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Money Exchange
- Coach gift card If anybody is looking to get something from Coach, I have a $125 gift card that I would like to exchange for money. I have the receipt and card that you can use online/in person. The sale is almost gone and I already bought 2 bags and don’t want to use this card. DM me if interested to get somethi
- System Design Question: How to Make a Forex Payment I want to create an app where people can send forex payments. Not sure if the model make more sense to be B2P (Business to Peer) where I, the business, takes their money, integrate with a 3rd party API to exchange the currency, and send it to the recipient on their behalf, or P2P (Peer to Peer) wher
- Losing money in the stock market I made $600k and lost $900k. For a total loss of $300k. At the start of the pandemic I aggressively betted on a recovery and deployed my life savings. I worked and lived frugally for over two years with my savings rate well over 90% and great investment returns. Working a job has been the worst aspe
- link Load up on $COIN before earnings and for the long term Earnings are on May 13. Forget about crypto speculations and get into the business of earning commissions on endless huge trades. See Coin Base exchange volume for Q1. Coinbase charges 1%-4% for each trade (from each of transaction sides). With the trade volume shooting up above $100B per month I
- link Bruce Schneier: Blockchain failed to deliver https://www.wired.com/story/theres-no-good-reason-to-trust-blockchain-technology/ What blockchain does is shift some of the trust in people and institutions to trust in technology. You need to trust the cryptography, the protocols, the software, the computers and the network. And you need to trust
- Is coinbase the biggest missed opportunity in recent memory? It seems like coinbase could have gotten a huge first mover advantage and tons of rev, but has been incredibly slow. I’m shocked they haven’t made faster moves towards being a true USD -> all alt coins platform, which would eliminate many exchanges and heavily increase volume, which equals more mo
- PSA for Robinhood users: Switch to Fidelity You guys on here make too much money to be using some shitty discount broker. Fidelity is $0 trades on stocks, $0.65 for options. Most importantly they do not sell your order flow. Robinhood sells all your data to Citadel. Fidelity is probably the most reputable broker right now. Fidelity also di
- Credit card for international travel (trip to Europe) Planning a trip to Europe including France and Italy. Wondering if any of you has recommendations for best cards in terms of waiving foreign fees + rewards for flights and hotels. I expect to spend between 5-10k, but I want to play it by ear and will leave most of the bookings in the air until las
- Offers from different countries First and foremost, I regret to make this difficult situation and finally post this. Please read and give me your advice. I have received two offers: X: one of FAANG is located in Amsterdam. Y: one of FAANG is located in the US. They granted me a senior role and suggested me a very competitive TC
- Is it allowed to keep money in US index fund if I'm moving out of the US? I'm planning to move back to India and contemplating between moving money to my home country vs keeping it in the US. These are long term investment and I dont foresee the need of liquidating them anytime soon. Indian debt fund can give really good return and indexation make the tax rate very att
- PM me for FIAT USD->BTC/ETH Selling crypto. Instant transfer. If you are fine with Coinbase then you don't need contact me. 2500usd min purchase. Cash settled. Seattle area only(will meet at bank). 7% fee. Why fee? Because: 1.Will accommodate large volume buys, coinbase has limits. (Lower fee for large volume) 2.Instant tran
- Bitfinex 2016 Hack story Thanks to @Jack Niewold $4 billion in missing $BTC • Female rapper RAZZLEKHAN • Forbes magazine • the US Department of Justice Have in common? A thread on the 2016 Bitfinex hack, its resolution, and the implications. The strangest crypto story of the year (so far, at least): This story starts
- Why are FAANG employees so cheap and anti-social? So I have worked in few smallish and medium size companies and found that folks in faang even after being paid really well and have a zillion other perks are still very frugal. When asked to pool in money for baby shower or a party or gift exchange or anything they just absolutely don’t. Also I have
- link Passive real estate investing recommendations? Hi, I always owned a decent portion of REITs as part of my portfolio, but I would like to increase my passive income from real estate by investing directly in commercial real estate, specifically apartment complexes. I don't have time or skills to directly buy SFH myself and I live in the Bay Area
- vote Which route would you pick? I’m at a point in life where I have to make a choice. I have to chose my next route and spend the next 3 months studying hard so I can settle til retirement. Back story: I’m burnt out and hate my job (coding). Been doing this for +10 years. I became a US citizen last year so grinding in exchange fo
- Block$$$ update: Here are ones I’m looking at for January! First of all, thank you to everyone who sent me ETH’s as donations (there were 3 of you) You guys rock. I ended up moving off that address so I made a new one. If you’d like to donate ETH (cuz some of my picks made you money) I’ll do a give away of what’s accumulated here! 0x2DE4CEE193BE5a6e7b80A6
- Interviewing after accepting an offer I accepted an offer last week, with a scheduled start date of October 15. Today, a recruiter reached out for a role that I was VERY interested in. Comp is also fantastic and in the same city as the offer I accepted. I was super honest with her about my situation and she was still interested in setti
