Robinhood added stock lending to their platform. Can I lend the stocks from the company I work at or does that still somehow fall within insider trading policies?
unfortunatly i had an accident with payputs so while my insurance company didnt increase my premium( got accident forgiveness), but they wont issue me an umbrella policy( i didnt have one at time of accident). when i tried getting it from other lenders, they all quote me super high on auto policy an...Read more
I am working with Bofa local lender who is providing us with competitive interest rates verbally, however they are not providing the official quotes including all the details of interest rate, credit and other charges etc. they say it’s Bofa policy just want to understand did anyone work with Bofa a...Read more
Spoke to a lender with Bank Of America and he mentioned for first time homebuyers they usually don’t allow less than 20% downpayment. Are you guys hearing the same with BofA if thinking about <;20%? Want to know if it is generic BofA policy or lender BSing... EDIT: This is for all the programs..3
Anyone done any price-value comparisons / shopping? I just want the minimal policy so that the lenders are happy (and I don't plan to have any particularly expensive valuables inside).
Roblox just updated their equity policy for new hires. Before, equity was based on 60 day trading averages, now it’s calculating equity grants on a 20 day trading average. Is this good or bad? Can anyone lend some insight on this? Thank you so much!
Serious question here. I see ads for adult entertainment companies like ch@turb@te on stack overflow and they pay well too. If one works as SWE in such companies, then would it be a problem when switching to FAANG or similar companies? Do they have policies against hiring SWE from what are often co...Read more
1. Pretty privilege is when your coworker’s presentation gets praised for its “innovative ideas” while yours, with the exact same content, gets criticized for “lacking depth,” simply because they have a charming smile and you haven’t had your morning coffee yet. 2. Pretty privilege is when you’re...Read more
I was asking for total cost from different lenders and none of them answered me directly but instead kept on repeating the rate and discount over and over. I feel they were trying to convince me to pay most even though by choosing some discount and rate, which may be enforced by law or other policie...Read more
In purchasing a house, you often run into a big ticket closing item that could cost you $3000+. Here’s some background about Home Owner’s Title Insurance Policy: https://www.zillow.com/home-buying-guide/what-is-title-insurance/ Even though this is an optional item (not required by your lender or b...Read more
I am on H1B and currently working remotely from MD but my employer is located in PA and I am planning to buy a house and move to NC but my employer is saying that he will not approve my move request because of some policy reason. I just signed the contract for the new home and it looks like Lender i...Read more
IMHO, China has no intention of executing a trade deal - continues to stall and now wants the existing tariffs / leverage removed as a condition for negotiation. We should not accommodate this request, as it is simply a stall move. The Chinese are hoping Trump is not reelected, because they know t...Read more
Inflation and job losses can both be harmful to an economy and can have negative effects on individuals and society. It is not necessarily a choice between allowing inflation to occur or raising interest rates to try to curb it. The Federal Reserve (Fed), which is the central bank of the United Sta...Read more
If Dems get a majority during midterms (highly unlikely) they would push for policies that will slowly lead to increase in taxes to fund their plans. Without low cost lending or low corp taxes smaller companies will have to rely on high debt or luck to innovate and pay the pampered devs. Our social...Read more
#SVB Better hedging against fastest ever rise in prime lending rates and rate increases, tightening monetary policy, by the fed, against the now apparent, non-transitory pandemic era supply shortage fueled high inflation. The inversion of the long term vs short term yield curve was a precursor to pr...Read more
For investing in real estate in another state under an LLC, you have to register the LLC there and also pay a foreign LLC fee to CA of $800 per year, which is ridiculously high considering most other states charge nothing for a foreign LLC. Just for the “privilege” of living in California. Another ...Read more
I’ve been Director of a software development team for nearly 5 years, and always strived to hire team members that I fully trusted, giving them tremendous freedom, flexibility, and autonomy. I have now decided to focus more on architecture and engineering, and a new Director has taken my place. Thi...Read more
Link: https://www.wsj.com/articles/office-landlord-defaults-are-escalating-as-lenders-brace-for-more-distress-894938c0 I think someone here said go buy REIT? TL;DR: commercial real estate is suffering from people not returning to the office and realizing it won't go back to where it was. Quote: T...Read more
Current startup I am working at has got me working nights and weekends and insane hours— I’m at the brink. The lack of experience in the executive team around SWE, SDLC, and the ability to launch a product at an enterprise level and scale is too apparent. I have been here about 4 months. It does n...Read more
"Liquidity Trap" in a generally due to wrong application of "Expansionary Monetary Policy". Suppose, a cycle is not running due a missing part like pedal. No amount of oiling the cycle will work unless that pedal was replaced. No amount of adding more money supply in the market will result in growth...Read more