQQ, TQQQ? I just happen to be working in a contractor role and the agency has 401k but only allows us to invest in S&P 500 ETF or T. Rowe Price Growth Fund, not even QQQ. TC: $180k #401k
- Monetary benefits at google What are monetary benefits at google other than base, bonus, stocks. Like 401k, health insurance, espp, healthclub reimb, discounts etc etc PTO, sick leaves ..! How do they compare to qualcomm, apple, facebook in general..! #Google #benefits
- Apple benefits ? Any pointers on apple benefits wrt to stock options and yearly performance bonus ? I got some info around 401k etc from Glassdoor but bonuses wasn’t mentioned there. I am in process of finalizing the offer with apple. This information would help me to choose between Costco and apple. Thanks.
- vote Apple or Adobe TC @Adobe : 350k Apple : No offer yet. YOE: 10 Assuming Apple beats current TC by 20%, how does the other benefits like 401k, ESPP, flexible work arrangement, WLB, shutdown, unlimited vacation etc compare?
- vote How much are you invested? (Excluding RSU's) To all engineers, How much are you invested in stocks/bitcoins right now? (Excluding rsu, property and 401k) Also name one stock you are most bullish on and why? #investments #personalfinance #crypto #stockmarket #robinhood #amazon #google #meta #netflix #apple #oracle #doordash #robinhood #traded
- Going from Microsoft to apple? Get ready for a paycut Sometime voting with your feet means staying put. After a lengthy interview process I declined an offer to go to apple for the following reasons: Crappy benefit Low pto staring at 12 days is pathetic Low 401k 50% matching thebfirst 2y?? No perks other than product discounts YOE 20+ Ms TC 350 l65
- APPLE package for IC4 What package should I expect for ic4, rsu and base pay. what are other perks available at apple like 401k, health insurance , annual bonus.
- mega backdoor roth same year different employer? Uber does not allow mega backdoor, however i am maxing out my PRE-tax 401k with them this year if i were to join a company that DOES have the after tax 401k and in-plan conversion (like let’s say...linkedin? apple? amazon? github?), does this interfere? because i already maxed my pre-tax 401k with
- Quantifying Advantage Of Apple Employment Asking for a friend giving up Lucid stock to work for Apple. Besides money what are the prestigious advantages of Apple on your resume over Lucid? Base offer: $165k RSU: $160k (4 years) 401k: 50% match of 6% contribution Sign on bonus: $40k Yearly bonus: 10% - 20% Possible refresher Lucid salary:
- Apple vs Amazon Benefits Can someone that has worked at both companies provide feedback on the benefits ? Health insurance, 401k match, gym, fertility, discount cards, transit passes, stock purchase plans, ev charging, discounts on company products. #apple #amazonbenefits #amazon
- vote How much in Apple stocks do you own? Just to keep things simple, exclude any mutual funds or ETFs you have that contains Apple. Just count the direct stock itself. $AAPL Include 401k, IRA, ESPP, RSUs, taxable brokerage accounts. Considering it just broke the $3 trillion market cap threshold earlier today.
- Mega Backdoor in-plan Roth conversion I have done after-tax contributions to my apple 401k last year (2018) but haven’t converted that into a Roth IRA :-( Is it still possible to do the in plan conversion for 2018 after tax contributions in my 401k account before April tax filing deadline? Or is it too late? Appreciate your inputs...
- 401k match on joining a new company Does a new company match the 401k contribution on new joininf even if you join in december or is it pro rated? For example company A matches 100% of your contribution. You joined compny A in December and put 18k in 401k. Will the company match the entire 18k or for the month if december only i.e. 1
- Does FAANG do 401k matching ? I know they offer RSUs but do they do 401k matching as well ? My company has a base salary and then matches 401k contributions based off a percentage of your salary. Which kind of factors into my TC because it’s free money ? I’m trying to debate to get into tech company rather than tech healthcare.