- I had a nightmare about Elon Musk I was walking down the street, then this car pulls over right next and turns out it's Elon Musk asking me if I could help him out delivering a package. I said yes since I was so exited to see Musk and he was really nice about it, next he drives me to this house where I get out to deliver the package
- Becoming a bum? im getting laid off, though i should be looking for a job, have experience, and skills to get one easily. i dont really feel like doing it. im single, and have no responsibilities. dont really see the point of going through the cycle of leetcode to get into rat race, and exchange all my time for mo
- Oil & Gas Scheduling I am a scheduler for a smaller shop outside of Houston. I am knowingly taking a fat L on my comp in exchange for getting responsibilities and experience in the O&G industry. Pretty much like an extended internship before i go make real money. Current TC 65k YOE 2 i understand that number goes up s
- How to protect yourself from a potential US dollar devaluation? I fear a severe dollar devaluation in the next year. Money printing can't go forever without consequences. I'm not sure if stocks are a valid option, since the stock market growth seems heavily intertwined with dollar inflation judging per last year evolution. Not sure if there is causality involve
- Lifestyle Arbitrage I'm an early 20s Indian finance grad from a European uni. Figure out your arbitrage boys and girls. I'm sitting at $110k (~80 LPA based on the exchange) but I would be ** average ** in the US. I asked my employer if WFH was cool (with a few in office visits per year) and they accepted. I live in
- vote How much did you lose in crypto? Poll: There is a bad side of crypto. You'll loose money, spending most of the time researching about coins, estimating future value of some xyz coin and getting depressed if it doesnt worked as expected. And lastly Day Trading. IT SUCKS. But you'll eventually learn from it. Most of the newbies do
- My pitch for Bitcoin Why I think you should buy Bitcoin: Bitcoin is sound money, meaning it is hard money (ie Gold) that is highly divisible, salable across time and space, and leads to a low-time preference of participants in free market economies. A low time-preference leads to the accumulation of capital through sav
- vote Unpopular opinion - Crypto has no value, it's a pyramid scheme for traders causing absolute waste of electricity. Crypto has no value. It's just a giant pyramid scheme with insane volatility. New crypto pops up, **** coins pop up, people trade with them and waste so much electricity to mine them when the electricity could be used for something else e.g. food production, entertainment, machine learning. Defi is
- STAY AWAY ROBINHOOD. Business model solved. Robinhood is not a tech company. It is Wall steet. It is meant as a way to take money from tech workers. High frequency traders are front-running your orders and hitting stop loss orders on options and lower volume stock trades. Securities Information Processor (SIP) price is what decides Nationa
- Gemini - wire transfer finished but funds still pending Hi I used Gemini for a while, but did my first wire transfer for a large sum of money to it to buy more coins. The bank indicates the transfer completed, but they're still pending in Gemini. They've been pending since last Friday. Wtf is this shit. I am getting delayed by this and already lost thou
- Update from Block$$$ - BTC futures, HODL and moving funds into Fiat. Hey guys. Bitcoin futures are supposed to come out soon. We just saw the market go nuts with BTC inching real close to $20k. (And blowing past it on Korean exchanges) *These are just my personal opinions and are not investment advice. I’ve moved a 3rd of my portfolio into FIAT. ICO markets are f
- Should I sell my town house? I have a townhouse in Campbell, rented out to a tenant for $3600/mo. The TH is valued around $1,150,000 (380k loan remaining) now and projected to go up. The tenant missed a few rents lately and it burdens my finances and I can’t invest/remodel my current house in SoCal. I feel like I am supporting
- Cheated by an MBA Consulting company. Need advise I Had Enrolled With An MBA Consulting Company Who Were Supposed To Help Me With 9 Application Processes, Prepare Me For The Interview And Work With Me Towards End To End On The Application Process. We Agreed On 9 Applications For $4500 After 50% Discount. (original Cost Was $9999). I Transferred The
- Justice Dept. announces $3.6B crypto seizure, 2 arrests https://www.washingtonpost.com/politics/ny-couple-charged-with-conspiring-to-launder-crypto-billions/2022/02/08/a3611d68-88fe-11ec-838f-0cfdf69cce3c_story.html Federal law enforcement officials said the recovered sum was linked to the hack of Bitfinex, a virtual currency exchange whose systems were
- vote Exchanging Cash with Late Stage Startup Options A friend owes me about $28,000. They work at a late stage startup which is doing well based on growth numbers, and can IPO in a few years. We thought about exchanging 28k with the equal amount from the startup options, since they're short in cash and it can take a while for them until saving up that
- XRP future So I have a small position on XRP, and so far I have lost an amount of a couple Macbook 16inches worth of money. I have been holding Ethereum for a while, and I am thinking of transitioning from Ether to XRP. Coinbase is suspending XRP (I am assuming that they are doing it because they want to be c
- Convert stock options to stock Leaving a startup after six years that hasn’t made it yet and I’m not entirely sure will have an exit, but I have a pretty decent amount of options that I’d rather not lose. I don’t want to pay the $50k + to exercise the options. In return for helping the startup via consulting afterwards (in the o
