Want to see the real deal?
More inside scoop? View in App
More inside scoop? View in App
FOLLOWING
Show more
Fidelity Investments
Posts
- Lay off Hello, I am being laid off from the US office. Just want to know what all things need to wrap up before moving to my home country. If anybody can provide guidance then it will be extremely helpful. 1) I have invested into stock market through Fidelity {401(k), Roth IRA, brokerage account, company s
- Moving back to India Hi folks, After 5 awesome years in the bay area, I'm moving back to India. The plan is to spend time with family, learn new non-tech stuff and travel around (hoping covid eases off by summer). I have some questions about this move .Hoping folks who have made similar moves can help out with advice.
- How to retire once u hit ur networth goal So im very new to investing. I have a fidelity account where i have my amazon 401k that i started 2 years ago along with a taxable brokerage account where all my amazon shares comes in when vested. Currently around 40. I recently started investing into other companies such as tsla last month. My qu
- Leave job and travel world? I am 33, on H1B. I140 approved and valid till 2024. Planning for a year of world travel (june 2022 - june 2023). For those who have already done it, please enlighten me on following: 1. (Oracle employees) does oracle have something like 1 year sabbatical? 2. If i quit job now and plan to move back
- Will Goldman force me to sell all my stocks? I am joining goldman sachs soon and saw this post on blind. Is this true? Will they make me sell my whole portfolio? I'm going in as a PM and not for any trading platforms. "GS has no trading policy, you can’t buy/sell public listed equity, can’t buy closed ended mutual funds, you can invest in ope
- Schwab vs Fidelity - which one do you prefer? eBay is transitioning the 401k management from Schwab to Fidelity. Naturally, Schwab is trying to convince me to roll the funds over to an IRA account (I already have an IRA account with them, but with a very small balance so I haven't really done much with investments and such), saying I will get p
- How to take a loan out on current company 401k I’m trying to buy a home and want to understand if I can take a loan out my Salesforce 401k which is run by Fidelity to use for a down payment. I’m okay paying back the 3% interest or whatever back to the 401k in a year. Not really looking for reasons why this is a good/bad idea, just wanting to kno
- Leaving USA-final things to take care off? Leaning the country next month.What are the final things I would need to close: 1.Close out all subscriptions and medical bills. 2.I have a little credit card debt which I would like to pay out in two months .Can I just let it accrue and leave the country?Would there be any issues ? 3.Is there an
- Securities backed loan I would like to avoid selling portion of my portfolio due to tax reasons and because I really believe it has a potential to go up. Yet I need significant amount of cash for a life event. Several hundred thousands usd. I hear about the option to take securities backed loan but can't find any details.
- Leaving USA-final things to take care off? Leaning the country next month.What are the final things I would need to close: 1.Close out all subscriptions and medical bills. 2.I have a little credit card debt which I would like to pay out in two months .Can I just let it accrue and leave the country?Would there be any issues ? 3.Is there an
- Mega backdoor Roth IRA with Fidelity Am currently maxing out my 19.5K pre-tax 401k contributions + the company match. I've started after-tax contributions recently and have setup automatic in plan Roth conversions. I can see my after tax dollars convert to Roth 401K. However am still not sure if this the right strategy. My roth contr
- Regarding Tax benefits on 401k and IRA contributions Scenario: I am putting annually 19k in my 401k with no match from my company side. However I would like to put additional 6k in IRA or Roth IRA as well for increasing my tax benefits but when I checked with my company they said I can do max 19k in ira and 401k combined. Is this true? A quick search
- Help with Choosing Fidelity Fund I’m looking to temporarily park some cash from a stock sale, for not more than three months. I found two different funds on Fidelity: SPAXX and FDLXX. I’m unable to tell which one is better suited for my purpose. Are US government repo agreements any less/more safe than treasury bills or coupons?
