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- link 401k over contribution I already maxed out my 401k contribution for 2018 while employed at FB. I’ve joined Google this month, and looking to put additional $18,500 from my sign-on bonus to get Google’s $9,250 match. The two companies work with different firms (Vanguard vs Fidelity). My question is: how can IRS track this
- MMT vs Airtel Labs Asking on behalf of a friend. Hi, I am having 2.8 years of work exp, currently working with Fidelity International, Gurgaon as an Analyst Programmer. My current package is 10lpa. Have 2 offers & will be joining one of these at nearly 3 years experience: 1) Airtel Xlabs - 19lpa fixed + 1lakh bonus
- 401k doubts- planning advice Hi, I am on h1b . my i140 is approved and i would like to work in usa for 5 -6 years. i can predict the future whether i will settle down in usa or move to india after 5 years. My question: I recently joined a company which has fidelity 401k . my employer contributes 4400$ for 8800$ of my cont
- Regarding Tax benefits on 401k and IRA contributions Scenario: I am putting annually 19k in my 401k with no match from my company side. However I would like to put additional 6k in IRA or Roth IRA as well for increasing my tax benefits but when I checked with my company they said I can do max 19k in ira and 401k combined. Is this true? A quick search
- How does vesting work ? Why is it this difficult ? Joined my current company on Jan 25th with yearly vesting schedule and fidelity shows vesting date of March 10th. (Could this be because the stock committee approved the stocks on March 10th of that year when i joined ?) Now i have an offer with another pre-ipo company where the vesting starts on 1
- How To Get Back Into Tech? I worked as Lead/Senior Software Engineer for 10+ years (not for big tech, but Fidelity/Goldman/ and a few startups). I left to start an e-commerce company and pursue digital marketing. Built out a team, led the development of mobile apps for the brand, developed API's/algo's for marketing campaign
- Referrals Hi, I'm looking for referrals for ML engineer/Applied Scientist roles. Currently have 5 years of experience and looking for a role in FAANGMULA+ or any product-based company. LC 200+ 5 YOE TC:200k #referral #Google #Facebook #Linkedin #Netflix #Stripe #Square #Doordash #instacart #Apple #Coinbas
- Working as Salesforce Develope — What should I do next? I have been working as Salesforce developer from last ~5 years and pretty good at it. Currently making about 150k after taxes and working for a desi consultancy. What do you guys suggest for me to go after? I don’t think I can try for companies like google and amazon by learning data structures and
- RSUs withheld during vesting tax question So let’s say I get paid out 1,000 shares of RSUs and 40% is withheld (and sold presumably) to pay taxes so I only get 600 shares now. After doing taxes, I find my tax liability is only 32% so that means they over withheld 80 extra shares. Let’s say the stock grew in price ($10/share) by the time I
- Referral Request Hello everyone, I'm looking for referrals in any Fintech companies for the following roles: Financial Analyst, Product Manager, Business Analyst, Data analytics and Insights I am a CS grad, and I work for Financial services firm and I have experience in Capital Markets, Risk and Performance Evalua
- I rolled over my Roth 401k from previous employer into my current employer’s traditional 401k 🤦♂️ I received two checks (for pre-tax and roth 401k) from the company that was managing my 401k previously. When moving them to fidelity, I selected pre-tax 401k by mistake while uploading both the checks. Now I have the already taxed amount in my traditional 401k. This happened in mid 2020, so I’m not
- vote 401k Transfer to new Employer Hey Blinders, I am joining a new company starting next week and they will have a 401k plan with 6% (max $6500/yr). I am moving from contracting gig to full time role, no way i wanna tell my employer where I am going, he is a sucker 🤬 I have 50k in my 401k invested in WFSPX (S&P 500 Fund) and Fid
- Transamerica 401K This is for my spouse. Her company offers 401k through Transamerica. Unlike my Vanguard 401k that offers a target year portfolio -- which looks simplest from setup point of view, it seems Transamerica does not offer such target year based portfolio. It offers limited options of bond, large/mid/small
- Withdrawing from Robinhood ASAP Withdrawing my $200k from the app as soon as I liquidate next week. If you want $0 commissions, go Fidelity all the way. You guys are market manipulators by cutting off demand to these stocks. When Robinhood ever get the balls to start dictating market activity and market pricing? So much for democr
- Thoughts on Implementation Consulting for a large AM? Hey everyone, I am currently in the interview process for an Implementation Consultant (IC) role with a large asset management company (think Blackrock, Vanguard, Fidelity). I was wondering if anyone has any experience and or opinion with this type of role within this industry sector? I have previ
- Help - What will happen to my vested RSUs? Hello Blind Community, I have some RSU vested over the past two years, the recent vesting was on Dec 2020. I am planning to leave the company. Steps I have taken so far: I have accepted the RSUs at Fidelity and sold shares to pay tax all cycles so for when the RSU have vested. What will happen to
- Will unvested 401k company match continue vesting if I go back to Amazon? I have some unvested 401k contributions from the company match back when I worked at Amazon over 6 years ago. I'm thinking of rolling the account over to another brokerage from Fidelity, but I'm wondering if doing so would eliminate the unvested portion. I'm surprised that after all this time, those