- vote Views on refinancing education loan from home country with personal loan in US #personalfinance MY THOUGHT: I have an education loan borrowed in my home country. I was thinking of refinancing it from US. I asked couple of credit unions but none of them directly refinances a foreign education loan. So my option is taking a personal loan and paying off the student loan. The rea
- Family Startup Disaster My wife’s cousin (50M) was laid off from his job and decided he wanted to build an app because tech is where the money is. To his credit, he is a good salesman by trade and had a viable idea, but that’s where the positives ended. His family was hyped about his app idea and started talking about it
- Failed Startup Guy Trying to Land Product Management Role in Crypto Hey Guys, I’ll appreciate your honest feedback about my unique situation I studied electronic engineering but never practiced, instead I started different agencies in the web design and e-commerce performance marketing niche in 2015 where I closed inbound leads and managed contractors, helping bra
- More salary or RSU? Hi everyone thanks so much in advance for your advice. I am interviewing with a company that says they cannot raise the RSUs because they have fixed ranges by grade but they can raise the salary. My situation: 1. I am a Virginia resident working remotely for a California tech company 2. This new co
- link I've started my FIRE journey in India! (Part 2: Financials Before Leaving US) Part 1 (Intro and Net Worth): https://www.teamblind.com/post/sqhzju14 In this post, I'll go over the financial stuff I had to consider before I bid the US goodbye. Gotta warn you, this won't be an entertaining read. It's a long laundry list of money matters laid out in excruciating detail. - Over
- Startup equity is massively underrated I keep seeing people diss startup offers compared to FAANG. The arguments generally fall under 2 categories: 1. Early stage startup shares are worthless because 90% companies fail. 2. Startup offer lower salaries so you'll lose $1M in 4 years had you picked FAANG. Both points are grossly misinform
- Leave of Absence - Anxiety & Migraines Title explains it - I am officially losing my f**** mind dealing with non stop work being shoved down my throat because my new and 5th manager is incompetent and priorities are constanlty being shifted. I work until my legs are literally numb, dread waking up, and want to cry but dont even have time
- Investing $200k while on H1B in the US I am working in the US on H1B visa. I am new to investment. I have $200k in cash to invest and would appreciate your suggestions. Out of $200k, I will not need $125k in the near future and I might need the other $75k after around 6 months. I am not sure whether to invest in the US or in my home cou
- Interactive Brokers UI and Usability is shit! Should I switch? I like the $1000 account creation bonus but man, their UI and usability sucks big time!! 1. When you search to buy a popular ticker like AMZN, it shows AMZN that's sold on some random exchange or some other shit that its so confusing. 2. Charges money to give you real time quotes 3. I sold a put on
- vote Planning to build a service to help Amazon managers meet PIP/URA target Hear me out, this is inspired by another poster on blind from a few weeks/months ago, by someone who was volunteering to join a hire-to-fire Amazon position WITHOUT QUITTING CURRENT ROLE, in order to get free severance money. There are several people who wouldn't mind being put on Amazon's no hire
- Full explanation of the GME, RH, and Citadel debacle Alright ladies, listen up. I just spent the whole day going down the rabbit hole of this whole GME / RH / Citadel debacle. This is going to be long, so you might want to lie down and suck on your pacifier because this one would take quite awhile. Let me start off by saying that I have a smooth brai
- Starting to feel my relationship is a mismatch and need to do something I'm venting, so please keep the "what's the point" comments out. I'm starting to realize we're mismatched. She's not a bad person, she has a lot of good things and virtues. I just find communicating between us to be difficult because we're different. I want us to be partners and agree on things, bu
- How to SWE from sales? I've always considered going to SWE from where I am now in tech sales. I'm pretty good at sales but there's a lot of stuff that you usually can't control. Sold cybersecurit and rpa Software. Did engineering college so I'm smart enough to be a SWE -- I taught myself python a few years ago and a litt
- link $GTII Stock Update Hey guys. I hope you have been doing well. I also hope you have been following https://twitter.com/g_ham27 on twitter. This guy pointed out $WISH, $GENE, $BB, $AMC, and $GME squeezes. Lots of us made money off of cheap calls before they squeezed hard. Anyways, it looks like we have a beta going o
- Loophole in stock market? What gives shares value if company holds more than >50%? I am new to investment and would like to see where my logic is wrong, here goes nothing: The reason why shares hold value is because the company holds value. It's the potential that someone can buy the entire company. For example, someone can buy out an entire company and keep all their profits to
- vote Should I turn down MANGA to follow my XR dreams with Unity? I’m a product designer from Toronto with 10 YoE who just got into Google, Meta, Amazon (all in Bay Area) and Unity (Montreal). I have never even come close to being in a big tech company before this, so I think I’m finally at a skill level I am being consistently recognized for. I’m ultra passionat