Want to see the real deal?
More inside scoop? View in App
More inside scoop? View in App
FOLLOWING
Show more
Credit One Bank Posts
Posts
Credit One Bank
- Getting into FAANG from FinTech Consulting Hey everyone, First post so go easy on me please. I’m currently working in FinTech doing strategy consulting and data analysis for client retail banks using their credit card and payments data. I’m wondering if anyone started from a similar background and what path you took to get into FAANG or sim
- People on visa - do you feel stable? Does it govern your actions? I am on h1b visa. Given the instability in the job market, visa restrictions, and the interview bar getting higher each day, I don't feel stable. I feel like if I lose my job, I won't be able to find a new one. I will have to move back to India sooner or later (moving back is fine but living in fear
- Why do you say you bought a house? When you actually signed a document enslaving yourself to payments for 30 years. The total payout to the lender can be more than double the purchase price. You could have otherwise saved the extra money spent on mortgage interest. You'd rather throw away 100% of the interest to avoid paying only 30%
- Switched lender after going "under contract" and saved 0.25% I was preapproved with Guaranteed Rate and went into contract last Friday for a 1.7m SFH. They quoted me bullshit rates even when markets went down last week due to Russian invasion and pushed me to buy points to bring interest rates down. At one point, the loan officer suggested its leave it or tak
- USA tax on foreign bank account Just moved to USA this year. I have a bank account in Europe, all money there are invested on bond/stock and they generate some 10-20k euros per year (after local taxes). I read that I should pay double taxation except for the tax credit, I am very annoyed by having to do that and I was wondering if
- Do you fly business class when paying out of your pocket ? If yes then how much do you spend as % of your income ? which airlines do you usually book and why ? And which ones you avoid and why ? Edit - I do book business out of pocket when I get prices like one way <$2000 ( emergency long haul travels ) and round trip < $3000. Max 2 times an year tr
- I am trying to sell bay area (san ramon) home without RE agent Any investors out there looking to buy in the bay area (San Ramon)?? I have a 2200 sq feet house in San Ramon (Top school district) and voted one of the best towns to live in the country. Many tech employers nearby (Oracle, Salesforce, SAP, Amazon, Zeiss, etc) House is currently rented for ~4k on a
- vote Buy or rent in NYC at 22y/o? Hey all, Just wanted to gauge your opinions on this. Definitely planning on spending at least 8-10 years in the NYC area(Unless amazing opportunity requires me to move) . Just graduated in May from college with zero student debt (Opted for a no name school and paid my tuition as I went by working).
- A low-profile but now motivated engineer Hello, I have been working as a software dev consultant(java/rest apis) for European and Canadian banks till today ~7 years now(130k). I am now in Canada, and when i turned on my LinkedIn profile for a job change, big name’s recruiters are approaching. I have mostly solved small medium sized proble
- Need advice on investment and finance management TC:300k Monthly expenses: $2000 apartment rent + $1000 car + $1200 grocery and other expenses I contribute 4% of my base salary in 401k and also contribute in FSA. I am not sure if I want to stay in the USA in future or return back to India. Should I increase contributions to 401K? I don't keep t
- Amazon Onsite Experience (cca 2017 or so) for a SWE 1) Changed 3 recruiters from start to the final offer. Nobody really knew what they were doing. One even told me that they "don't offer relocation allowance for junior / new grad candidates". Which of course turned out to be false. 2) They put me up in a 2-star hotel in a shady part of London. The
- I f****d up! HELP!! I am an international student since 2019, filing for the second time. For the 2019 return, I got some forms from my banks for new account bonuses I had collected, a form from my school for the scholarship for my TA work. I heard creditkarma is free for taxes. I signed up, the process was really smo
- Too much restriction in fintech Looks like there are a lot of restrictions on trading, investing and other outside activities when it comes to fintech. A friend just joined GS and he also got a great offer for a side hustle for mentoring and teaching DS Algo. But now he is scared to take it up. The salary for his side hustle would
- New job offer will be an 80% raise from current salary. How should I start tackling my debt? 25y/o M - NYC Single No kids New Job: Banking (PM) Base: $103,000 Bonus: 10.5% (+ or - depending on how the bank does that year) Current debts: ~$30,000 in student loans ~$5,000 credit Current Savings: $2,000 (I already know... I need to figure it out) Living Expenses: Rent - $1,350 Utilities-
- Mortgage shopping: how to get a better deal/terms? Dear great Blinders, I need some help. Trying to get preapprovals for our first home purchase. Looking to buy a SFH in MTV, Sunnyvale area for at most 2.1M ish. Will put 20% down. Spouse has been at FB for less than a year. I've been at my current job for more than 3 years. Both have credit score