- Roth IRA? And investment advice I spoke to Vanguard, Fidelity, and Morgan Stanley. All tried to sell me on their admin services so turning to trusted blind for advise considering most of you might have already gone through this. How can high earners contribute to Roth ITA with income limit? I can do backdoor IRA but then wouldnt
- Investing in index funds vs keep your vested RSUs For the past 4-5 years, I have been selling all my vested RSUs and investing them consistently in fidelity index funds. I firmly believe that buying and holding index funds for 20-30 year old period is a good strategy and I want to achieve financial independence as soon as possible. I just wonder i
- vote List of high paying companies for SWE role in Ireland? Hi Blinders, I have been trying to get a list of companies in Ireland with good pay scale(specifically for SWE or SSE), but couldn't find it. This is my attempt to create one list based on my personal experience and information gathered from peers and friends. Tier 1 Google, Facebook, Amazon, App
- I want to hire a developer from financial services for 2 hour consultation As the title says, I am looking to hire a backend developer as a consultant for up to 2 hours. I am performing market research on a potential FinTech I want to start. It relates to Defined Contribution Plans (401ks and other work-sponsored plans). I have specific requirements though, so unfortunatel
- vote Am I switching companies too much? I started working in Jan 2017 when I graduated college without any internships as an SWE being paid 72k at Fidelity. Aug 2018 I started at jpmc as an swe. TC: 125k. Realized I could make way more money and started studying. November 2020 Got a job at a small unknown company with great WLB and TC o
- Robinhood sucks Big Time Last year after the GME saga, I decided to switch to fidelity but there were still some transactions done prior so have to rely on RH for Tax documents. I tried TurboTax online and CD version - either way I am blocked where TurboTax is not able to pull my 1099-B documents from Robinhood securities
- Amazon just forfeited the 401k match I got 6 years ago. It’s roughtly 20k worth of Amazon stock fund I got as 401k match 6 years ago when I was working at Amazon. The money was on my account for 6 years. And today I received a letter from Fidelity saying Amazon took the money back. My balance is 20k short. I called Fedility and they told me Amazon forfe
- vote Would you list play store rating jump as an achievement on resume? Through several product initiatives (UI/UX/features) over the last few months, I have been able to take my product’s playstore from a stagnant 3.6 to 3.84 and rising. I am very proud of this and am actually getting a promotion this quarter because of this. However I’m ready to move to a new bigger
- Newbie investor I am starting to invest in stocks and more. I understand that you can’t really time the market, so my question is - Any one source where I can get the basics of what’s what for beginners. - How do you decide on which company to invest? Is it based on the news, investment knowledge sites like motle
- Referrals | Data Science FAANGMULA+ & Finance Firms Hello everyone, I'm a first year Master's student majoring in Data Analytics. I'm looking for referrals to any FAANGMULA+ companies for Data Science Intern roles. Also other tech companies like Robinhood, Coinbase, Square, Stripe, LinkedIn, Tiktok, Doordash... and financial firms lik Two Sigma, Cita
- vote A feeling worst than your whole fantasy team busting in your mouth So I failed 2 company final rounds that I would've loved, got the 3rd at Amex AZ. I stopped going to the gym to leet everyday for 3months & it hurts. Life has been nice lately, I consider my karma to be good, but being rejected has me thinking I can't go out like this. I enjoy my team/wlb & don't t
- Transferring roth 401k to Roth IRA - determining principal After you switch companies you can roll over your Roth 401k account into a Roth IRA which gives you alot of money to invest which will have tax free growth. Nice thing about rolling over Roth 401k is that you can invest into individual stocks instead of ETF’s only for most employers Roth 401k. My qu
- Microsoft 401k setup time Hey microsoft folks, I’m expecting an offer to come in very soon (potentially). And the recruiter said there might be some relo bonus (potentially some signing bonus as well). My previous company wouldn’t allow after tax 401k option, so I’m going to try to use Microsoft’s for the remainder of the y
- Looking for Referrals Hello, I'm looking for referrals at the following companies for 2022 Grad positions. I'm a senior majoring in CS at a top 10 school. Please leave a comment below and I'll DM you further information. Thank you! #Accenture #Aderant #Affirm #AkunaCapital #Amazon #Amdocs #Appian #Apple #AppliedIntuiti
- How actively do you make trades in your 401(k)? I’m not an active trader. I want to ask questions before I make any changes. I’m curious how actively everyone is trading in their employer-sponsored accounts, and what types of trades you’ve utilized to get you the best performance. I’ll detail my current situation below. ERISA-compliant 401(k) t
- compensation - Insulet Corporation - San Diego vs Fidelity Investments - Texas need help in deciding which one to pick got an offer from Insulet corp - San Diego for a senior software engineer role with 4.5 years of experience. 160k base 10% annual bonus(depending on the company performance and individual performance) no relocation(need to move from texas) health insurance 1