- Roth IRA? And investment advice I spoke to Vanguard, Fidelity, and Morgan Stanley. All tried to sell me on their admin services so turning to trusted blind for advise considering most of you might have already gone through this. How can high earners contribute to Roth ITA with income limit? I can do backdoor IRA but then wouldnt
- vote 401k Transfer to new Employer Hey Blinders, I am joining a new company starting next week and they will have a 401k plan with 6% (max $6500/yr). I am moving from contracting gig to full time role, no way i wanna tell my employer where I am going, he is a sucker 🤬 I have 50k in my 401k invested in WFSPX (S&P 500 Fund) and Fid
- Microsoft 401k setup time Hey microsoft folks, I’m expecting an offer to come in very soon (potentially). And the recruiter said there might be some relo bonus (potentially some signing bonus as well). My previous company wouldn’t allow after tax 401k option, so I’m going to try to use Microsoft’s for the remainder of the y
- Why you need to get out of robinhood aside from what happened. Your money is at risk. With a mass exodus already happening, there is a high chance of robinhood liquidating/possibly going bankrupt. Even if this possibility is very slim, your money is only insured up to 500k which I don't think will even be met without waiting many years. My advice would be to remove all your money asa
- Transferring roth 401k to Roth IRA - determining principal After you switch companies you can roll over your Roth 401k account into a Roth IRA which gives you alot of money to invest which will have tax free growth. Nice thing about rolling over Roth 401k is that you can invest into individual stocks instead of ETF’s only for most employers Roth 401k. My qu
- link Brokerage: M1Finance - experiences and options They been around 2015 and do anyone using it? Pros: I like few features they provide such as pies, a bucket in which allocations can be specified against each equity, expert pies to know what others did, retirement plans have conservative, moderate and aggressive pies for each year (https://dashboa
- Wtf Robinhood I have been using RH for a while now, because it has a simple ui and is mobile friendly. A significant chunk of my investments are in RH. After the GME trade halt fiasco, I decided to move brokerage because they were not reliable and did some shady shit. I recently found out they have restricted m
- First Home from Roth IRA I’m trying to decide if I should max my Roth IRA accounts. How does Roth IRA works for first home? I have 2 Roth IRA account that I can contribute to: 1 from Chase with $6k per year, 1 from Fidelity with 10% of salary (Amazon perk). I read on Internet that your can withdraw your gain with no tax no
- How actively do you make trades in your 401(k)? I’m not an active trader. I want to ask questions before I make any changes. I’m curious how actively everyone is trading in their employer-sponsored accounts, and what types of trades you’ve utilized to get you the best performance. I’ll detail my current situation below. ERISA-compliant 401(k) t
- vote Better opportunities for jobs and internships I've got two admits MS data science from the University of Washington and MS Analytics (Computational Data Analytics) from Georgia Tech. By the time any of the programs starts, I would have 4 YoE working as a Data Scientist at Fidelity Investments (India office). Given my previous academic backgroun
- Wash sale calculation across different accounts Hi all like many I have a few different investing accounts: robinhood and fidelity included. The problem is this year I happen to have transacted in all of them without paying attention to wash sales. For example, I would buy one stock in one market , share drop, sell it at loss and later buy the st
- Roth and 401k questions Hi, Kind of new to these concepts and trying to understand few stuff: 1. Can we convert Roth 401k to roth IRA later to get rid of the distribution requirements? Any tax or pro-rate factors to worry about? 2. We can make after tax contributions if company allows and then do in-plan roth conversion
- List of gem 💎 companies Not super well known (the likes of FANG) Great WLB (<= 40h, no or low on call). Good culture, no stack ranking, nice people, family friendly. Ok salary, enough to live but not for the TC chasers. I’ve heard good things about Expedia, Salesforce, ServiceNow, etc. Can you share your gem company?
- vote Better to transfer previous employer 401(k) or Rollover to IRA? I have a 401(k) account with Voya from my previous employer which has been a total pain to track. There’s like $40k in it and I’d like to move it to my current employer’s 401(k) provider, Fidelity (with BrokerageLink), and I’m trying to figure out the best way to do it to maximize growth and minimiz
- Continuing to work with Financial Advisor? Last year, I worked with a fee-only Fiduciary financial advisor. I liked the guy and felt I got decent value for the $2400 I paid him. Here is what he did for me 1. Financial wellness assessment- reviewed all my accounts, income, savings rates, current investment, college savings. Made suggestions
- link I've started my FIRE journey in India! (Part 2: Financials Before Leaving US) Part 1 (Intro and Net Worth): https://www.teamblind.com/post/sqhzju14 In this post, I'll go over the financial stuff I had to consider before I bid the US goodbye. Gotta warn you, this won't be an entertaining read. It's a long laundry list of money matters laid out in excruciating detail. - Over
- Anyone here uses TillerHQ.com? https://www.tillerhq.com/ I use Google sheets to track my investments. Once in a while, I go and update me positions/quantities in the sheet, then use GOOGLEFINANCE API to get the actual Dollar amount of my positions. I have accounts with several providers (Trad.ira & Roth ira with Fidelity, broke