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Vanguard Tips
- VITAX or VGT or VTSAX or all ? Any tips on choosing right vanguard funds investment for a beginner ?
- Managing money How do you manage money across different 401k, IRA, Roth, brokerage (RH, fidelity, vanguard), HSA accounts? I spread out risk by keeping some money in different brokerages like Charles Schwab, vanguard, fidelity, Morgan Stanley and Robinhood but I find it difficult to maintain all of them, any tips
- which Vanguard funds for 401K? Hi, I just joined Google and am picking the investment options in vanguard funds. There are too many options, could you guys provide some tips on which one to choose? TC: 200k
- All you experienced investors, advice for the new/young/inexperienced guys... I see a lot of “which stock should I invest in posts” and this is NOT that. I want to know if any of the guys who have made a silent killing from investing if they had any tips for the young/inexperienced guys like me? I get vanguard and r/wallstreetbets are great places to start, but I’d rather h
- converting traditional 401k plans to self-directed brokerage? Since inception, I chose Vanguard target year-based 401k plan -- that is a combination of stock and bond adjusted over years to balance risk/reward. Since I've been busy with works and life in covid, I didn't look to optimize the plan. It seems the return on these plans are significantly lowered com
- Investment tips for a university student? I recently opened a Robinhood account, and am wondering what are some good investment tips? I currently put around $1000 cash into it, and bought a bit of amazon, square and fb stocks. If I am mainly investing with a long term goal, should I be putting most of my money into etfs like qqq or vanguard
- Is there a way to totally automate investments? I know this is definitely a first world problem, but for investments, I feel like there’s a lot of manual steps to still monitor, despite the fact that it’s a pretty repetitive and simple task. Vanguard has auto investment options, but that’s as much as I’ve seen as far as automation. Is there a wa
- PM advice please! Any advice for entry level project manager on how to get jobs? 1.5 year project manager experience 2 year swe experience Looking for non technical project manager positions. Getting a lot of rejections even though they're entry level positions. Any suggestions or advice on what I may be doing wro
- Pm advice please! Any advice for entry level project manager on how to get jobs? 1.5 year project manager experience 2 year swe experience (hated coding) Looking for non technical project manager positions. Getting a lot of rejections even though they're entry level positions. Any suggestions or advice on what I m
- IRA and Non-residents I'm planning to open a traditional (pre-tax) IRA account with Vanguard. I'm a non-resident who might move back to my home country in next few years. 1. What are the tips for minimizing the taxes if I do a early withdrawal on reaching my home country? 2. For early withdrawal (IRA distributions)
- Investing tips for a new grad? Hi, Wanted to ask this community for any advice on how much money I should be investing vs keep in savings as a new grad. Currently, I’m maxing out my Roth 401K (Vanguard target retirement 2060) and IRA, and have about 10K in FAANG stocks. I also have company RSUs that I plan to hold for a little
- Opinion on better index fund for 401K After reading Tony Robbin’s Money Master the game book. I started regretting investing in high expense Mutual funds under my 401K plan. My employer’s 401K plan offers around 15 funds and the following two looks promising both in expense ratio/other fees vs performance since inception. Vanguard Inst
- My dear TC chasers Now that you’re reading, I need bit of a help with understanding investments. I am in Seattle and make $160k base. I am contributing 12% to my 401k through Fidelity. That’s close to about $19500 I take it. I am also contributing about $3k into my HSA. Now I understand that I won’t be eligible fo
- Travel from India Any folks traveled back from India to the US recently? I am on OPT and have to travel to India urgently. Wanted to get an assessment of the situation. Thanks
- Good bootcamps for SE Job Offer I have a CS background coming out of college, but I don’t feel great about my programming abilities. Anyone have any recommendation for a bootcamp that leads to a great job offer? #engineering #software #bootcamp
- Thoughts on Jumpstart’s feature to filter candidates based on race/gender? I wonder if there even is an option to see only male, or Asian/White. Seems like Jumpstart is promoting racism and sexism in hiring.
- vote Has innovation slowed down? Title.
- Travel to India after graduation I will be graduating in Dec and will be joining Amazon in Feb on OPT. Is it risky to travel to India in December?
- Claim stimulus check on 2020 tax return? In 2019, I worked part time at my university and filed taxes for 9k earnings. I’ve been waiting and waiting, and haven’t received my stimulus check... Can I claim the $1200 on my 2020 tax return, even if my 2020 income is above the requirements? TC 200k YOE < 1
- best ways to buy bitcoin What is the best way to buy bitcoin? I've heard Robinhood is horrible :(
- Child care isn’t a transmission vector Largest peer-reviewed study, 57,335 child care centers: “No evidence of child care being a significant contributor to COVID19 transmission to adults—finding consistent with previous studies showing lack of assoc btwn school closures & transmission rates” https://twitter.com/nahasnewman/status/1323
- Referrals Hey everyone, looking for referrals I have a Masters degree in CS YOE - 3+ TC - 110k #Uber #Lyft #Dropbox #Microsoft #Netflix #Slack
- Any H4 applicants still waiting for Biometric appointment. Mine was filed in may 2020 and still waiting.
