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Fidelity Employment
- Should I use an Investment Manager? I have all my 401k is different growth funds through my various employers. (3 of them). Fidelity tells me I should use their investment management person to help grow my funds more. I’m more inclined to just keep it in the growth funds rather than pay someone to manager. They say their fees at less
- Back door Roth Meed some help understanding the back door Roth method. My income is above the limit to directly contribute to a Roth. My employer provides a pre-tax 401k without a mega back door option (also no post-tax contribution options). I contribute about 12k a year to this employer 401k (pre tax) From what
- 401k at old employer. What are my options? Hello all! I am moving to a new company ( Amazon) in a couple of weeks and was wondering what my options are in terms of the 401K I have with my current employer. Should I just rollover my entire 401K to Amazon ( I think both NXP and Amazon use Fidelity) or should I do an IRA? I have also heard a
- What are some good companies that allow remote work? Thinking to move from NYC to Dallas next year to start a family and don't see that many good tech jobs there. Of course, there's Goldman, Fidelity, Capital One, Verizon and I might be able to get decent comp (150k+) with 6 yoe, but those aren't the companies known for decent tech or good wlb afaik.
- How actively do you make trades in your 401(k)? I’m not an active trader. I want to ask questions before I make any changes. I’m curious how actively everyone is trading in their employer-sponsored accounts, and what types of trades you’ve utilized to get you the best performance. I’ll detail my current situation below. ERISA-compliant 401(k) t
- Can i send printouts of 1099-Div/Int form to IRS? As someone on OPT i am required to file taxes via mail and not online. I kinda lost the hardcopy of 1099-Div form that was sent to me by fidelity. Wondering if i can mail a printout as part of tax filing to IRS. Also, can i attach a copy/xerox of the W-2 form, or, the original that was given to us b
- Dumb HSA Question I used to have an HSA with my old company. I know those funds are mine and the HSA is mine. I’m enrolling in benefits with my new company and I’m getting an HDHP plan and can make my own HSA but it’s not company sponsored. They explicitly state it’s my responsibility to set up the HSA. Can I use
- Where (what financial institution) does your IRA live? What I am trying to accomplish: I currently have a vested 401k balance around 100k within Fidelity that I would like to roll into an IRA. The strong majority of my contributions have been ROTH, if I understand correctly I can roll the entire ROTH balance into a ROTH IRA. Where should I do this? Wh
- Heartbeat(Reddit) How is Reddit as an employer now? (Considering applying) What I know/have read: $10B valuation based on $700K funding by Fidelity in Aug $15B potential target valuation at IPO, Snap IPO CFO hired. But when is IPO predicted? Ad revenue potential weak because of two arguments usually: - Anonymity pre
- Optimizing for BoA Premium Rewards Card I have previous employer 401ks and roth iras that I'm happy to move from Fidelity to Merill Lynch to get to the 100k requirement for premium rewards. I'll be doing it as Roth IRA and IRA. I hope they allow options trading! Secondly, what category should I choose? How is it said to be 5.25%? I do
- 401K investments/options This will be my first ever 401K from my employer! Unfortunately never really had anything like this for years for many reasons but now I have the option. My expenses are sadly high (out of my control to some extent) so every paycheck it's pretty much gone however I have other passive income that I
- Capital Gain Tax, ESPP and Too many transactions I am in a special situation that some of you are probably encountering too: 1) I traded way too much and Turbotax can’t import my fidelity transactions. So they tell me I have to a) Enter transactions 1 by 1. (Infeasible with 500 pages of transactions!!!) b) Just put the totals. 2) I sold ESPP st
- 401k doubts- planning advice Hi, I am on h1b . my i140 is approved and i would like to work in usa for 5 -6 years. i can predict the future whether i will settle down in usa or move to india after 5 years. My question: I recently joined a company which has fidelity 401k . my employer contributes 4400$ for 8800$ of my cont
- vote Better to transfer previous employer 401(k) or Rollover to IRA? I have a 401(k) account with Voya from my previous employer which has been a total pain to track. There’s like $40k in it and I’d like to move it to my current employer’s 401(k) provider, Fidelity (with BrokerageLink), and I’m trying to figure out the best way to do it to maximize growth and minimiz
