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FICO Posts
Posts
FICO
- vote Your FICO score Your fico score
- FICO Company Hello, wanted to know how is culture at FICO (San Jose) office
- FICO employees Anyone here work at FICO? I have a few questions
- vote FICO Score What is your FICO score?
- FICO score what’s your fico score? Been in Bay Area for slightly less than a year and thinking to invest in property. How much should my fico score be for getting good loan?
- FICO vs OLX #fico #olx I have recieved offer from FICO and OLX Auto. FICO - Base salary: 38 LPA fix Variable : 7.2 LPA TC : 45 LPA OLX Auto - TC :47 LPA (They haven't made the offer yet .its verbal as of now.) Base -38 LPA, other components include variable and bonus. Please help me to decide which one I sh
- FICO score Does checking FICO score through Bank of America website will reduce my points???
- vote Is FICO credit score a scam? I keep same habits thru all the year with regards my credit. However there are times in the year that my credit drops with no reason. Then in same way, with no reason it increases. Is FICO credit score an scam? No way that on a single month I can do something that it causes 25 points drop and 3 mo
- FICO India offer evaluation I am VP in Technology and got an offer from FICO India Senior enginnering manager. Offer INR 5,500,000 Fixed + 10% Cash component + 10% Performance Bonus + 300,000joining bonus. Can it be stretched a bit higher to 6,000,000? YOE: 12 Current CTC: INR 3,500,000 + 10% bonus.
- SAP FICO Consultant Anyone have any idea of the salary ranges for a new SAP FICO Consultant with Deloitte?
- What is your FICO score? 680. WTF? I'm beginning to think 800+ is a myth. Any advice on how to get this up?
- Chase/Vantage score >>> AmEx/FICO > than BofA/FICO Chase which is based on Vantage score shows 800 score, Amex based on Experian FICO shows 725... BUT... BofA based on Tranunion FICO is lingering around 680. What the hell! Anything one can do about it? Super clean credit usage since last 4 years.
- Credit Score FICO How do you monitor your credit score? and how to watch what is making negative effects? EDIT: I have been tracking score for a while. I am trying to figure out what and how transactions are affecting the score.
- Does BETTER pre approval lower your fico? They offer soft credit pull which doesn’t impact your fico(as per their website). should I get it first and shop for the best rates possible later, once I find the property I like? Any downside of that? My fico isn’t strong enough currently, at 720 so I like this option a lot. Some people say it
- Random fico score drop I have noticed that my fico score goes up and down significantly with zero change on my end. What do I mean by zero change? Zero change in spending Zero cards opened or closed Zero loans Zero late payments ever Credit utilization, never above 5% ever No identity theft No huge errors on credit repor
- how to improve FICO score ? My FICO score is just above 700 after about 4 years of credit cards use. I had only 1 credit card for more than 3 years with 4k limit (got another one recently). I have a current auto loan. There was 1 delayed payment on my credit score 3 years ago due to bank screw up. How can I improve my FICO sc
- FICO India : Looking for referral #referral #fico
- Which fico model scores do mortgage lenders use ? Is it always fico score 5(equifax), 4(transunion) and 2(experian) or do different mortgage lenders use different models(like fico score 8 or 9 etc) ? The loan officer from bofa i spoke to had no idea about the exact model they use. My score seems to vary a lot across different models even for same
- Ways to quickly increase FICO credit score? Hi, I have a few late credit card payments that were mostly due to things that slipped between the cracks due to moves and such. Looking to buy a house now, are there ways I could quickly improve it?
- Best lender for refi ? FICO 8 credit score? Hi - I’m trying to refinance and I’m looking for a great lender. I did some research and found out that a lot of mortgage lenders don’t really use FICO8 scores but older version of FICO scores. My FICO8 score is above 740 but older version of FICO scores is below 740 and don’t seem to move up. Does
- Credit score bofa FICO vs credit karma Does anyone know how the credit score is tabulated? I have a difference of about 30 points between my bank of America FICO( which is higher) score vs what is reported on credit karma(lower). Which one is valid? And why is there such a huge discrepancy?
- What is the best way to improve FICO rating? Committed some stupid decisions like opening multiple cards and making hard queries and my credit score is well below 700. How can I improve my score? Looking for someone (perhaps a financial advisor) to take a good analysis of my report and provide actionable advice/recommended next steps.
- Best bank account that provides free FICO score? ^
- What's a good FICO score for a new grad? ^
- Where can I find lowest interest rates? FICO 770+ #mortgage #housing
- My FICO score just decreased 15 points. How to increase it in the next 2 months as I need to apply for a car loan soon? I just paid off my student loan and my credit score decreased 15 points due to that (it’s now ~750 and could be even lower next months). It mentioned that it was because I have $0 balance on non-mortgage installment loans and that’s considered slightly more risky than having a low installment loan r
- Can I (Canadian) still apply for a lease if most listings require credit report and FICO score? Looking to rent in SF soon. Are the Canadian equivalents for these reports/scores enough for most places?
- Single credit card, can I get my first mortgage? Fico 800 Credit limit $3000 Utilisation 30% NW 1m Looking for a jumbo loan What banks would consider me? #mortgage #housing
- LinkedIn moving from oracle to sap? Layoffs ahead.. google confirmed moving to SAP Hey LinkedIn folks heard you guys are moving from oracle financials to sap fico? How true is it and what is the timeline? Lot of layoffs on horizon for finapps or finance tech support team?
- vote Which credit score type is the most important? Hello! I got my first credit card a year ago so I'm still learning. I noticed that my credit score in Vantage is lower than FICO. Which one is more important in terms of getting a house loan later in life? If it helps, my fico is 750, vantage is 715 #credit