- Facebook WFH Options Hello Facebookers. Are you all allowed to WFH as per news or only some teams allow that? TC: 250k
- vote What kind of worker are you? Let’s face it. Some people in G and F don’t spend that much , especially 5 and 6. If You gave them 10M or 10B, they would live the same life. They just want more money even though they don’t need to spend that much. Some people work for a purpose like Dr. Fauci. He was downplayed but still want to
- link When Trump thought pandemic was going to end by easter.. https://www.bbc.com/news/world-us-canada-52029546
- At what age did you buy life insurance Folks will be 34 soon thinking of getting a life insurance. Have a wife and 2 kids 😀 What age did you folks take one and which one would you folks recommend ? TC : 328k
- vote Stay or switch companies? I'm a designer, planning to switch to a smaller company. Even if I get promoted, I don't see myself growing much, and the work is getting boring. However, this company is less well known, but the culture seems awesome. Base: 101k Bonus: 2k Current TC: 103k New company. Base: 108k Bonus: 7k RSU- 5
- Referral Needed Looking for a referral. I need a fully remote position for personal reasons. I do not mind sharing why in my DM. YOE: 16- leadership roles. Do not mind being a individual contributor. Do not need to be a manager but I am great with people. Current Title: Capacity Planning Manager Education: Master
- Anyone hiring SDE with 1 year experience Anyone hiring SDEs with 1 year experience. Currently at Amazon and don't like the team. It is impossible to move within Amazon at L4 level. #tech
- vote Should I buy stocks on or after Election Day? What you guys think? #Amazon #Apple #Google
- Rationale behind a 15-min interview, and what to prepare? I've got an interview scheduled with a hiring manager of a BB bank and was told by HR that the call will be a 15min. I was curious who has had experience doing a 15min interview as an interviewer or /viewee and can share what was the focus of the call during the short timeframe. Also, if you were th
- Facebook referral Hi, Can someone refer me at Facebook for a SWE position? Really appreciate it! #tech #software #referral #job #opening
- vote How Much Are You Spending on Healthcare? I realize I'm spending a ton on healthcare (premiums + out of pocket). I have a couple of health conditions but I'm not dying. I'm averaging about $1100 per month this year. How much do you spend per month on premiums and out of pocket combined? #healthcare #health #personalfinance
- H1B appointments in India Reaching out to understand the current situation with H1B in COVID. I visited India in 2019 December and got H1B visa (previous employer) on my passport. I started with new employer in February 2020 (with new H1B) and have not visited India since. I have a few questions w.r.t. this: 1. Do I need to
- vote Did you take PTO to Vote today? 📩
- Referral to FB Hi - I was wondering if someone from #facebook could provide a referral to a specific role in the ProdMgmt org? Appreciate it.
- Need Referrals I am interested in a back-end software engineering role at FAANG (plus..) I have 12 years of Industry experience. Would you mind referring to your company? Already scheduled for Amazon next month. Thanks. #swe #engineering #software #referral #hiring #jobhunt #microsoft #slack #paypal #facebook #
- Referrals I am interested in a back-end software engineering role. I have 2 years of Industry experience. Would you mind referring to your company? Thanks. #swe #engineering #software #referral #hiring #jobhunt #microsoft #slack #paypal #facebook #twitter #dropbox #amazon #atlassian #google #instacart #squa
- vote Are you taking PTO tomorrow? Election results
- Anyone still holding crypto? how to liquidate? I just remembered I had a bunch of crypto across several exchanges....a significant amount. Wondering if anyone else is still hodling or how you transferred back to cash.
- Where do people do their stock trading? I have 100k cash, want to diversify (will wait until election stabilises (or screw *shrug*) market. #investments #personalfinance
- vote How many of you bought the election dip? Blinders love to all talk a good game, but how many played the gamble before the election? How’s it going? What did you scoop up? What do you wish you were in? #investments #personalfinance #politics #elections
- Looking for a Tech Mentor I am 26 and in early stages of tech career. I am a Software developer but very interested in ML stuff. I am looking for a mentor. Can any one help me or tell me how can I find a mentor
- Biden Win- Tech What does it mean to Tech when Biden wins?
- High TC (>$350K) earner SWEs How often do you produce highly impactful work? Do you feel your glorious TC is well earned? TC - $400K YOE > 10 yrs
- ML models for mining industry Hi Blind buddies, I have an industry related question. What kind of problems can ML solve in mining and using which algorithms? #data #dataanalytics #datascience #machinelearning
- Does your company's 401k plan support Mega Backdoor and individual stock investing? Hi folks in tech, I'm trying to learn about implicit benefits from 401k plan of each companies in the tech industry, since this is not considered in TC but could make huge difference at retire time. I'll really appreciate your inputs. Questions: 1) How much does your company match your 401k deposit
- Looking for referrals for software engineer role in Seattle area Hello everyone. I have 8+ years of experience as a Software Engineer and looking for position in Seattle area. I was wondering if anyone here can provide me referrals? #referral #interview #softwareengineer
- What certifications are good to master Business Intelligence skill set? #data #dataanalytics