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Lending Works
- Google Referral for SWE/Dev Relations Hi, would anyone be willing to give me a Google Referral (I am in the US)? In particular, I’m looking to join as a developer relations engineer or a SWE. I feel a little awkward asking for a referral like this, but I figured worth a shot (and the nature of Blind seems to lend itself well to this sor
- Compensation for Client Portfolio Manager I currently work at a large alternative credit / private credit manager. my role has a myriad of responsibilities including product development, product specialist/ market specialist (i.e. helping inst’l sales land large tickets when they’re beyond their depth), creating marketing materials and work
- Crypto P2P Lending up to 9%? Anyone else do this? Obviously risky. I just started small a couple months ago and so far everything works. I use My Constant since some friends have used it for a year but there are a couple of them out there From their website “All lending is backed by borrower collateral or buy-back guarantee”.
- WLB for Technical Program Manager? Hi Blind community! Hope you’re all doing well! I’m looking for your sage advice on WLB for TPMs in large companies. I found some interesting TPM positions across FB, Google and Amazon that matches my background. Before applying to any of the roles, would you be so kind to give me an idea of what
- vote Advice for first time home buyer? 25 years old. Planning to buy my first house in a few years. I really hate moving and other nuisances and would prefer my first house to be potentially my forever house. I’m currently looking at 3/4 bed sfh in tri valley area in the range of 1.5-2m. Currently more interested in upcoming new constru
- vote Disney Streaming Services Contract to Hire I recently started a 6 month contract to hire role at DSS through a third party recruiter (has a reasonable reputation from searching). Since the jump was 50%+ in total compensation it felt like a no-brainer. According to the recruiter the rate of conversion has been 80-90% and can happen as early a
- vote Where to be pm: instacart, Roblox, robinhood, meta Tc at Amazon L6 is 550 including stock increase. 3 years at Amazon post top mba. Previously a designer. Instacart Senior pm, promised I can be manager and principal in a year but I don’t know if I can trust hiring managers who promise a lot. 600 tc with a lot more equity exposure. Company is valued
- Goldman Sachs VS Grab Offer Posting from my friend's account since I have already resigned from my current company. I have received offer from GS and Grab. Offer Details:- Current CTC:- 16 LPA YOE:-2 Goldman Sachs:- Analyst in Systematic Market Making (SMM) team in GMD Base:-28LPA +Joining Bonus:-1.5 Lakhs + Year End Bonus:
- Referral needed I’m a Senior Product manager at a small lending company. I’ve been searching for a job for a while now, with no luck. I do well in interviews, gotten to the last round with a few companies, but then I don’t make the cut. It’s pretty frustrating. I also know that I’m grossly underpaid for my skills,
- Best agent I have ever worked with. My wife and I recently worked with a real estate and we are about to successfully close on our investment property. Aman (our agent) went above and beyond and helped us with each step of the way in our house purchase process. Aman is super organized and followed up on all my inquires promptly. He h
- PM referral and advise appreciated I’m a Senior Product manager at a small lending company. I’ve been searching for a job for a while now, with no luck. I do well in interviews, gotten to the last round with a few companies, but then I don’t make the cut. It’s pretty frustrating. I also know that I’m grossly underpaid for my skills,
- Are there any less known startups that make iot solutions that could help the environment in any way? Preferably one with decent pay, but nothing like faang. I want to use some of my iot expertise to work on either a product, or with some company that can have a real meaningful impact on the environment. I am not actually picky about what exactly it is, but I want to try and lend my engineering ex
- vote New to Tech/Product - Am I a PM? Forgive me, I don’t know all the terms and correct lingo yet, but am in need of some advice. Worked 10+ years in real estate finance (mortgage) and recently joined a tech company focused on developing products for the lending industry. I leveraged my experience as a mortgage underwriter to get in o
- ISO: Looking for FAANG or Fintech referral for Data Analyst/Engineer or similar Completing my MS in CS this May. I would ideally like to go into SWE, however, I don’t have the experience for it (Finance background). Perhaps working as a Data Analyst/Engineer for several years would allow me to pivot over to SWE in the same company. I’ve worked as a Data Analyst previously (2 y
