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Credit One Bank Posts
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Credit One Bank
- Mortgage while AOS pending Does anyone know a bank/credit union in the bay area that would lend, finances aside, to someone with a TN visa expiring in ~5 months, but with AOS pending and EAD valid for 2 years? I've touched based with a few brokers but it doesn't feel like they know what they are talking about. One of them ev
- Worst is yet to come! Fed + Multi Millionaire will eat up small guys money 💰 Look at the $MM they all found a reason to cash out their money by giving shitty reasons like paying for taxes , paying for XYZ funds, divorce. For example: Bill Gates, Microsoft Alex karp, Palantir Our con man Elon musk, Tesla Respected Michael J Burry even warned us again but no one listened to
- Investment Banking vs. Fintech PM Hey everyone! I’ve been debating between two offers for a 2021 full-time position, and I can’t decide which one to accept. I only have a few days left to decide, and I would really love some input. The IB gig is in healthcare at a BB bank (think UBS, Deutsche, Credit Suisse), and the product manage
- Credit Card recommendations First time user (in the US). Request suggestions for best credit card(s), based on following criteria: - 0 annual fees (even conditional fee waivers, not preferable) - low fine for late payment (don't plan this to happen, but still) - low limit for frequency of usage (I heard that some (most?) bank
- Google Zurich exit opportunities (and London vs Zurich) Looking at job specs in Zurich. Few impressions: >90% (maybe >95% jobs) don't seem to care about CS knowledge/Leetcode. If you have some JavaEE/Hibernate/JBoss expreience or C#.NET you're fine. Presumably not interesting job and CRUD. And cobol, so much cobol. There seem to be few interesting
- Leaving the US, money transfer recommendations Moving back to India soon. I’m on the H1b work visa, currently in the 60 day grace period after job termination. Can we access bank accounts/credit cards and Charles Schwab trading from India. I would prefer to sell my RSUs in 2021 to avoid taxes. Do I need to transfer all my money before I leave
- non-asshole bank? just realized im charged a $10 “monthly service fee” if my #wellsfargo checking account either drops beow a $1,500 balance or has less than $500 in direct deposits. I use my savings account for direct deposits and my Apple credit card for the vast majority of spending otherwise. Im pretty unhappy
- vote Is Visa/Mastercard monopoly? Credit card companies teamed up with visa/mc to collect 2% transacrion rents from from retailers. No other country has this kind of setup and card transaction costs elsewhere are only like .10$. This market structure is further inhibiting fintech innovations that are already widespread in China, suc
- Withdrawing $1000 from an ATM I moved to a new state where my bank is not located (one of the credit unions) and I need to withdraw $1000 to pay my movers who only accept cash. I called my bank and they pointed me to a sister location 12 miles away. Since I don’t have my car yet, I’m thinking about walking over to a nearby ATM
- Best free app to manage money? What's the best app that I can connect all my bank accounts and credit cards to track my spending/net worth? Something like Mint, but not Mint since it's so inaccurate on how it categorizes expenses and I just don't have time to manually relabel so many expense types. For example on Mint all my co
- What are the least evil companies? defense - sells weapons, sometimes to the wrong people, and can also give an advantage to one side in a conflict healthcare - unfairly high prices, purposefully complicated system designed to trick old people out of their life savings, set up like a scam college - unfairly high prices, too many pe
- Feel free to DM for - Credit Suisse Referral / Jobs / Hiring Hello guys Credit Suisse is hiring across all bands in various domains ENO 12-15 LPA (0-3 yrs) ENO2 15-20 LPA (3-6 yrs) AVP 20-30 LPA (6+ yrs) VP 35 -50 LPA (10+ yrs) Currency - INR Salary may vary depending on candidate Feel free to DM me if you need referral in India / Europe / USA PS : I a
- I was probably scammed thinking I got a job - Part 2 In yesterday's part, I felt I unveiled more info than needed, so here's a summary. I couldn't sleep last night and feel lost. 1- I applied to the job on LinkedIn. It was posted on the REAL company's page even with statistics about applicants and stuff (I have LinkedIn Premium so I could see that).