- Does MSoft have better benefits than Apple? Like PTO, health care, free stuff, reimbursement for home office or learning, better 401k match? How about refreshers? Posting in HW as I am in HW domain. #microsoft #apple
- Apple / Amazon offer comparison Amazon: 72k split over 2 years 152 base + 115 rsu units (standard Amazon vesting schedule 5,15 etc) Seattle Apple: 65k sign on 155 base + 130k rsu (25% /y) Cupertino Other aspects: - Amazon doesn't have ESPP and 401k sucks - How does Apple / Amazon compare w.r.t compensation at performance appra
- Money management How do you guys manage your salary? I make 5.6k a month after tax and struggling to make ends meet after marriage 2.3k rent for 1b1b 0.7k car loan for a Toyota 1.5k credit card bill 4.4k for survival. I’m saving/investing around 1k a month apart from ESPP and 401k I’m from India and I think this
- Roll 401k entire amount to Mega Backdoor Roth Have 2 questions. - When someone change job amount in 401k account (pretax), can this be moved to mega backdoor Roth assuming 401k amount is more than 100K - (Not related to above question) ,I do understand yearly i can have about 40K put in ROTH IRA, how exactly it works. Do i need to open a tra
- 401k from previous employer Hey guys, I have some 401k from a previous company which is just sitting there. Wanted to know if there is any brokrage which lets me (best case : trade stocks and etf/etns) or atleast lemme buy SPY500 kindaa can we do anything we the apple 401k as in transfer !? priority : go big go home TC : 20
- Offer Evaluation Hello Blinders, could really use some help in this offer evaluation Current: Base - 93k 401k + bonus - 9 percent Offer Ford Base - 105k 401k + bonus - around 18 percent Sign on - 5k Level - gsr7 Masters with around 4 YOE Location - Detroit I wanted to know if this is a good level at Ford
- vote Loan from 401K for primary residence I am planning to purchase a house a year from now. I am currently working towards saving enough money for my down payment. I am trying to decide between saving the money after-tax or maximizing the 401K IRS limit of $19500 by contributing pre-tax money to it, and then taking a loan from 401K when I
- Immigrants: Save vs Spend This question is for short time immigrants (3-7) years. How do you balance your spending vs savings? For what it is worth, I max out my 401k that has $10.5k company match I often bounce between 2 thoughts: 1. I'm here for a short time. Maximize monetory profit so I can bag more on my way to home(In
- Offer comparison - Disney/Apple Posting on behalf of a friend who is a new college grad (BS) Disney: SF location, 110 base, 20k signing, no RSUs, some long term incentive of 30,000 thats not guaranteed, and a bad 401k. Product facing team that just merged with disney last year Apple: Sunnyvale location, 115 base + overtime, 30k
- vote 401K - invest in index funds or individual stocks? All, my employer provides Brokerage Link feature from fidelity which allows me to invest my 401k contributions into individual stocks as well. What would you do if you were allow to invest in any individual stocks you want in your retirement account? I am well aware of difference between investing
- Intel to apple/nvidia pros and cons Those who moved from Intel to apple/nvidia what do you think are the perks you like at Apple/Nvidia and what you miss? This is other than TC, so no comparison of base pay, rsu etc. It's about health insurance, espp, 401k matching, great place to work equivalent, time offs other than vacation etc etc
- vote Need advice: PayPal vs. Apple Current TC: 200k base stocks: 250k after appreciation Got similar TC offer from both PayPal and Apple Leaving Oracle because of toxicity and reaching cliff. Pay will be reduced to base plus some peanuts refreshers like 70k. No cash bonus here. YOE::13 Work is similar at both places. More impact at
- vote Amazon Seattle or Apple Cupertino I have 2 offers Amazon Seattle(SDE2) AWS Base 153 Bonus 60k/50k RSU 110 units Apple San Jose(T3) Base 172k Bonus 60k Stocks 200k 4years Currently in Microsoft L62 Redmond 6YOE I like the team in Apple and they have pretty good 401k and insurance benefits. Infact, I have heard apple is generous
- Apple SDM Product Demand Planner role TC, base,RSU Just wondering what the pay scale is at Apple for a Demand Product Planner in the SDM group in Cupertino, CA in terms of TC , base , bonus , RSU and 401k etc. with about 8 years Demand planning experience Thanks!
