- Stocks are at all time high. Spent 3 weeks reviewing strategy, thoughts ? I am selling all and reallocating as follows Quantitative system that rotates between 9 ETFs that represent some key asset classes. SPDR S&P 500 Trust ETF (SPY) for big stocks in the U.S. iShares Russell 2000 ETF (IWM) for small U.S. stocks iShares MSCI EAFE ETF (EFA) for international stocks in developed markets iShares MSCI Emerging Mark
- Is it common to have to repay PTO? Recently left Vanguard and they are billing me for PTO that took. Basically the way it works is that you get X amount of days for the whole year. However, at any given point of the year you have a prorated amount of X. For example half way into the year you have X/2 PTO that is “rightfully yours”.