Want to see the real deal?
More inside scoop? View in App
More inside scoop? View in App
FOLLOWING
Show more
Credit One Bank Posts
Posts
Credit One Bank
- What is the salary structure of risk modelling / quants teams in India at MNC and Domestic banks ? I am Director @ Amex in credit risk modelling team. My TC is 91 Lacs with additional stock refreshers on occasional years and yoe is 10 years. I am mainly asking to get a sense of the market rates across MNC and Indian banks for mid to senior careers levels (e.g executive director level and up to MD
- Best no fee travel credit cards I hate paying fee, so don't rave about Sapphire or AMEX Platinum. I just like to get as much cash back or statement credit as I can. So I think these are the best travel credit cards: #1 in the US, Costco Visa. Yes you can claim membership is a fee but I'm already a member anyway. 4% on gas, 3% on
- US bank accounts you can keep as a non resident Which bank accounts can you keep if you cease to be US resident. Like many I am here on a work visa / green card, so I'm resident in the US with a SSN and pretty much any bank is willing to open an account for me. I have recently learned that many will NOT be willing to let me keep that account if
- Need help with deciding Buy-Side vs. Rating Agency Hey everyone - need some profound help in determining two potential opportunities. I know normally these two won’t be ranked the same in terms of prestige. But I currently serve as a director at a Fintech service provider with 6 YOE and TC = $150k. I’m also on an H1B so green card application will b
- HDFC/ICICI Privacy India?? I encountered an issue that my account details in HDFC bank were shared with someone (relatives), including my salary credit transaction details. I’m planning to switch to Citibank India. Does Citibank india have much secure system and privacy of customers data are taken care well ? What is your
- Am I spending too much? Is it even possible to retire early? Am I spending too much? Is it even possible to retire early? Monthly Expenses for me and my wife: Mortgage $3,953 Water $121 PG&E $225 Phone bill $155 Allowance to parents $1,000 Car payment $1,300 Gardener $155 Property tax $873 Total is $7,782. This is excluding ALL food and ALL credit card expe
- WFH/Hybrid/Back to office companies Master thread Creating a master thread so can track which companies are WFH vs hybrid vs old school back to office. This is what I have so far. Update in comments about any company you know and I will update the list or correct this list if you work for any of these. Amazon is mostly appearing to be hybrid or
- Mortgage for Canadian relocating to bay area Hey Canadians of Blind, Has anyone successfully gotten a mortgage in US right after relocating just based on your canadian credit history. I have gotten a few agent telling me they can from US-Bank and CIBC claiming they have special relocation programs but some other agents outright say no. Would
- vote Background check: late payments / delinquencies I am interviewing with a few large Bay Area tech companies for engineering manager roles. What impact will late payments (90 days) on unsecured lines of credit have? (I had near perfect credit up until recently and have a good explanation for the delinquencies. I am also working with the creditor
- Pre-approvals from single or multiple lenders? Hey Blind team. Is it advisable to get pre-approvals from multiple lenders? Or better to get initial estimates from multiple but get pre-approval from only a single lender. I believe, if done within a span of 14 days, credit checks by multiple lenders are counted as one. Also, are online ones like b
- How to find a mortgage lender? I'm planning to buy 2.5 mil home in Bellevue. I don't have much experience dealing with mortgages (I took small mortgage once for my first home but it was nowhere near to what I need now). How should I approach finding lenders? Should I talk to big banks or small banks or brokers? Do I need to ta
- vote [RANT] Housing Market Crash I literally can’t comprehend what is happening to the housing market. I’m looking at the Greater Seattle area, but it’s a national trend. Prices for existing homes are rising 100k per month. WTF? New construction homes are selling at insane premiums. Identical floor plans that were being sold for
- Refinancing student loan on H1B I am currently on H1B and have just filed for my I-140 for green card. I wanted to know if someone refinanced their student loan in the US when they were on H1B or with their green card in process. Which banks did you refinance with? My current loan is from credit union of my business school. Thanks
- Best small biz checking/savings accounts? Just started an LLC to do some design consulting. What’s the best bank to go with these days? Looking for one with low/no fees, potentially a decent rate savings account, and one with a decent web/app UX. And maybe one with a decent credit card. Considering Azlo, Novo, but also maybe Chase. I’m al
- Credit Suisse Frankfurt Was offered a IB VP1 role with Credit Suisse in Frankfurt and hoping someone on Blind has experience with the team / company in Europe. My network extends only to NA/London so anything would be helpful (looking for unbiased opinions on post-GS13 culture, deal flow, even lifestyle topics like living
- vote New Roth + Traditional Accounts Planning to open new accounts. Factors I care about(: * Being able to get money out sooner because this country isn't going to keep me forever * I like to distribute between auto investments and hands on * Should let me start the 5 year Roth clock in 2019 * Low fees * Already have 12 money related
- Getting best interesta rate for a house loan while shopping for the best rate, I’ll be submititng my application to different banks and there will be severla ibquiries on ny credit score. Is it gonna badly effect my score? E.g. how is my score impacted if there will be 1 vs. 5 inquuries from different loan companies?