- Help this new Microsoftie setup 401k Fidelity confuses me. There are 4 things that I need to put in the "contributions" tab: Pre-tax % Roth % After-tax % Quarterly conversion of After-tax to Roth (Y/N) This is how I do the math: Pre-tax max for 2019 is $19,000, after-tax max is $27,500, and employer match is $9500, so the total is $
- Returning to India by mid-end of 2019, need 401k advice I maxed out 401k as long as I was with Microsoft (they pay 9k to 401k). I recently joined a bay area company. Job's great, they don't contribute to 401k tho, they provide some 401k account with a small financial institution, benefits seem to be none - just hold money pre tax. I will sell real estat
- List of gem 💎 companies Not super well known (the likes of FANG) Great WLB (<= 40h, no or low on call). Good culture, no stack ranking, nice people, family friendly. Ok salary, enough to live but not for the TC chasers. I’ve heard good things about Expedia, Salesforce, ServiceNow, etc. Can you share your gem company?
- Moving back to India Hi folks, After 5 awesome years in the bay area, I'm moving back to India. The plan is to spend time with family, learn new non-tech stuff and travel around (hoping covid eases off by summer). I have some questions about this move .Hoping folks who have made similar moves can help out with advice.
- Transferring roth 401k to Roth IRA - determining principal After you switch companies you can roll over your Roth 401k account into a Roth IRA which gives you alot of money to invest which will have tax free growth. Nice thing about rolling over Roth 401k is that you can invest into individual stocks instead of ETF’s only for most employers Roth 401k. My qu
- link I've started my FIRE journey in India! (Part 2: Financials Before Leaving US) Part 1 (Intro and Net Worth): https://www.teamblind.com/post/sqhzju14 In this post, I'll go over the financial stuff I had to consider before I bid the US goodbye. Gotta warn you, this won't be an entertaining read. It's a long laundry list of money matters laid out in excruciating detail. - Over
- Bay house purchase - learnings I recently bought a sfh in bay area and wanted to share my learnings. - redfin vs. traditional agent: I was going to hire redfin agent to get that sweat commission refund, but ended up going with a traditional agent who knows the area very well and came with high recommendation from friends. He has
- Truth about paper money This is why you should not compare FANG RSU with paper money "Lyft’s valuation rocketed by more than 400% between early 2015 and June of this year, to $15.1 billion from about $2.7 billion, but its share price rose by less than half of that, 143%." "But existing investors—including employees—only
- Travel from India Any folks traveled back from India to the US recently? I am on OPT and have to travel to India urgently. Wanted to get an assessment of the situation. Thanks
- Good bootcamps for SE Job Offer I have a CS background coming out of college, but I don’t feel great about my programming abilities. Anyone have any recommendation for a bootcamp that leads to a great job offer? #engineering #software #bootcamp
- Thoughts on Jumpstart’s feature to filter candidates based on race/gender? I wonder if there even is an option to see only male, or Asian/White. Seems like Jumpstart is promoting racism and sexism in hiring.
- vote Has innovation slowed down? Title.
- Travel to India after graduation I will be graduating in Dec and will be joining Amazon in Feb on OPT. Is it risky to travel to India in December?
- Claim stimulus check on 2020 tax return? In 2019, I worked part time at my university and filed taxes for 9k earnings. I’ve been waiting and waiting, and haven’t received my stimulus check... Can I claim the $1200 on my 2020 tax return, even if my 2020 income is above the requirements? TC 200k YOE < 1
- best ways to buy bitcoin What is the best way to buy bitcoin? I've heard Robinhood is horrible :(
- Child care isn’t a transmission vector Largest peer-reviewed study, 57,335 child care centers: “No evidence of child care being a significant contributor to COVID19 transmission to adults—finding consistent with previous studies showing lack of assoc btwn school closures & transmission rates” https://twitter.com/nahasnewman/status/1323
- Referrals Hey everyone, looking for referrals I have a Masters degree in CS YOE - 3+ TC - 110k #Uber #Lyft #Dropbox #Microsoft #Netflix #Slack
- Any H4 applicants still waiting for Biometric appointment. Mine was filed in may 2020 and still waiting.
