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loanDepot
- link LoanDepot TC: $450k Has anyone worked with them for a mortgage or refinance ? I’m looking to Refi my home in the Bay Area and they were recommended by Lending Tree. 2.99% APR, fixed 30 year with $4k in closing costs seems competitive compared to Wells Fargo and BofA who want ~$20k in closing costs for the s
- link loandepot vs better.com I see loan depot valuation at 8B with recent IPO and better.com at 4b(pre ipo). How is better.com different from loandepot and how are financially difference in both companies, market share difference, and revenue, growth opportunities different from both of them, please enlighten thank s #tech #be
- Refi with LoanDepot Hi All, anyone did mortgage refi with LoanDepot and can share the experience. How does it compare with big banks like Chase assuming interest rates are same. I hear smaller companies keep resaling the loan, can that be a hassle?
- Loandepot offer experience? Anyone have experience with offer negotiation with loan depot? I got a verbal yes, waiting for numbers now. Current TC: 140#engineering
- Mortgage with loandepot review I have been looking for mortgage around Seattle. Loandepot(LD) initially offered with 2.625% with credit towards closing cost and 2.5 with points costing 2.2k for conforming high balance (741k) with around 6% down. I got match for 2.625 with Wells Fargo(WF). Going back to loandepot they gave offer
- Refinance using Loandepot/Quicken Loans Has anyone tried using LoanDepot or quicken loans for refinancing their mortgage ? How was the expereince and are they legit ? Any pros and cons that we need to aware of ? #mortgage #housing
- First time home buyer with LoanDepot My husband and I are looking to buy a home in the SF Bay Area peninsula. Our budget is around 1.25M and we received a preapproval from LoanDepot. But now, my agent is telling me LoanDepot preapproval are taken less seriously than traditional banks and that could put us at a disadvantageous . I have
- Is LoanDepot a safe and reliable? Heard some crazy stories about them messing up the payments they get from us. Also bad customer service all the time. I am trying to refi with them in the bay area. Any help is appreciated #mortgage #housing #sanfrancisco #refinancing
- Refi with loandepot vs amerisave vs mutual of omaha Hi all, Being quoted better rates online compared to banks, like 2.875 no fees/closing/points 30 yr. Amerisave has a non refundable fee $500 Loan depot rep was eager to proceed Mutual of Omaha has fees for 2.75, but guessing they will be waived (or zero at 2.875) Banks quoting 3.5 Anyone have e
- Loandepot asking to pay monthly property tax into escrow account. How to pay directly to the county twice a year? #mortgage #housing Hi folks, Loan is approved and about to close on the house. But LoanDepot is asking to pay monthly property tax into escrow account. I would rather invest that money and pay property tax directly to the county twice a year. Is there a way this can be changed so that I pay direc
- link Refinance current best rate Hi all, I’m getting 2.75% for 30 year fixed with closing cost covered by lender (Loandepot). So far, checked with better.com, owning.com. Better.com was able to match, but i’ll continue with loandepot and thinking of locking tmrw. Is there a chance any other lender can beat this? #mortgage #refina
- Any place to track upcoming IPO calendar? Frustrated I missed affirm last month and then loanDepot again this week.
- Refinance @ 2.5% 30 yr fixed? 2.5% . 1000$ closing costs after credits. 30 yr fixed. LTV 74% Loan amount 740k LoanDepot Deal or no deal?
- 2.375 % mortgage rate I was offered 2.375% mortgage rate with zero closing cost by Loandepot but i could not lock it because my application was already pending with the other officer from Loandepot due to very slow process, is there any other lending company can offer this rate in current market with following scenario.
- Lender Credit Refinancing investment property. Getting $2200 in lender credit from loandepot, is it legitimate? Also, getting home appraisal waived. Any red flags to watch out? I heard some lenders waive them and at loan closing process they say sorry can't be done. Has anyone experience this? Any experience wit
- Refinace options Are loanDepot and quicken loans legit? Any downsides to refinancing with them vs other known banks ? What are the mortgage rates like?