- Working Remotely Abroad I am a Senior Credit Officer in Corporate Finance and have approval authority of up to $50MM per transaction. I work entirely remotely, and can work from anywhere within the U.S. My issue is that I’d like to work from Costa Rica (for personal and family reasons) but am having trouble figuring out h
- Live Developer Roles in London Fintech & Financial Services Full list of open opportunities in London - please get in touch if any of these sound like you or someone you know. (Unfortunately none of these roles can offer visa support.) JELF101 Algorithmic Trading Developer – Well Established US based FS firm, expanding in London £80-£120k base, dependent on
- Multiple Opportunities in a Blockchain Fintech startup that just raised $6.2M seed round! Hey everyone, Wanted to share some details and job openings at Pontoro, a seed stage start up building a platform to revolutionize the Infrastructure Fintech space! $94 trillion of infrastructure financing is needed by 2040; however, financing capacity continues to diminish due to the declining ba
- Bay house purchase - learnings I recently bought a sfh in bay area and wanted to share my learnings. - redfin vs. traditional agent: I was going to hire redfin agent to get that sweat commission refund, but ended up going with a traditional agent who knows the area very well and came with high recommendation from friends. He has
- Is domain knowledge more important than TC and tech skills? I got an offer from a Fintech (startup), and the TC compared to Microsoft is almost the same, obviously Microsoft stock is more stable and I'm sure than in a long term Microsoft will bring more money to the table. I've been working as frontend dev in office 365 products and I feel that my domain kn
- What is the best application for blockchain? I believe that blockchain is a very strong tech where its potential is not yet showcased with the stupid applications that we see today (shitcoins, NFT etc..) What is the best application of this tech that can solve CURRENT real-world problems (and that can not be solved with current tech, one can a
- Bosses at a bank want me to "fudge" data I'm a bit concerned as you can imagine. I'm a team lead on a large data analytics project and part of that was re-doing their data warehouse. As part of our sanity checks, we compare older reports generated by the previous system and we make sure we still are able to get the same numbers using the s
- I fucked up! HELP!! I am an international student since 2019, filing for the second time. For the 2019 return, I got some forms from my banks for new account bonuses I had collected, a form from my school for the scholarship for my TA work. I heard creditkarma is free for taxes. I signed up, the process was really smo
- link I've started my FIRE journey in India! (Part 2: Financials Before Leaving US) Part 1 (Intro and Net Worth): https://www.teamblind.com/post/sqhzju14 In this post, I'll go over the financial stuff I had to consider before I bid the US goodbye. Gotta warn you, this won't be an entertaining read. It's a long laundry list of money matters laid out in excruciating detail. - Over
- What to do with lazy/incompetent senior? Asking for a friend but I'll write in first person for ease of understanding. Tldr senior/lead pushes all the work onto me. I'm scared to say no and being fired. What can I do to make my work easier? "I was laid off right when covid hit and it took me months to find this job. So when I first joine
- Need Guidance/Mentoring - Transition from Finance (Tech) to FAANG/similar firm Working in Tech Architecture & Strategy at a global financial services company. Graduated with Distinction from Cornell, Masters in Comp Sci. I have been working with Credit Suisse NY for 9 years now, and did not consider moving as I liked my team, manager, WLB and my role. Currently working as an i
- The end of neo-liberal capitalism So here goes... Pre WWII there was more or less unfettered capitalism. That was wildly unstable because of capital flowing in and out of countries and regions. Eventually ended in disaster with the great depression, communism, fascism, world war and so forth. FDR's crew came in at Bretton Woods and
- TECHIES : Someone talk me out of buying a house!! I’ve been renting for last 10 years in Bay Area and I never had problems. Also I am so sorry if anything below sounds like a flex. 😓🙏🏼 My TC: 300k (What I expected when I accepted offer in 2017) My actual TC: 500k-800k (because of stock appreciation) My family: 2 (Just me and my wife and we a
- New Grad (M.S.) Expedia Offer DS or continue to recruit? Hello! I have an offer from Expedia (for a few weeks now), and after reading how hard it is to land a job in DS and as a new grad, I am not sure if I should continue to recruit. 130K Base + 25k signing + 10k relocation + 25K RSU over 4 years My background: Graduating in May with Master's (niche p
- Wells Fargo app = useless First, thanks so much for the card free ATM feature. It’s great that someone, especially a bank of your size, is actually trying to innovate in the US banking system. Your app requires multiple security checks to setup for card free ATM access. Then once it’s setup, I can login using my fingerprint