- vote Oracle vs Paypal Bangalore, India - offer evaluation I'm 6 YOE Java developer and bored of working on java any more. Oracle is giving me opportunity to work on front end, work is going be 70:30 ratio for UI : backend. They use oracle jet for UI and some old tech stack for backend. In paypal work is going to be in java only where project is going to
- vote Responding to an Unethical Design Take Home Interview I recently got a request to complete a take home test which was just one of many red flags. Some highlights just from the assignment: - un-timeboxed - asked for high fidelity work for the company (not an obviously fake/unrelated project) - mobile/desktop responsive - wanted a design AND prototype
- link I've started my FIRE journey in India! (Part 2: Financials Before Leaving US) Part 1 (Intro and Net Worth): https://www.teamblind.com/post/sqhzju14 In this post, I'll go over the financial stuff I had to consider before I bid the US goodbye. Gotta warn you, this won't be an entertaining read. It's a long laundry list of money matters laid out in excruciating detail. - Over
- Returning to India by mid-end of 2019, need 401k advice I maxed out 401k as long as I was with Microsoft (they pay 9k to 401k). I recently joined a bay area company. Job's great, they don't contribute to 401k tho, they provide some 401k account with a small financial institution, benefits seem to be none - just hold money pre tax. I will sell real estat
- Lay off Hello, I am being laid off from the US office. Just want to know what all things need to wrap up before moving to my home country. If anybody can provide guidance then it will be extremely helpful. 1) I have invested into stock market through Fidelity {401(k), Roth IRA, brokerage account, company s
- Moving back to India Hi folks, After 5 awesome years in the bay area, I'm moving back to India. The plan is to spend time with family, learn new non-tech stuff and travel around (hoping covid eases off by summer). I have some questions about this move .Hoping folks who have made similar moves can help out with advice.
- Mega backdoor Roth IRA with Fidelity Am currently maxing out my 19.5K pre-tax 401k contributions + the company match. I've started after-tax contributions recently and have setup automatic in plan Roth conversions. I can see my after tax dollars convert to Roth 401K. However am still not sure if this the right strategy. My roth contr
- vote Simply don't understand all the hate with Robinhood "Complexity is not the measure of excellence. That's how promotion works sadly but it should not be how things are rewarded." * Summary of responses: 60% of poll participants use Robinhood. There is a reason why everyone else is copying RH. If usecase is sufficient, RH is best. Below is the summary
- UX portfolio advice - Mid/Sr level UX Designer Hey Blind UX fam, I haven’t updated my portfolio in 2 years since I joined Amazon. I have worked on several projects in the last 20 months. Considering Amazon’s bias towards action (aka project delivery) and less towards user experience, not all of my projects have the most polished UIs. As I’m co
- UX Engineer, Design Engineering or not This is a story about not fitting in with most traditional company org structures. I consider myself a UX Designer or Design Engineer. I am comfortable having conversations with C title, product, designers to front-end and backend developers. I am also comfortable with discovery sessions, white-boar
- How to retire once u hit ur networth goal So im very new to investing. I have a fidelity account where i have my amazon 401k that i started 2 years ago along with a taxable brokerage account where all my amazon shares comes in when vested. Currently around 40. I recently started investing into other companies such as tsla last month. My qu
- link Stock recommendations for all retail traders to gain Sharing is caring, if you have done some DD lets share. Retail traders > institutions 🖕 It’s obvious $PLTR will top their estimated earning hence play wisely. For next 2 months, watch for $RIGL and $TNXP. Please note, we have a small group (o
- Full explanation of the GME, RH, and Citadel debacle Alright ladies, listen up. I just spent the whole day going down the rabbit hole of this whole GME / RH / Citadel debacle. This is going to be long, so you might want to lie down and suck on your pacifier because this one would take quite awhile. Let me start off by saying that I have a smooth brai
- Truth about paper money This is why you should not compare FANG RSU with paper money "Lyft’s valuation rocketed by more than 400% between early 2015 and June of this year, to $15.1 billion from about $2.7 billion, but its share price rose by less than half of that, 143%." "But existing investors—including employees—only
- List of companies hiring now . Not only Tech Companies from industries spanning from technology to retail are hiring to meet increased demand caused by the coronavirus pandemic. Below is a regularly updated list of companies hiring right now. Instacart says it’s looking to hire 300,000 contract workers over the next three months. Amazon says
- Travel from India Any folks traveled back from India to the US recently? I am on OPT and have to travel to India urgently. Wanted to get an assessment of the situation. Thanks
- Good bootcamps for SE Job Offer I have a CS background coming out of college, but I don’t feel great about my programming abilities. Anyone have any recommendation for a bootcamp that leads to a great job offer? #engineering #software #bootcamp