- Home appraisal process time All, I would like to know how long does home appraisal take while closing home loan from the time appraisal is ordered? #mortgage #housing #sanfrancisco #loandepot #refinance
- Mortgage Brokers in Seattle area Planning to buy a place, Ive applied with - LoanDepot - RocketMortgage Any other suggestions would be helpful. Especially if there are local mortgage brokers I should reach out to. Thanks. Tc: 165
- Best Mortgage rate on a new purchase Which lender do you suggest. What’s the lowest interest rate you were able to get? LoanDepot said 2.5% for 30 years fixed. My Credit score is 750+, down payment 20%+ Loan amount 740k.
- How does this refinance look? Good rate & closing cost? This is LoanDepot for a 15year conventional loan (refinance) which I got a new estimate after getting approved for underwriting. My previous interest was 4.875% which is kind of insane so any rate is an improvement for me anyways
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- How long does home appraisal take during COVID ? All, I would like to know how long does home appraisal take while closing home loan from the time appraisal is ordered? #mortgage #housing #sanfrancisco #loandepot #refinance
- Refinance Rate Got a quote for 2.375 30 years fixed with loandepot. Heard bad reviews with them. Any one tried refinancing with them? Or in general howz refinance rates now. #mortgage #housing
- vote 10ARM vs 30year fixed Purchase price:800K Loan Amount: 640k 10ARM 2.375 = 2419$ 30yr fixed 2.875 = 2655$ 236$ every month difference seems huge for me but it is ARM. I don't know how long will I stay in the property but will do 5yrs atleast. Lender : LoanDepot Thoughts ? Location : Seattle TC:265K
- Mortgage refi rates What rates are everyone getting? Current: 7/1 arm @ rate 2.875% BoFA Best Offer so far: 15yr @ rate 2.375% and $3.6k closing (negotiable) LoanDepot Edit: Location: Seattle, single family, 0.6 LTV #mortgage #refi #personalfinance
- Payoff early or invest in stock market I have a home loan which I can payoff early by agressively paying off or selling some stocks to cover for it. It's 2.85% 30y loan. But I m thinking if I keep that money invested in stock for long term perhaps the long term return will be more than the mortgage interest. I wonder how ppl think Abt
- refinancing with loan depot? recently got a good quote from loandepot (15yrs fixed, 2.625% with 3k closing) does anyone familiar with this company or have expereience with them? want to know their reputation. Should I go with big bank like WF just to be safe? give some advices...
- loan depot reputation? recently got a good quote from loandepot (15yrs fixed, 2.625% with 3k closing) does anyone familiar with this company or have expereience with them? want to know their reputation. Should I go with big bank like WF just to be safe? give some advices...
- link How was your refinancing experience? I am looking at loandepot or better.com for refinancing my home loan and wanted to see what I can expect out of this process. Can anyone share their experiences please? Also, how much time I can expect this to take if all goes well? #mortgage #housing #refinancing
- cash-out mortgage refinance rate in Seattle I have a 540k loan (2.5% APR @ 30 yrs) for a house that is now worth 1.1m. I am thinking of refinancing it with 230k cash-out, so the new loan would be 770k but the best APR I am getting is 2.875% @ 30 years with 2.2k in closing cost. The lender is LoanDepot. Is this reasonable or can I get a better
- vote Car buying startegy Planning to buy a car worth ~ 15 L INR / 20k USD to my parents in India. Whats the best way to do it, (first car so don't want to do any mistakes) ? 1) get a personal loan in USA, transfer whole amount to India, and keep paying in USA 2) get a vehicle loan in India, transfer USD to INR on monthly
- Which campany is best for First Time Mortgage Loan? Hi all, I am planning to buy home for about 400k, looking for some company for loan. There are so many options like Bank of America, Chase, US Back (Large corporation) small credit unions and online mortgages like LoanDepot, LoanFight Quicken Loan. What are you guys experices with these. Are the int
- Jumbo loan few months after a refinance Me and my wife recently got our home refinanced a few months back. And we are thinking about putting an offer on another house for which we will have to take another mortgage. Our new lender has assured us that our recent refinance will not have any negative impact on the new closing. We already hav