- Gemini - wire transfer finished but funds still pending Hi I used Gemini for a while, but did my first wire transfer for a large sum of money to it to buy more coins. The bank indicates the transfer completed, but they're still pending in Gemini. They've been pending since last Friday. Wtf is this shit. I am getting delayed by this and already lost thou
- 2021 Family Spending (Prelim) I just did some analysis of my 2021 family spending. The top cost is home cost (property tax, utilities, home insurance) 37%. Married with two kids in a paid-off house (NW $7M). How about you? Update: I downalded all transactions from websites of banks (credit card, debit card, checking accounts et
- Recent 30 year fixed mortgage rate I am trying to close my house and my mortgage broker gave me 4.625% for 30 year fixed jumbo loan with 0 points. Have you found better rate recently? According to Zillow, there should be many lenders with 4.45%. Should I at least stop by Wells Fargo and BOA to check on their rate? If you got mortgag
- Student loan interest rate The interest rate from Fed is almost zero now. In my understanding, the near-zero interest rate is not for regular consumers but for the large banks. One justification is that large banks are less risky than consumers. Still, I have ~800 credit score and never missed a payment for the past 10 years
- Mortgage Negotiation Advice Update: Thanks to the people who actually gave advice below. I was able to get a 2.75% rate from Bank of America for an APR of 2.828% after they also applied their $7500 home grant credit to closing costs. I think you might not need to even negotiate for this rate because I saw on their online est
- BoA Direct Deposit Deal Bank of America has a deal saying that if I ask for money up to my credit limit there is 0% Apr for 1 Year and only a 3% one time transaction fee. This sounds like an attractive deal to go for and put in at worse a stable 4% interest instrument or maybe into the Equity Market with some good picks. O
- Coming on L1 - opening of bank accounts Hi, My friend is coming to Seattle (Amazon) on L1 visa. Can you help with these questions? 1) Can he open a BofA account in the first few days? He will be staying with a friend and will not have a lease or permanent address. Also, no SSN yet. 2) Can anybody share the process they followed when t
- Pros and cons of buying property in India with loan in US Can someone elaborate on the prospects? Pros: - Easier to apply/manage - Low interest rate Cons: - Am I eligible ? Which banks allow foreign investments on property? - Tax implications in India? - Currency risk in case dollar become stronger than INR Hoping to hear both sides of argument. I am n
- Folks who came out of negative NW, please share your tips / suggestions I work as a SWE and have a huge debt $180k (from student loans, trading losses, etc). The APRs on my credit cards and personal loans are very high and due to this I won't get a consolidated loan for a lesser APR either. Most of my income goes towards making min payments for these credit cards / pers
- Will completely paying off my student loan hurt my credit score? I have ~$18K in student loan debt. I took the loan from a single bank. I now have enough money to pay the whole thing off in the next 3-4 months. However, this loan account is the oldest account on my credit report. I'm worried paying off and closing it will make the average age of my accounts go do
- Appraised value came lower than expected. Also, how legit are appraisals? Hey Blind, I bought a 3b2b SFH in Fremont for 1.03M last August at 3% fixed with $5500 lender credits which I used towards closing costs. I put 265k down (26% of the purchase price). When the interest rates kept falling, I refinanced my mortgage in January this year at 2.5% fixed. During the refina
- Data Analyst/Scientist Referral Hi, I'm graduated from Cornell University as an Applied Statistics major last May of 2020, with a background mainly in R-Studio and Excel (also comfortable with SQL, Python). My academic coursework interests revolved around Time Series/Dimension Reduction/Exploratory Data Analysis. I have one year
- Wats the first thing that you do after you get GC? Got my GC abt 1 week back, but doesn't feel any difference... Came to US on work visa abt 4yrs back with a consulting job, started from scratch monetarily, infact i remember, while opening a new bank account i didn't have cash for initial deposit nd borrowed from a friend!! During initial 2 weeks,
- suggestions for the next move 9+yoe mostly in the banking and finance industry. Started out as a Teradata DBA, and transitioned to a SAS programmer, tableau developer , and python programmer. last two years have been in the credit card business operations and management role. I’ve done absolutely anything that would keep me i
- Plaid has limited privacy by design. What are the consequences? Been hearing cool things about Plaid being a nice place to work at. I've seen more and more services that I use starting to rely on Plaid for connecting to financial accounts. Color me shocked when I realised that going to the new dashboard.plaid.com page to see my connections had waaaaaay more in
- TESLA co-ordinated attack on Index-funds. Don't have the data to prove it but have enough red flags to show that the entire TESLA gang with financial institutions are after public money. Here are some of the points 1) Elon Musk considered (82$) ( before splitting 5 for 1 - 420$) as a fair price point to take Tesla private. Presently it v
- vote Delay BS Graduation by 6 months? I'm currently working on my BS in CS at a T5 CS school and have enough credits to graduate 2 years early in May 2023. I'm going to be interning at a big bank this summer and plan on grinding LeetCode as well. I could delay my graduation until December 2023 and pick up one more internship for Summer