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Next Insurance
- Consequences of s*x About to be a parent. Planning to switch. When to switch? If things go as expected, will be a parent in the next 6 months. I'm wondering if it would make more sense to switch companies now rather than after the childbirth since it generally takes some time and energy to learn about a new team and or
- Letter of Intent I got an offer of intent from Twilio instead of offer letter. It doesn't include necessary details like medical insurance, holiday and other benefits and only contains compensation information. Is this standard practice in Twilio ? I need to wait after my last working day for background verificatio
- Opt-out of WA LTC tax post Nov 1st? I was just reading about the new long-term care tax in Washington which is a mandatory .58% deductible every paycheck. And the criteria to opt-out is to have an LTC insurance before 1st of November. Clearly that's not an option anymore. I'm not even in WA until next month so wanted to check if ther
- being a snow bird tax implications hi, considering purchasing a home in AZ to work from 6 months of the year. anyone currently doing this and if so what were implications for taxes, drivers license, insurance, ect. trying to figure out how it works if i keep WA as my main residence but then down here for 6 months. *meeting with cpa
- Mental health at Google I suffer from schizophrenia (closeted, high functioning). I take daily medication and visit a psychiatrist regularly. Making a move to Google (cloud) as a software engineer. I failed at my current job due to a lot of unfavorable and adversarial factors. I'm very apprehensive about whether I'll make
- Life insurance - What’s the right coverage? Hey Blind, looking to shop term life insurance for the first time, and trying to determine right level of coverage. What’s the right amount? For context, I am married, no kids, but looking to have one over the next year. TC: $200k Spouse TC: $165k Household NW: $800k
- WA long-term care tax opt out: does Twitter has a benefit for this? Hi guys, Joining Twitter next week. As those who in WA knows there is a deadline soon to opt out from WA long-term care tax. I wonder, does Twitter provides it for employees as a part of the benefit? Thanks! #insurance #medical #health
- vote Coverage duration for term insurance I am looking to get term insurance(2 Mn coverage for each spouse) but I am not sure for how many years should I get. Can blinders help me figure it out and also post their reasoning. Some more context: Age 35 years Had first baby last month, plan to have one more in next 3-5 years Net worth 1 Mn,
- vote Should we buy a 2M CAD/1.6M USD home? Everything in CAD My TC: 175K Base, 15% bonus + 375K Equity (at 312 USD/share). E5, goal of E6 promo next summer. Fully remote. Wife TC: 163 base/bonus, no equity. Fully remote. Total: 365 base/bonus and 375 Equity. ~750 total TC Expenses: Daycare, child stuff: 2k Food: 2000 Car, insurance: 55
- medical insurance options while switching jobs Hi, Next week is my last working day at Dell (leaving for a better oppurtunity) I am taking one week break before I switch to my next job. I want to know if any of you have used COBRA between jobs. Can I use COBRA for one week? are there alternate options that I could consider? Also, I am working
- Might have a problem: looking for advice I think I may be a sex addict. I usually go on 4-5 dates a week, and sleep with at least one of them. I see a different high end escort every other week, so spend ~2k a month on this (not sure how common this is?) Such pursuits have led to problems at work and ruined several friendships. I’m 28 an
- What happens to health Insurance after you quit and planning to leave US I am planning to quit and move out of US. I intend on starting my notice period next week. There will be a gap of one week from my last day at work to the day I fly out. My health provider is Kaiser. Will i be covered till the day I leave or do I have to sign up for temporary health insurance till
- vote What counts as the termination date? I am planning to change ships in the next few weeks and was going through the fine print of the health insurance for my current job. It says the the coverage will extend until the end of the month of my termination. Is the termination the day I file my 2 weeks notice, or the effective last day of wo
- FYI: COBRA insurance is retroactive Saw a lot of folks who don't understand this. When you're leaving a job and taking a few weeks before the next thing, you really don't have to worry very much about health insurance. The way COBRA works, you can just wait to sign up if you end up needing it. Once you sign up and pay, it will be re
- Aetna vs Kaiser for child delivery and beyond We are expecting delivery of our child next year (in the first quarter). I am currently having Aetna HealthSave HSA plan. I am wondering if I should continue with this plan or switch to Kaiser in Bay Area for the next year. The cons of switching are: I will lose the HSA benefits (employer contributi
- Advice to land a Google Recruiter role? i have over 5 years of experience in fecruiting (all in house) 3 years recruiting experience for Berkshire Hathaway in the insurance Industry then moved to verizon where i have about 2.5 years experience doing sales recruiting (and still currently work) id like to move to google sometime next yea
- Healthcare insurance plans at Nvidia vs Intel which one is better? My SO works at Intel, I work at Nvidia, we expect to have a kid by next year, so it’s important that we pick a good plan, so wondering if someone has some insights that you can share I keep hearing that in the sf Bay Area it’s better to just insure for yourself through your company and mostly that
- Claim unemployment benefits now or later? A hypothetical question here, the unemployment paycheck is from government and originally from paid tax right? So if I lost my job and claim the benefits and get paid for the next few months, does it affect my paycheck after retirement? If not I think everyone wants to claim this benefits for as lo
- Startup companies Hi Folks, I'm in my early 30s and want to experience working in a startup (never worked before). Would like to know: what are the things that will be missed working in a startup? Will there be benefits like 401k match/good insurance coverage etc in general? What are the next list of startups, w
- Moving away from sales. Currently an insurance broker with a decent sized book, TC about $180k (strictly commissions no salary). YOE about 6 years in the industry. The constant stress of bringing on new accounts while not losing the ones I have means I work a crazy schedule. In the next 4-5 years I'd like to transition out
- Financially independent. AMA. I’ve done an AMA in the past that had over a 1000 questions. Thought I’d provide an update. Waiting for wfh to end before putting in my notice. 42 plus wife and two kids under 10. $1.1M primary home paid off in Texas. $2.3M (current market value of ~10 single family homes) in cash flow real estat
- Expecting a child - health insurance question I changed job from Fb to Amazon about half a year ago. My husband still works at FB. Just found out we will have a baby next year, I'm wondering if anyone has experience in selecting health insurance in this case. I would think FB has better plan, but don't know the details and would appreciate if a
- Does VMware Health Insurance Cover Wrist Surgery? Long story short, i am hsving bad wrist pain everyday, and the doctor recommends having an MRI on them to see the next steps, which may include surgery. i start VMware soon and wanted to know if their insurance will cover for surgeries on my wrist? Out of pocket will kill me if i try and do it sel
- Credit monitoring/identity theft insurance Just realized with new wealth comes great risk of loss. Are there any services/insurance against identity theft worth using? Data breech aside. Suppose someone stole a million bucks from you what happens next? I know I can do a credit lock so that no new accounts can be created. But is there reason
- Is Lyra Health good? I've been having some mental health issues lately related to stress from single parenting... I used to have a therapist but they don't take my current insurance (Aetna), and I was thinking about using Lyra health, which apparently Facebook provides 25 free sessions for per year. Has anyone used the
- Need investment advice, buy another rental or pay off rental? I’m debating my next investment(s). I owe 200k on a rental home. If I pay it off I’ll save 1500 a month on a 20 year loan. Currently it rents for 3000 so I profit 1000. 500 covers tax and insurance. I have about 750k cash at the moment. I can pay this rental off and still buy another Bay Area home
- [India] Ola: Culture, and Benefits I'm expecting an offer from Ola later this week (recruiter has asked for documents, so next step is offer hopefully). I've gone through the reviews on Blind, and Glassdoor. Lots of negative reviews with 6-day work week, sudden announcement of (unfavourable) policies, and bad work-life balance being