2012-2014 Facebook, Google 2014-2017 Netflix, Airbnb, Uber 2018-2021 Fintech, Stripe, Square 2022+ Crypto, Web3, Metaverse? What is the next big consumer innovation?
Fintech is the worst place during the recession. No one gives a damn about payment processing. It's a saturated industry and there's no innovation. Inflated bubbles such as Stripe, Plaid, and many other unicorns have lost 3/4th of their valuation. RIP Fintech.
Saw the job posting for Director of Product Innovation - Originals Launch Strategy - Series. Not sure if I should even attempt to apply cold. What are the chances of getting an interview without a referral? I'm looking to move to LA asap. I'm currently in NYC. Does that put me at a disadvantage? I d...Read more
I see a lot of positive reviews of stripe here and I want to know why that is the case. In my opinion the only good thing about Stripe is the potential to be really rich because of IPO but tech wise all fin tech companies suck. There is very few tech innovation happening at any fintech company have ...Read more
I’ve worked on FAANG for over 12-13 years and now I am very bored with slow speed innovation. Any suggestions for the fintech startups ? I am looking for software architecture roles
I totally get the Collisions selling this shit! why is Fast Co buying it? How does a company survive only on hype? They can’t execute for shit and there’s no innovation here #Stripe #FinTech #Shitcan https://www.fastcompany.com/90719976/stripe-climate-innovative-carbon-removal
I am first time investor, I have 30k usd spare and want to invest in below list. How does it looks. Looking to invest for 3 to 5 years. I also have 50k usd worth INR Fixed deposit in India which I am not touching. 10k clean energy etf 15k tech, innovation, new tech etf 5k fintech, e-commerce and ...Read more
After a few years of experience both in Amazon and Google, I'm looking to work in a startup as a lead engineer / software manager-ish position. Where do I go to find startups that resonate with my values? I'm into energy, health, construction that kinda thing. I don't (yet) care about innovations in...Read more
Lately it’s been tricky understanding what #software #engineering has turned into at my current engagement. It bemuses me how most of my time and tickets are spent fixing other devs bugs as a senior software engineer at a fin-tech corporation. I’m open to #suggestions, #advice, maybe #referrals s...Read more
In today’s digital landscape, open banking is revolutionizing the way data is shared, making it simpler to switch bank accounts and tearing down the barriers between financial institutions. Despite these advancements, FinTech companies still face significant challenges from traditional banking syste...Read more
Have been working in capital one since about 18 months in fraud innovation. A heavy partner facing b2b product development role handling 6 engineers, a tech lead and an analyst. Interested in moving to the west coast (SF/SJ) as my partner just got a job here. Got my MBA here and recently got picked...Read more
Have been working in capital one since about 18 months in fraud innovation. A heavy partner facing b2b product development role handling 6 engineers, a tech lead and an analyst. Interested in moving to the west coast as my partner just got a job here. Got my MBA here and recently got picked in the ...Read more
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Credit card companies teamed up with visa/mc to collect 2% transacrion rents from from retailers. No other country has this kind of setup and card transaction costs elsewhere are only like .10$. This market structure is further inhibiting fintech innovations that are already widespread in China, suc...Read more
Can someone explain if these new digital banks are really different and pros or cons for innovations they use. As far as I can tell SoFi isn’t really a bank and has a slick way to acquire users via their student loans. Perhaps this makes them have better margin overtime as they’re not using old inf...Read more
Pretty bored at work and the area I'm working in is not that exciting nor do I see much innovation. I can chill and collect a decent paycheck or go to FB. The problem is FB's TC is lower. Also had an offer from ServiceNow, which I turned down. Current TC: $455k FB TC: $400k I don't want to silo my...Read more
Here are my two cents. In the past 5 years Ive seen a significant growth in new startups, valuations and even salaries. We have seen some amazing transformation in Fintech space. Lifestyle and standard of living is rising and hence consumption is also going high. All these are good things but …. Mo...Read more
I am a junior/senior in college and facing the biggest decision of my life. I currently have 14 offers from internship, co ops, to full time. I’m stuck between choosing which is best for my career. I can co op at US bank in there innovation lab working with Fintech start ups for spring 2021. Inter...Read more
Hey All, I noticed amonst some buldge bracket banks, that there a couple of jobs opening up that are within these “innovation arm” divisions, where the main responsibilities consist of market research within the fintech industry (cryptos etc.) along with prototyping products to pitch to these firms ...Read more
The involvement of Indian professionals and companies in the IT departments of the U.S. healthcare and banking systems is significant and multifaceted. This influence can be seen in various aspects: 1. Workforce Contribution: Indian professionals make up a considerable portion of the IT workforce i...Read more