- PM at financial services / quant firms (not portfolio pgr) Preface: I know that PMs often mean Portfolio Mgr in the context of finance, but these roles are often sold to me as Product Management or Technical Product Management Long story short, I got hit up by several financial services recruiters (headhunters as well as company’s own recruiter) over the p
- Would it make sense to transition into Finance from Audit Analytics Consulting? YOE: 5-6 Title: Senior Manager TC: $132k (LCoL/MCoL) Brief Background: Undergrad/Masters in Accounting, Big 4 Advisory (Data/Automation), spent my whole career doing SQL, Alteryx, VBA, Tableau, and Power BI consulting services for internal audit and risk teams of F500 companies. For the past 2~ year
- vote Microsoft vs Razorpay vs Grab | India Hi Asking for a friend There has been few updates and these are final numbers and offers he has Needs help to choose between these offers Razorpay(platform team) - SDE-2(Senior SDE) 32L + 3 avg perf bonus + 3L/year esop(partial buybacks) + 3JB Effective Tc ~= 37L + JB Microsoft(cloud+AI) - SDE-2(
- vote Moving out situation from MS Hi all Less than 6 months at MS and don't like the slow paced work, bad tech stack and heavy usage of internal tools. Basically missing everything a mid sized company/startup will mostly have Also this might sound unreasonable on my part but the lowball pay has started to bother me(had other offers
- Investing money into LLC and earn income (schedule K-1) while on H1B work visa I am currently working in the US on H1B visa. I have found one investment opportunity where I will be lending some money to LLC. It will be a passive investment for me. That LLC will be giving my money back to me with 20% interest after 6 months. So basically ROI is 20% in 6 months. I know that if
- vote Bay area Trivalley housing cool off in 6-12 months? So watched a few videos that claim housing throughout USA will cool off in 6-12 months. Wondering if that has some impact on housing in Tri Valley area? If other places cool off by 10-15%, here a 5%. I am looking to buy if the prices come down 5-10% when I am able to afford.Right now I am renting an
- Today I am free Today my bank account has slightly higher than $5007.49. I decided that I'm going to go to the beach in Hawaii to live in a tent and find a life there. I know it takes a long time to find your rhythm, including all the places to bathe and eat on the cheap and also how to get money to update your be
- My FB Sr. PM interview questions thought would help others I had the sense and execution interview yesterday. Product sense questions 1. Product feasibility analysis of a lending App. I focused individual borrowed over institutional borrowers for the MVP, and suggested both individual lenders and institutional lenders on the lending side. Emphasized on re
- Referral Help Hey guys, I'm currently in my last semester at a tech university in the U.S., hoping to land a job in Bay Area / Seattle. I've had trouble landing interviews w/o referrals and I was hoping you lovely people could lend me a hand. The university I go to is well-known, I've got a 3.78 GPA, and ha
- vote How can we beat the banks’ control over housing prices? We have some smart people here, many with advanced degrees in engineering, computer science, business, etc. We in the Bay Area and other tech hubs are being robbed by the way the banks control housing prices. They work in coordination with the city, nimby’s, and “environmentalists” to limit housin
- What do you guys feel about loaning out money to friends? I had a very poor childhood which has made me quite stingy with money. I still used to trust people back when I started working and made the mistake loaning out not so small amount to a couple of a*holes I used to consider friend. Now I can't help but feel no matter how well you know a person no on
- Unit testing In our org we are pretty ging ho about unit testing. Every bit of code needs to have near 100% unit tests. Which means right from design we need to make the code testable. Example never call APIs directly, call through interface wrappers etc. Make class members protected not private for testing. And
- link Arrest of "Zima Capital" Secret Service It looks like they are finally starting to go after the right people..... https://qz.com/1797589/crypto-ponzi-scheme-took-mlb-players-for-millions/?ref=hvper.com&utm_source=hvper.com&utm_medium=website Craziest Scam story from Crypto? I'll Start: Hopefully they get Brandon and Hugh Austin next.
