Preferred Lender is giving us the lowest rate available, which is 4.625%. This is on a different pricing sheet so the seller incentive is reduced. These rates expire 4/30. Probably the best I’ve seen #housing #mortgage #florida #tampa
Have you done delayed financing to make your offer lucrative , to put on a cash offer , and then immediately next day cash-out refinance . Did it execute as planned ? Were you able to claim interest deduction on the cash out refinance on same property rental income
Trying to better understand compensation for 5-8 years of experience in Private credit / direct lending / leveraged finance. Would you provide some base/ bonus structures out there?
My current mortgage is with Citi bank (10/1 arm, 2.875%). I want to take advantage of the low interest rates. Any recommendations for lenders that can give better rates ?
Posting on behalf of a friend She’s got 5 years of mortgage originating experience and 7 years total in sales. A business degree for bachelors. She’s looking to transition into a career at a hedge fund, bank, consulting firm — basically anywhere with a lucrative career ladder and without having to...Read more
I couldn’t use RSU income due to not having 2 years at company. Is it - 2 years from join date (late 2024) - 2 years from initial grant (late 2024) - 2 W2 incomes with a vest (Jan 2025) - 2 years from first vest (late 2025) Lender couldn’t answer and said to try again on my 2 year anniversary 🤷�...Read more
Need suggestions for auto loan lenders to finance a new Tesla. Whom did you finance your car with for better rates? Is it worth to go with Tesla loan? TC 220k #Autoloan #tesla
On average, obviously good / bad actors in each. Can’t wait for the OP is a snowflake comments Edit 1: oops, forgot to list government Edit 2: Since finance is a popular choice, which area? Lending? Trading? Insurance? Brokerages? Edit 3: Really curious why people hate finance so much. Besides in...Read more
Will PayPal eventually try to do that, given their large merchant base ? Will it make sense for them to build this within or merge/acquire affirm? Is affirm CEO, previous PayPal founder, setting sail for a merger/acquisition ? Seems like a threat and an opportunity. #e-commerce #retail #lending #...Read more
https://www.dlnews.com/articles/regulation/tokenisation-to-unlock-usd-19tn-in-collateral-say-experts/ JPMorgan’s blockchain platform Onyx, for instance, allows users to complete short-term lending transactions in minutes using smart contracts to tokenise cash and collateral. Ondo finance is leadin...Read more
Getting started with passively investing in real estate. I’ll be closing soon on my first rental property. It’s financed by a bank with me as lender. I plan to buy 3 more properties, all in Texas. I will not be playing landlord, instead I’m paying property management. How much risk do I have when i...Read more
Trying to better understand compensation for 5-8 years of experience in Private credit / direct lending / leveraged finance. Would you provide some base/ bonus structures out there?
Just Got an offer accepted for a 1m townhome in Bay Area yesterday I’m thinking about optimal immediate next steps. I have 10 days to remove finance + appraisal contingency. 1) are the next steps ->; get a rate lock, shop around for lenders ->; underwriting ->; final approval ->; final appr
Anyone have mortgage lender leads for jumbo loan financing while on F1 OPT? Obligatory - TC 215k #mortgage #housing #seattle
Can someone share detail on Citi Lending domain, USPB technology area? What all lending are included ? What is USPB, is it US public banking vertical ? Any additional information would be appreciated. #finance
Does anyone out there work for a bank or finance company in asset based lending? What is your TC?
Here's what to expect: 1. Depositors WILL get their money back. Some may need to wait days to weeks, but they will get it. FDIC well make sure of that. 2. Nevertheless lots of tech companies are about to go into the toilet, and either lay people off or close up shop, not from deposit losses, but i...Read more
There are many tracks in fintech - lending, payments, crypto etc. In which of these tracks do you think fintech will cause the biggest transformation? #finance
Can you share your home buying experience with First Tech credit union? Looking to finance with them. Also share if you have found a better lender.