- Facebook WFH Options Hello Facebookers. Are you all allowed to WFH as per news or only some teams allow that? TC: 250k
- vote What kind of worker are you? Let’s face it. Some people in G and F don’t spend that much , especially 5 and 6. If You gave them 10M or 10B, they would live the same life. They just want more money even though they don’t need to spend that much. Some people work for a purpose like Dr. Fauci. He was downplayed but still want to
- link When Trump thought pandemic was going to end by easter.. https://www.bbc.com/news/world-us-canada-52029546
- At what age did you buy life insurance Folks will be 34 soon thinking of getting a life insurance. Have a wife and 2 kids 😀 What age did you folks take one and which one would you folks recommend ? TC : 328k
- vote Stay or switch companies? I'm a designer, planning to switch to a smaller company. Even if I get promoted, I don't see myself growing much, and the work is getting boring. However, this company is less well known, but the culture seems awesome. Base: 101k Bonus: 2k Current TC: 103k New company. Base: 108k Bonus: 7k RSU- 5
- Referral Needed Looking for a referral. I need a fully remote position for personal reasons. I do not mind sharing why in my DM. YOE: 16- leadership roles. Do not mind being a individual contributor. Do not need to be a manager but I am great with people. Current Title: Capacity Planning Manager Education: Master
- Anyone hiring SDE with 1 year experience Anyone hiring SDEs with 1 year experience. Currently at Amazon and don't like the team. It is impossible to move within Amazon at L4 level. #tech
- vote Should I buy stocks on or after Election Day? What you guys think? #Amazon #Apple #Google
- Rationale behind a 15-min interview, and what to prepare? I've got an interview scheduled with a hiring manager of a BB bank and was told by HR that the call will be a 15min. I was curious who has had experience doing a 15min interview as an interviewer or /viewee and can share what was the focus of the call during the short timeframe. Also, if you were th
- Facebook referral Hi, Can someone refer me at Facebook for a SWE position? Really appreciate it! #tech #software #referral #job #opening
- vote How Much Are You Spending on Healthcare? I realize I'm spending a ton on healthcare (premiums + out of pocket). I have a couple of health conditions but I'm not dying. I'm averaging about $1100 per month this year. How much do you spend per month on premiums and out of pocket combined? #healthcare #health #personalfinance
- H1B appointments in India Reaching out to understand the current situation with H1B in COVID. I visited India in 2019 December and got H1B visa (previous employer) on my passport. I started with new employer in February 2020 (with new H1B) and have not visited India since. I have a few questions w.r.t. this: 1. Do I need to
- vote Did you take PTO to Vote today? 📩
- Referral to FB Hi - I was wondering if someone from #facebook could provide a referral to a specific role in the ProdMgmt org? Appreciate it.
- Need Referrals I am interested in a back-end software engineering role at FAANG (plus..) I have 12 years of Industry experience. Would you mind referring to your company? Already scheduled for Amazon next month. Thanks. #swe #engineering #software #referral #hiring #jobhunt #microsoft #slack #paypal #facebook #
- Referrals I am interested in a back-end software engineering role. I have 2 years of Industry experience. Would you mind referring to your company? Thanks. #swe #engineering #software #referral #hiring #jobhunt #microsoft #slack #paypal #facebook #twitter #dropbox #amazon #atlassian #google #instacart #squa
- vote Are you taking PTO tomorrow? Election results
- Anyone still holding crypto? how to liquidate? I just remembered I had a bunch of crypto across several exchanges....a significant amount. Wondering if anyone else is still hodling or how you transferred back to cash.