- link Housing loan refinance options I have recently started looking for options to refinance my home loan. While going through different websites such as quicken loans, better.com etc I came across options from multiple lenders. I am not totally sure how to guage how good a lender is apart from the refinance cost and interest rate. Ca
- Loan Depot vs Interactive Motgage Loan Depot and Interactive are giving the same rate 2.625 for 30 yr fixed to refinance my townhome. One of my friend closed with Loan Depot in 40 days but i heard too many people having delays with Loan Depot. I am kinda leaning towards Loan depot coz they offer loans for investment property as well
- vote Refi a rental property? I am 8 years into a mortgage on a rental property. My original rate was 3.5% (as a primary home at the time) and now I can refi at 2.875% as a rental. The new mortgage payment is approx $450/m lower (which is due to lower rate plus the new 30yr term). The total interest I will pay over the life of t
- Loan depot randomly increased my mortgage My mortgage company (loandepot) randomly increased my monthly mortgage by ~ $300. It's a fixed rate 30 year mortgage and my escrow is refreshed every December. I received no communication from them on the reason of this increase. There are no letters on why it increased on the portal. I called t
- How are these companies for refinancing an existing home loan? 1. Ameri-Save 2. Prospective Financial 3. LoanDepot 4. New American Funding 5. Quicken loans I did some research online. All of these are A+ or A rating as per BBB or US News etc but the funny thing is that there is not much info on them like stock info, number of employees or wikipedia pages etc e
- Mortgage shopping: how to get a better deal/terms? Dear great Blinders, I need some help. Trying to get preapprovals for our first home purchase. Looking to buy a SFH in MTV, Sunnyvale area for at most 2.1M ish. Will put 20% down. Spouse has been at FB for less than a year. I've been at my current job for more than 3 years. Both have credit score
- CDs from Multiple Lenders ! So I have been working with 2 Big banks for my home loan closing and they both had their appraisals and rates. Now one of the bank is super slow and has not even provided me with loan estimates but has promised me with lower rates and better credits. On the other hand, the second is doing not so b
- link ‘ Build on your lot’ builders with cost+floor plans in bay area,ca. I searched but couldn’t find builders with floor plan catalog & approx cost. This was the only one- https://thomasjameshomesusa.com/northern-california/ Any recommendations? Thanks
- vote Stocks and US Elections #personalfinance #investments Has anyone noticed recent steady sell off? what do you think, what are the chances of stocks falling after upcoming US elections if trump wins or biden wins..
- vote What will happen if Prop 22 doesn’t pass? Title says it all. Mainly thinking from the Gig companies perspectives. Vote or comment #Prop22 #tech #california @postmates @caviar @grubhub
- Thoughts on this tiktok nuclear energy influence Her goal is to save nuclear plants and advocate for more nuclear energy using weird videos on tiktok. Thoughts ? https://twitter.com/isaboemeke/status/1319674446391619584
- Ayurvedic doctor in Bay Area Has anyone tried Ayurvedic consultation & treatment in the Bay Area? Looking for references/recommendations. Thanks #medical #health
- vote Which of the following stocks will double fastest? If you were to risk all your wealth in one tech stock which one would it be at this moment?
- all stocks have gone up considerably high but I still lost 40 k due to day trading I would like to invest in longterm stock. Which stock will double in next 3-6 months? holding apple hoping it would run up to 130
- link We need energy that doesn’t destroy the environment Look at this - how can this kind of destruction of natural beauty be allowed? https://imgur.com/gallery/kzEtb7w
- The world is what it is. We have to make the best of it... I am sick of people always complaining the world is going to the dogs. Leftists are snowflakes - Parents Right wing is bigoted - Friends The west exploits the developing nations. - My countrymen Google and facebook are stealing our data and we are the product. - Almost everyone You live so far away
- Need help for referrals in LA Just moved to Los Angeles earlier this year. I am a TPM with ~4 YOE. Current TC 200k. Need help getting referrals here, would be greatly appreciated. #la #losangeles #referrals #snap #netflix #tinder #twitch
- vote Do you trust Wealthfront retirement projections? I was planning retirement at 55 but Wealthfront says I'll have more than enough at 50 which is only 7 years away for me. I'm leaning toward rest and vest at this point because I'm running out of funks to give! Do you trust Wealthfront?