- My "politician" cousin (India) I am working from a tier 2 city which is my hometown since the pandemic. Want to share a crazy success (?) story of my cousin. My cousin who is 2 years younger to me was an utter failure. Failed 10th twice. Has a fake bachelor's degree. Totally unemployable. An alcoholic. Ever since I got my job, I
- I'm in a horrible situation so I need help from the blind community. I'm in a terrible mental state due to working in a terrible environment so I'm asking the design community to lend me a hand. I never thought blind was toxic btw, which is why I'm comfortable asking for help and talking about stuff other than TC: I work in an offshoring company in a developing cou
- Fintech enterprise sales to commercial real estate lending….Stupid to leave or not to take? #tech #finance Hi sales rockstars would appreciate your advice. I’ll try to make this concise. I have over 10 years of enterprise sales exp, making $300k ote and a very nice work life balance. My uncle is a partner at a commercial real estate lending company (very reputable) and great guy. He has
- Transition from WM to 1st Year IB Analyst First time poster here! As the title suggests, I’m looking to make a transition from my current Wealth Management role into a 1st year Investment Banking Analyst role. Because I’m making a more unconventional pivot I’m encountering a serious uphill battle that I was wondering if anybody in this co
- Lonely in my Dev Job Hi all. Lately, I've been struggling with tough emotional and mental health problems. But first, I'd like to acknowledge that I have a really great work-life balance, a nice apartment, and I have the freedom to do new things that I previously never had the money to do until now. I'm extremely grate
- Is it hard to increase emotional intelligence when you're working on software all the time? I'm a SWE. TC $300k EDIT: I'm NOT asking for help/advice as I'm going to quit my job soon. I'm asking for other people's perspectives (preferably firsthand experience) to see if others have noticed the same problem. I've been trying to increase my emotional intelligence and being more aware of non
- Entrepreneurship: Startup founder skills/background Hello TechWorld, I’m like the thousands of other wantrepreneurs. With that out of the way, I’ve been thinking hard about building a true skill set to monetize later down the road, whether it be in the form of: I) Tech Startup II) Consulting If all else fails, I’ll be a decently paid employee. I
- Are there any careers out there for someone who wants to combine marketing and SWE? I currently work in marketing and thought my TC was good when I was just starting but I’m realizing now how rare it is for a marketer to break past 200k TC. I eventually want to get past 500k+ TC or even close to 1M TC because I live in a VHCOL area and want to have a really comfortable lifestyle, o
- To the Amazon guy with the humiliating experience You didnt have to delete that post. A coworker who openly humiliated you in front of the entire open floor environment due to some supposed inferior skill set is a shitty deal to be sure. But I want to leave a word of encouragement here which I hope others find should you think your situation is h
- Physics undergrad looking for a mentor to help transition to Data science Hello people, I hope you're doing good. A friend of mine is a physics undergraduate student, and right now will be joining physics masters course. However as he recently realized, though he is very interested in physics, he'd want to head to a career where he gets to work on application end build s
- Switched lender after going "under contract" and saved 0.25% I was preapproved with Guaranteed Rate and went into contract last Friday for a 1.7m SFH. They quoted me bullshit rates even when markets went down last week due to Russian invasion and pushed me to buy points to bring interest rates down. At one point, the loan officer suggested its leave it or tak
- I feel drowned and hopeless at work, please help... please... #burnout #depression #mentalhealth I've burned out at least 3 times that I have to call in sick or take days off since 2020. Almost all my vacation have gone to take care of my burnouts. I've seeked professional helps and got better, but now, three months after, I'm back to point zero. It's been a
- Who is responsible for paying for a child’s education? Child or parent(s)? I’m torn on this issue. Basically my mother signed a $20k parent student loan for me years ago at about 7% interest. This was in addition to my own loans of about $16k that I took out. I now work at Amazon, but am still an L4 in a non-tech role who lives paycheck to paycheck (Seattle is expensive, a
- vote Stock Market Vs Economy - Poll There are a few reasons that might explain the phenomenon, according to Gunjan Banerji in The Wall Street Journal. When the coronavirus plunged the economy into free fall back in March, the Federal Reserve declared it would do whatever it took to stabilize financial markets. With the help of the gi
- Instead of thanking and Marie Kondo'ing your stuff away, thank and *maintain* your stuff In addition to thanking all the people in your life, thank your stuff. Don't get rid of it. Take care of it, understand how it works, learn how to fix it. Only then can you build true gratitude for the things that support your daily life. Before we all amass and procure new things over the holidays,
- The Curve Wars are in full tilt. Thanks to Jack Niewold The early skirmishes are being fought. Here's everything you need to know about $CRV and $CVX (Convex), the war between protocols to accumulate them, and how you can make money on the trade. PART 1: THE LIQUIDITY PROBLEM DEXes rely on Automated Market Makers (AMMs) to func
- Travel from India Any folks traveled back from India to the US recently? I am on OPT and have to travel to India urgently. Wanted to get an assessment of the situation. Thanks
- Good bootcamps for SE Job Offer I have a CS background coming out of college, but I don’t feel great about my programming abilities. Anyone have any recommendation for a bootcamp that leads to a great job offer? #engineering #software #bootcamp
- Thoughts on Jumpstart’s feature to filter candidates based on race/gender? I wonder if there even is an option to see only male, or Asian/White. Seems like Jumpstart is promoting racism and sexism in hiring.
- vote Has innovation slowed down? Title.
- How rx6800xt can beat rtx3080? Nvidia invested 2.8 bils in while AMD spent 0.5bils in R&D? 🤷🏻♂️ Should I buy AMD stock instead? Engineers at AMD are so much more efficient?
- Travel to India after graduation I will be graduating in Dec and will be joining Amazon in Feb on OPT. Is it risky to travel to India in December?
- Claim stimulus check on 2020 tax return? In 2019, I worked part time at my university and filed taxes for 9k earnings. I’ve been waiting and waiting, and haven’t received my stimulus check... Can I claim the $1200 on my 2020 tax return, even if my 2020 income is above the requirements? TC 200k YOE < 1