- BoA Travel Credit Card (points) Hey there. It seems most of us travel as we have family out of state. I started using BoA Travel card. I've collected lot of points in 2 months (international travel/road trips). BoA paid back my overweight luggage fees (lot of things for family/friends), and one of my flight tickets back with my po
- Data Analytics Referrals Hi, I'm graduated from Cornell University as an Applied Statistics major last May of 2020, with a background mainly in R-Studio and Excel (also comfortable with SQL, Python). My academic coursework interests revolved around Time Series/Dimension Reduction/Exploratory Data Analysis. I have one year
- Commercial Bank: Switching from credit to sales side (RM) Hi everyone, does anyone know if it’s worth moving to the sales side and becoming a RM one day versus becoming a PM? The credit side can get a bit dulling, and I’ve heard the money is much better on the sales side. Any experiences here for anyone whose made the jump? Also, I know banks are paying h
- Banking PM looking to move into credit underwriting - need advice I’m currently a banking PM with a background of mainly corporate finance. I want to pivot to doing credit underwriting. (Interested in sponsor or direct lending but open to all) I have limited client experience but have experience with legal contacts, modeling, and industry research. YOE : 7 TC: 15
- Signatures I think a tech lounge is appropriate for asking this. Why do we still use signatures? From important documents with your bank and your employer, right down to food trucks and vendors using Square, what infosec does a signature provide? Who the hell is sitting there behind the scenes at the bank with
- Does Stripe really make a lot of money? Is it worth investing? I’m trying to figure out why a ton of ex-Googlers are migrating over there. I would imagine their financials aren’t far off from Square or PayPal (meaning not 2-3x better) but somewhat “similar”. I get that they process billions and billions of dollars worth of payments but from their 2.75% take,
- Mortgage with loandepot review I have been looking for mortgage around Seattle. Loandepot(LD) initially offered with 2.625% with credit towards closing cost and 2.5 with points costing 2.2k for conforming high balance (741k) with around 6% down. I got match for 2.625 with Wells Fargo(WF). Going back to loandepot they gave offer
- Best cash back / travel credit card Everyone seems to love Chase Sapphire Reserve but I'm not totally convinced. I just want a good, simple cash reward. I'm thinking about signing up for Bank of America premium rewards card. Park a $100k ETF at Merrill Edge and that card becomes 3.5% cash back on travel and dining plus 2.63% back on
- Costs of refinance I am aware that there are loan costs, title costs etc. What I am confused about is the payoff calculation and the sudden bump in the costs when we are closing. How to carefully calculate it and optimize it considering there is some lender credit available? At times lender credit is subject to restri
- Worst is yet to come! Fed + Multi Millionaire will eat up small guys money 💰 Look at the $MM they all found a reason to cash out their money by giving shitty reasons like paying for taxes , paying for XYZ funds, divorce. For example: Bill Gates, Microsoft Alex karp, Palantir Our con man Elon musk, Tesla Respected Michael J Burry even warned us again but no one listened to
- Investment Banking vs. Fintech PM Hey everyone! I’ve been debating between two offers for a 2021 full-time position, and I can’t decide which one to accept. I only have a few days left to decide, and I would really love some input. The IB gig is in healthcare at a BB bank (think UBS, Deutsche, Credit Suisse), and the product manage
- Mortgage while AOS pending Does anyone know a bank/credit union in the bay area that would lend, finances aside, to someone with a TN visa expiring in ~5 months, but with AOS pending and EAD valid for 2 years? I've touched based with a few brokers but it doesn't feel like they know what they are talking about. One of them ev