- Pretty good work life balance, depending on your team. Can walk away at the end of the day without a second thought most days. - Most people are very nice.
- Excessive bureaucracy, especially from IT - Upper management historically makes very bad decisions by hiring misplaced middle management and being unable to execute on large IT projects. Management bailed before their failures were apparent. - Compensation has not kept with the market or inflation recently - Pending acquisition
Curious if anyone knows of any banks that are comparable to Union Bank. Shopping around for a mortgage (with a unique credit situation) and realized they offer some great mortgage rates. Curious if there are other lenders I should look at (have already explored with the super large banks).
My credit union has lower rates on any type of loan product or line of credit than my old bank. Interest bearing accounts and products are competitive. Is there anything that traditional banks are superior for vs. a CU?
I HATE American banks. A family member cashed a few old checks that I forgot about (no big deal at all) but my checking went into negative and I was charged like 7 x $36 overdraft fees with some automatic payments. Im doing fine,, but imagine if poor people don't have money in their account and the...Read more
Person coming first time to US. Need advice which bank or credit union to use to open checking/ saving accounts. Need the one that don’t have hidden fees( like you need a direct deposit to avoid additional charges etc). Also if possible to open accounts online to save some time going to the physical...Read more
With all the banks in news ….. do you guys think credit unions are much safer to park cash???
Does anyone know a good credut union or local bank in Tennessee? Trying to get a mortgage and heard local banks are always more flexible
Banks are under lots of pressure currently. How could credit unions be affected by this pressure? #finance #banks #svb #fdic
I just relocated from NC to GA and I am considering switching banks. Should I stick with WF or switch to a local credit union?
Dont want to mess fully underwritten loan from a big bank. They will come to know when a credit check is done. But credit union guy seems confident. Only problem is he wants a 80-10-10 loan for me and a few things he said made me think he may not come through. Not underwritten at CU right now. Has...Read more
Was in a small accident last week, gonna sell my car and buy a new one. Looking for banks or credit union recommendations for low interest rate.
Did anyone get HELOC loan for 80/10/10 for their home purchase recently, just curious to know about the experience. #mortgage #housing
Which credit union or bank are you using to maximize your savings? Some of them I figured giving highest pay currently are 1) SoFi at 1.25% APY with direct deposit 2) Ally, Marcus and Discover at 0.5% APY Are credit unions preferable? If so which one do you suggest? My spouse and I are looking to...Read more
I need a new CU or bank in the USA. Looking for one with a great and secure online experience. Does this community have recommendations?
as your primary bank account (meaning, this is where you primarily receive your income) traditional: chase, us bank, wells fargo, boa, etc fintech: chime, cash app, varo, etc credit union: you know what these are tc 🍌
I was looking at different credit unions offering lower interest rate than Banks and was confused on how the delta between interest and APR is very high for credit unions compared to Banks. For example: Credit Union -Mortgage rate: 3.0 % and APR of 5.2% Chase Bank - Mortgage rate: 5.1% and APR of ...Read more
Title. Looking for high savings acct percentages.
Currently under contract and need to decide the lender. #mortgage #housing #seattle TC 180k
In the process of obtaining pre-approval, I wanted to know whether you had any great experience shopping around for home loans and which finanical institution did you end up taking loan from?