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Better Mortgage
Posts
- Have you tried getting a house mortgage from NFCU? Just curious if you tried getting a mortgage from Navy Federal Credit Union? How much was the mortgage for and were the rates better than other commercial banks like BOFA or Wells Fargo?
- Worth joining mortgage team at Better.com? Have been offered L4 Backend engineer position with the mortgage team at Better. Wanted to know about the culture and the tech stack that the team uses. Is this a new team and what problems does the team solve on daily basis? #tech #swe #bettermortgage #nyc
- Buying House with Cash vs. Mortgage i have some money saved up and I was wondering if it was better to save an additional 4-5 years to buy a $1.5M house with cash in the Bay area or finance it now withh a 30 year mortgage at 3.5%? Dave Ramsey recommends buying with cash versus Warren Buffett who says getting a 30 year mortgage is a g
- Better.com referral Hi I’m looking for a referral for Software engineering at Better mortgages, if you work there or know someone please help me out
- How to invest $200k How would you best invest 200k cash out refi funds? Essentially borrowing it at the neat rate of ~3%, and looking to grow it at 3%, preferebly better. #bayarea #investments #mortgage
- Ally Home Loan Does anyone here have experience using Ally mortgage powered by Better? How was your experience? I found their rates a lot lower than my local lender’s and they don’t charge origination fees, other closing cost are similar. Location: Nashville, TN TC: 150K YOE: 5 #mortgage #housing
- Jumbo Loan Vs Piggyback Mortgage I'm a first time home buyer need some guidance in choosing a better mortgage. I received loan estimates(30 year) from two different lenders one is providing a jumbo loan and the other one a piggyback mortgage (80/10/10). The Jumbo loan has an interest rate of 2.75% for loan amount $589,683 (with mon
- Easy mental way to calculate payments? Hi. I like easy math tricks. Rule of 72. 4% per out in poker. Easy ways to calculate stuff. Is there a easy mental math way to calculate mortgage and interest rate to payment. I feel like every 100K in mortgage is 500 dollars / month at around 4% for 30 years but don’t know if there is a bette
- How not to do Layoffs 101 - Better.com CEO As if things couldn’t get more ridiculous at the online mortgage lender Better.com, where 900 people were laid off over a Zoom call this past December, the company reportedly issued another wave of layoffs by inadvertently notifying employees via its payroll app! WTAF! This is going back so many ye
- Seattle Townhome new purchase 10ARM 2.5% Home price 780k. 20% down. With around 3.6k closing costs. Is it the right rate? Anyone seeing better rates? TC 300k #mortgage #housing
- TC question I’m a technical director with 10YOE. base: 230 bonus: 30% RSU: 65k/ yr my mortgage is $4k/mo and I would like to increase my comp by $100k. looking at stripe and splunk. who has the better RSU package?
- Good loan agents in Bay Area Hi All, Can you share details of good loan agents in Bay Area. Looking to refinance to get better rates. #finance #mortgage #refinance
- vote Buying new construction in Austin Mortgage form builder has 2% credits towards down payment, and higher rates. Other lenders provide better rates with no credits. What is usually the best choice for investment home. #mortgage #housing #austin
- Move to Austin or stay in bay area Due to ever increasing housing prices in bay area due to extremely high demand and with possibility of COVID19 changing companies mindset to offer remote work in future, does it really make sense to pay at least 1M for home in bay area or is it better to move away to other cities like Austin which h
- heloc or Liquidity Access line We need funds for home improvement. We are trying to understand which is the better option: 1) HELOC - keep equity generated in current house as collateral. This one is dependent on prime rate 2) liquidity access line - keep rsus as collateral . This one is dependent on LIBOR rate Thanks #housing
- Best mortgage interest rate? Just locked in 2.5% 30-year fixed 0 points. I'm wondering if others have secured better financing? This is a new purchase, not a refinance. I'm in NYC area. Had to use another offer to get this rate. Edit: Adding details 100 yr old house Loan amount 1.1M Loan to value: 61% #mortgage #housing
- vote Mortgage 2.875% vs 2.5% with $15k There is a difference in “estimated closing costs” of about $15k. Is this what people call “buying points?” In this case, which option is better and why?#mortgage #housing
- Canadian real estate I have 800K USD lying around for investment and I am thinking about real estates in Canada as I am eyeing a move to Canada. I just got the canadian PR and will never get PR in US so this is an easy decision. Questions: 1. How difficult it is to get mortgage with no Canadian credit history but US soc
- Better Onsite Interviews? I passed Better (Mortgage) phone screen via Karat and wondering what would be their onsite rounds like in terms of difficulty level for a Senior/Staff role. I am currently scheduled to interview for Wayfair and Indeed and would be great to know if these are going to be similar difficulty level as Be
- Buying home in Bay Area Vs other states It looks like one can afford better homes at much lower mortgages in other states. But salaries aren’t that low in those states( others can comment based on their observation ) but mortgages are low. So does it make sense to move to other states ( like Colorado , Texas , Utah etc ) .
- vote Cambrian vs Almaden Which one do you guys think is better when buying a house? Both have similar school ratings and kind of next to each other on the map. Though, Almaden I feel is more towards the south away from the bay. #housing #mortgage
- vote Mortgage broker vs traditional big bank ? Thinking of getting a pre approval and a jumbo loan for a property in CA. Who gives a better rate, assuming excellent credit 770+ ? Mortgage broker or traditional banks like WF or BoFA ? Currently in talks with a mortgage broker CalCoast (Rohit Mohan) in Bay Area, and any reviews would be great.
- vote 30 year fixed vs ARM loans I'm planning to buy a house in the Bay Area. I can get a higher loan amount with an adjustable mortgage vs. a 30 year fixed mortgage. Which one should I choose? Edit: I'm getting a loan of $1.28M (purchase price $1.6M) with 30 year fixed. My loan officer is supposed to tell me the ARM loan amount to
- Buy larger home or buy another Looking to invest some more into real estate - I own a home that could fetch nearly 3M in the market. Want to invest maybe 2M more - wondering what’s better as an option - sell current home and buy a new 5M+ home or buy a second home with the new investment. I don’t have 2M in cash but some starting
- Relocating to Texas Among Austin, Round Rock, Leander & Georgetown, which area is better for living, proximity & schools? Edit: I am looking for a location which has got better schools & 10-15 mins drive to downtown or close to town centers. If necessary I can push my budget to 600k too Budget for buying home is 500k
- Advice TC 500k. My husband and I own small home in SF worth $1M ($400k left in mortgage). I have $800k in cash reserves. Thinking of getting a $2M home in the peninsula with $500k down. I have $400k in rsu. We would use the 2nd home as rental until our kids are old enough then move into it for better
- Mortgage term - advantages and disadvantages Hey folks, can someone pls help on evaluating which is better for example: 7/1 Arm(2.2) OR 30 yr (2.75) for a jumbo loan. #housing #bayarea #mortgage
- Buying new home...pay off with money? Or keep it in stocks? Already making 40% down payment on million dollar home. Is it better to take loan? If I cash the stocks out I won't have have much in stocks. Team member saying no mortgage is better.
- Any reason to keep my mortgage I have 625K in mortgage at 4.25% Just filing my tax and figured standard deduction is still better for us as interest we paid plus other real estate property tax is not enough to beat standard deduction. Other than mortgage interest, property tax, I dont see anything else that can compensate the 2
- Does is still makes sense to buy in Seattle market Or I am better off renting on the east side....the high prices and interest rate doesn’t make cash flow neutral from mortgage vs rent comparison