- Intel Grade 6, moving to Grade 7 , thinking of transferring to Apple Hello Everyone, appreciate your help. I am a G6 employee, promised a G7 next year. YOE 5 and 1/2 years. TC - ~150 (116 base and 14 bonus, 15k stock, 5k 401k match) Thinking of moving and exploring options, if Apple , what ICT level i might get into? and some help in packages? Any sources for me t
- Who are Apple expecting to hire as software contractors? Obviously, Apple would like to hire the best people too, but the best people are also attracted to the Amazon, Uber, Instacart, who can pay them $300k or $350k TC as well. So I think if Apple pays software contractors usually at about $80 / hour, which is $160k W2 (and without 401k matching, withou
- Where to invest 20k now? Thanks for earlier advice guys, I put 22k as following: Apple: 10@275 => $2750 Facebook: 18@165 => $2970 Microsoft: 40@157 => $6280 Google: 1@1270 => $1270 J&J: 15@130 => $1950 JPM: 16@95 => $1520 Lyft: 90@33 => $2970 Boeing: 19@157 => $2983 MCD: 5@164 => $880 I am holdin
- A $270k TC job vs $180k contracting for Apple? My friend said he got an offer for a big tech company in Silicon Valley, $270k TC plus 401k matching, ESPP, insurances. And then he also got a contracting job for Apple, $160k W2, or $180k Corp to Corp (like 1099). (actually, more like $80 / hr W2, or $90 Corp to Corp... and somebody said it really
- Which tech company offers mega backdoor Roth 401k? I come to realize how it can greatly impact retirement savings amount whether or not your 401k has support for mega backdoor Roth. More specifically, the plan needs to have the following feature: - After-tax contribution up to 57k per year. - In-service withdrawal to Roth IRA. Below is a list of c
- NVIDIA is hiring!! Nvidia is truly a great company. We're flat and we recognize talents and give credits where they're due. TC-wise NVIDIA is up there close to the big names. Of course not crazy like them but stock is currently low, good time to join. Sr and above SWE specifically in Go, Java, Python. Work will be
- 401k Blunder? #401k I will be getting in touch with an accountant too as well but want to get any additional feedback from you all. Current 401k total is 172K -- age 34 In 2016 I changed jobs and joined Uber and did a rollver of 50K from my old employer but this is where I "specifically" asked fidelity to put
- link Mega backdoor Roth on employer change "IRS does NOT limit match, after-tax 401(k) or total 401(k) contribution across ALL employers. The IRS only limits you to $57,000 within EACH employer 401(k) plan." Is this correct? I was at Apple before and I moved to FB this week. Source: https://www.irs.gov/retirement-plans/plan-participant-emp
- Best strategy to update current holdings Currently holding a good chunk of Apple stocks in Fidelity that was 401k money. Thinking of selling all of them soon, and reinvest to retirement fund, eg. Fidelity Freedom 20xxK. What are some low risk strategies? Cashing out and reinvesting all at once seems risky. What about dollar-cost averaging?
- vote Daily discretionary & food spending Just curious. I find myself spending around $60-70/ day on average between food and say a random purchase a week (ex: an Apple Watch amortized over the week) which ends up being 30-40% of my after 401k paycheck. It’s pretty easy to buy something for $200 every week and realize it increases your week
- Apple Benefits 1) Health Insurance - Do you pay anything per paycheck for you and your dependents? or 100% premium paid by the company? 2) Do you get any wellness incentives deposited into your HSA account? 3) For 401k company matches only x% up to 6% of your base pay depends on the yoe at the company. Can I con