My idea is to provide an ability to find the best lenders in the market for your home purchase. It works on a reverse auction mechanism. Who is interested to work with me on this idea Pm 280k
Hi All, I’m reaching out behalf of a friend who is absolutely exceptional in photography, film and also content. He works in Apple retail and is really trying to go to corporate anyone here in that department that can lend a helping hand?
I just got some of my bonus paid out and nearly 50% was withheld for taxes. Is this how it works? Anything I can do? I’m aware I can get the tax refund next April, but I’d rather not lend the government my bonus money for a year.
Any kind member here that works for FB that could lend a helping hand? Got my acc diasbled for months without anyone replying to my appeals. Would for ever be grateful for this favor. Karma/venmo points available if you can help.
A friend of mine who works in a lending office is claiming that a new rule (about 10 days ago) is that now 10% down payment is enough to cancel PMI on conventional loans. I did my research and found absolutely nothing online that supports this, but part of me is hoping this is true lol. Anyone heard...Read more
Hi home owners, I am stuck in choosing builder’s preferred lender vs a bank.. here are the evaluation points: Builder’s lender: 1. Offering 3% with 3k credit 2. In house lender so I am not worried about the appraisal 3. Works closely with the builder on the delivery timeline Bank: 1. Offering 2.8...Read more
My lender works with Radian Title Company and I’m about to sign my refinancing papers with them. I did some research and they have really bad reviews. Wondering if anyone have had good or bad experience with signing the closing docs with them?
I’m worried about appraisal not coming close to the selling price based on comps by my agent (50-70K at the min) and want to go try with multiple (at least 2) lenders and see if one works out as close to the selling price as possible before committing. This is so I end up paying less out of pocket. ...Read more
I got a business idea. Here is how it works. what do you think? 1. lend 800K to one H-1B person (Call him Sharma). Sharma needs to bring 20%. 2. Make Sharma come up with a good business. 3. My company will need to vet the business ( idea or existing one ), approve/reject and be a shareholder. 4. Co...Read more
Hi one of the lenders I am looking at said 768k loan amount is the minimum for jumbo product and jumbo also needs the 20% down in covid world. Need to call them and check but was wondering how this works in a low appraisal situation: Ex 1 mill home appraisal and 200k down, 800k is above 768k jumbo ...Read more
https://www.bbc.com/news/world-asia-52743072 Here is how it works. China lends money to countries to build. Puts conditions on loaned money that they can only use chinese companies for construction and material, so essentially its as good as investing in Chinese companies. And now other countri...Read more
Serious question here. I see ads for adult entertainment companies like ch@turb@te on stack overflow and they pay well too. If one works as SWE in such companies, then would it be a problem when switching to FAANG or similar companies? Do they have policies against hiring SWE from what are often co...Read more
I’ve worked for 2/3 companies above and my partner works for meta. So I know quite a few of you personally and professionally. Remember that y’all already at the high bar of excellence by making it to these MAANG and accruing tenure. You are battle tested and extremely smart, working there is not f...Read more
First experience: Waived finance contingency to land a condo. I felt like I had no choice as I was getting outbid on everything by buyers who were waiving everything. I was getting good numbers from my lender, I found a place that had been in the market for 45 days and made an offer at list, so I f...Read more
Everyone here seems to be pretty confident about the market, about the economy despite all the red flags. I have been talking around and now it seems that outside of Silicon Valley, things are royally blowing up. One of my friends works in corp dev for a Las Vegas based hotel business, and he was t...Read more
I had the sense and execution interview yesterday. Product sense questions 1. Product feasibility analysis of a lending App. I focused individual borrowed over institutional borrowers for the MVP, and suggested both individual lenders and institutional lenders on the lending side. Emphasized on re...Read more
Hi Blind Fam , I am starting to look for homes to buy in the Bay Area in good school district. I was not sure what’s the typical mortgage i can be approved for . I am still in early stage and haven’t talked to a realtor nor have I got pre approval. Just trying to form my opinion and set expectation...Read more
Hey Guys, We are looking out for our first home and I am just going through some of the links to read about the first time home buyer guide ->; https://www.investopedia.com/updates/first-time-home-buyer/ Can you please tell me what all I should take care, very subjective question but I am kind o
Yeah we are down 30, 40, and some people are down 80%. What the dipsters don’t get is how things are fundamentally changing and that they are anchored at bubble prices in their head. The sp500 is around 3700, but the real pain hasn’t even started. A moderate to severe recession could put us at 2015...Read more
Anyone else do this? Obviously risky. I just started small a couple months ago and so far everything works. I use My Constant since some friends have used it for a year but there are a couple of them out there From their website “All lending is backed by borrower collateral or buy-back guarantee”....Read more