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- vote 15 yr or 30 yr fixed? Is it better to have a 15 year or 30 year fixed mortgage? There is a significant difference in the monthly payments and provides for a nice savings for a rainy day. Plus would it not be better to invest that extra amount each month that yields more than the 2.6% current mortgage rate? I’m not on e
- What to do with 500k cash I’ve been saving every penny and dime ever since i started working. (7 yrs). I don’t own a house but have paid off all my debts. I hate being in debt and mortgage system and don’t feel like buying any property in insanely expensive bay area. Any recommendations for a better investment area than stoc
- link Better.com Anyone have any experiences with or thoughts about Better.com? It’s a mortgage fintech startup in NYC nearing unicorn valuation. They’re offering salaries similar to FAANG and expanding very rapidly right now. I haven’t had much luck finding info about Better engineering.
- link Culture at Better.com Does anyone know anything about the work culture or life at Better.com (Better Mortgage)? Thanks!
- Keep the mortgage or pay it off I have a large home loan (1 million) at 3% and also the cash to pay it off. I keep reading that it is better to pay off your mortgage. Wouldn’t it be better to keep the mortgage and invest the cash in equities? Am I missing something here? Why do people suggest to pay off the house then?
- Refinance mortgage News keep saying the mortgage rates are super low, record low. When I try to contact lenders, I dont seem to get a better rate than what I already have now. Have about 600k left on mortgage on a townhouse(built in 1980s) in Alameda county. Current rate is 2.8% 7/1 arm opened late last year. Has any
- Anyone got mortgage tho better.com Their better cash program looks interesting. Anyone has gone thro it or any reviews ? Are they q good place to get mortgage from?
- Is it worth moving to Texas from California? I know there are upsides and downsides. Better housing affordability, low mortgages etc., but what about property tax? Isn’t it compensating the state tax in other places? What about the weather Isn’t it extremely hot during summers? Texas residents - please share your unbiased thoughts. Folks who
- vote Should I sell my house? We plan to get a bigger house in a better area because of family expanding. We have a SFH in a good area but without good schools. The potential rent wouldn’t cover or almost cover the mortgage + property tax + insurance. not even counting repairs and property management fee etc. We don’t need to se
- A few questions for married people on taxes, mortgage GF and I both earn pretty high earners ($400k+ each). We plan to get married later this year or early next year. We are in the process of getting a house /mortgage loan. Lender is saying it would be simpler to have one person on the mortgage and both on title. But we both will split all expenses in
- Home Mortgage Loans Is a 30 year mortgage on home loan better than 15 year mortgage?
- 20% down VS 10%down + invest Wise people of Blind, Which is better? - paying 20% down for home or paying 10% down(incurring additional mortgage insurance) and investing the rest in stocks? #mortgage #investments
- Better ROI: Home or Max Out Retirement Accounts My wife and I aren’t emotionally attached to buying a home in the Bay Area. We see it as it being potentially nice but are fine living in a nice apartment and using the money we’re saving on the mortgage for index funds/investments/retiring early. No plan for kids. My wife recently switched jobs t
- List of firms that can pay 400K+ for senior software engineer in NYC Citadel, Two Sigma, Jane Street, Hudson River Trading, Google, Facebook, LinkedIn, Strip, Snap (in no particular order) I heard MongoDB, Instacart, Better Mortgage can pay over 400K for 5 yoe as well. Could someone confirm? Am I missing any others?#
- Home loan Which is the better option? Finishing the Home loan early before the targeted time or keep paying constant amount to get tax benefit for Mortgage #mortgage #housing
- Mortgage lender only approve 1.2m loan even though TC 1.1m My mortgage lender First Republic won’t approve me for a loan higher than 1.2m (1.5m house) even though nw is 2.5m and tc 1.1m (though due to stock appreciation and nearing 4 yr cliff - they are counting rsu income supposedly, base+refreshers maybe 500-600k). I started shopping for homes but the onl
- vote Buying vs renting in Bay Area. Do you think it’s better to buy now or wait for an year (or two)? #mortgage #housing
- Vishal leaked video: we probably pissed away $200 million. Inspiration by a leaked recording of our favourite CEO. “..It's because we expect those people to be super productive and add value, and if they don't we will exit them too.” “We will be spending time grinding this business forward in what will likely be a bloodbath in the mortgage industry in the
- South Bay vs Pleasanton wfh 2 days a week Should I get a better home in Pleasanton or be close to office in a shitty shit show for 1.9M #mortgage #housing
- How to get account statement from Coinbase? How do you get account statement from Coinbase? I need it for my mortgage lender and there's no where to find it, just transaction history that doesn't tell you statement balance. Wtf CB get some UXRs or better designers.
- vote Inflation is high. So buying a house is a good thing? Would it? Whats better than SFH when inflation is high. Mortgage is still cheap. So does it make sense to own a home to hedge the wealth in this high inflation? Disclaimer: i am a recent home buyer. 👹 Tc 320
- Mortgage rates in NJ Is mortgage 3.0 % for 30 YRF Biweekly Conventional is good rate in NewJersey or high? Which bank gives better rates? #mortgage #housing #newjersey
- vote Should I pay cash or mortgage ? I have saved just enough money to buy a house with cash. Should I avoid a mortgage and pay cash or am I better off taking out a mortgage and investing the remaining money in mutual funds ? Ive tried doing the math but stock market return is an odd thing and simply taking the average seems unpredict
- Please let me know for 15 years Mortgage Interest In a market for possible opportunities. Better gave somewhat fishy per month quote even though it shows low interest rate. #mortgage #housing