Me and my spouse are planning to purchase a home in Bay Area next year. With current market prices and interest rate, it just doesn’t seem realistic for us to get anything decent if paying only with base salary. I wonder how people in the bay do this? My income is 180k base + 60k RSU + 20k bonus, s...Read more
TC : 330k Cash for Down Payment : 700k Emergency fund for 9 months in place Saving after down payment: 150k (Stocks) 401k: 350k Current rent : 5k Current monthly living exp: 5.5k Single income 1 kid entering elementary school Town home in south bay Price target: 1.5M including bidding and initial re...Read more
Someone I know is considering two offers. Uber vs Amazon? Any input is much appreciated as far as which company is better and/or which offer is better Uber(ATG) offer: Software Engineer(1) Base: 120,000 Target Cash:11,000 Target Equity Refresh: 26k Start On Equity: 125,000 valued at like $33 Amazo...Read more
TC : 190k (base + bonus) Cash for Down Payment : 315k Emergency fund for 6 months in place Saving after down payment: 100k (Stocks/Cryptos) 401k: 130k Current rent : 2k Current monthly living exp: 4k Single income Looking in HCOL in PNW Price target: 700-800k. should I wait for interest rates to dr...Read more
Expecting an offer from Salesforce soon. Just want to know what is the expected bonus payments for LMTS? I heard target is 15%. Will we generally get the amount as per target or can it vary a lot based on performance where you could get pretty less or higher than 15%? Also is it paid annually or q...Read more
What should be target compensation for TPM L6 position in Bay Area? Also, anybody heard recruiter say *No increment, stock refresh* until promotion since they max out sign on payments and stock grant during negotiation? Amazon Offer right now: $415K+ (Including Base, Sign on Payments, Stock grant)....Read more
Disclaimer: Not a humbebrag post (I am mediocre by blind standards), looking for serious answers only. Edit 1: I am asking how much I “should “ target instead of “can”. I don’t want to be house-poor. Living in the Seattle area. TC: 400k NW: 2.1M YOE: 9 Household TC: 400k (as spouse doesn’t work) ...Read more
Is consumer payment team profitable business at Amazon? I have an offer and wondering if that is the target in next round of layoffs ? @amazon
Considering an offer from Citadel with a target bonus written into contract. What’s the typical split when bonus is paid in terms cash bonus vs deferred cash payment? How does the deferred payment work? #buyside #citadel #citadeloffer #bonus #finance
Got into high TC roles pretty late in life, was a graduate student with debt making minimum wage for most of my 20s and got into my first six figure job at almost 27. TC progression - 150k to 310k Roth IRA : 60k 401k : 50k HYSA @ 5.4% : 70k (emergency fund and home down payment) I-bonds : 20k HSA ...Read more
TC: 450k, yoe: 10, single earner with infant NW: 1.3M, no debt. Down payment: 300-500k (want to target 25%) What price point to target in Bay Area? Good ones seem to be 1.5+ so thinking should I account for 2M? What is a comfortable price point? #mortgage #housing
I really want to buy a house and I have the target. But I need 50k more for down payment, 50k for closing cost and emergency fund. I lost 45k on stock market last year, gave totally 90k to parents and ex wife. Now I feel I’m cash strapped. It sucks. This is the first time I feel poor. Cash is really...Read more
TC 430k, made up of: Base 200k Bonus target 30k RSUs 200k at today’s close Down payment 335k, made up of: 110k VT 60k cash (above 6 month emergency fund) 65k crypto 100k gift from rich mommy No debt Round to the closest answer TC 430k 3yoe
So my net worth is around 500k, I am about to try buying a house. Something decent starts from 1M in WA state, what would be considered a reasonable down payment? 20-50%? I work at Meta and layoff ptsd is still here… Also: 2bd apartment is cheaper and maybe within a year I can buy it just in cash...Read more
What areas can I target in the Bay Area for a single family home with top notch schools? Our family budget is $8000-$8500 for the monthly including mortgage and tax. We have about 500k in down payment saved up. Tc 400k
My partner and I make 500k collectively (thanks to Blind!) but we don't have much saved up. Any advice on our target range for a house in Seattle and how much we should use as down payment would be much appreciated!
What are some low bar teams to target at amazon? From previous threads, answers were people tech and consumer payments? Is that still true? #amazom #aws #pip #lceasy #leetcode TC:98K
Coming from a crypto payments startup. 10 yoe Targeting L5/L6. Would appreciate any assistance! #tech #block #stripe #plaid #crypto #paypal #ayden #affirm #mercury #referral #finance
Mid 20s single male, 300k TC, ~1.1m NW (250k retirement accounts, 800k tech stocks/ETFs, 70k cash, 20k crypto). I don't mind continuing to rent because I like the low overhead and I'm making decent gains on investments. But it would be nice to have a permanent place, and to grab property in an attr...Read more
As title says. I want to know how many of you are in a similar situation as me. Single earner, TC 330k, 36 years old, family of 4, have 2 kids who goes to public school. Have 250k savings for down payment. 150k in stock. Rented for 8 years. Want to have our first home. Edit: we’re targeting a t...Read more