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Personal Capital Posts
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Personal Capital
- vote How much should I spend on a condo in SF? I am 31. I live by myself but in a relationship and potentially my gf may move in with me soon. My TC is around $900k (mostly due to stock inflation, cliff will come and trim it a bit) and current NW is around $1.7M. My portfolio is >%90 stocks so it is a bit volatile. To balance my stock portfol
- I’m a shitty engineer This is a long post so buckle up folks Also my current company is not up to date Just realized I’m a shitty engineer. I pushed myself through school because I thought I would grow to like it. I worked at high profile faang companies, but I sucked there and feel like I underperformed. I hate it, I a
- Do you fly business class when paying out of your pocket ? If yes then how much do you spend as % of your income ? which airlines do you usually book and why ? And which ones you avoid and why ? Edit - I do book business out of pocket when I get prices like one way <$2000 ( emergency long haul travels ) and round trip < $3000. Max 2 times an year tr
- vote TPM at FAANG or SWE at legacy company? I’ll be honest in that I’m an okay developer but definitely not FAANG tier level. I could probably continue my SWE career in non-tech or legacy companies like IBM, Capital One, small startups, etc. However I make a great TPM and with enough practice think I could make it into FAANG. In terms of jo
- I’m conflicted about my 2-3yr career goals. Need advice? So I have all these goals that conflict with one another in multiple ways. For example: I aim to target Netflix next summer 2021, and will heavily prepare in order to maximize my chances. I’m genuinely very excited by the culture memo & deck. Netflix is in Los Gatos/LA and not in the South FL area
- company is keep hiring somwone right above me. I work for a PE capital raising team of three until today... there is a MD who oversees the team, a VP and myself- a senior asso. The VP who is more of a technical support just got fired today. My manager (the MD) just told me he has been looking for someone as a senior VP or director position and h
- Non-tech compensation figures of friends I recently came across a thread where someone asked about the best paying non-tech jobs. Another poster replied that hedge funds and PE pay the best long-term. I didn't see too many specific numbers in that thread so thought I should provide some data points. I have a lot of good friends who work at
- How to build a serious personal and professional network What are some ways of building a serious network? Your network is your net worth and thus if you have high social capital, you can access the best jobs and the best people. My ultimate goal is to have serious (20M+) generational wealth. How I get there is irrelevant. There is so much money flying a
- vote Would you consider doing taxes with a professional? I’ve been a programmer and an engineering manager for over 17 years. I also have an economics degree that I’ve never used professionally, but know enough for personal finance decisions. I have been recently thinking about getting an Enrolled Agent certification to be a paid tax preparer (this is a c
- vote Which path should I take? I'll be graduating college next spring, and I'm trying to decide how to start my career. I've done a lot of big N internships, and feel like I've gotten a feel for what a lot of different tech companies are like. I'm trying to narrow down my options, and am seriously considering either 1) joining a
- Getting noticed with a referal - please give me some advice I got refered to an internship position at Google. I applied on the second day after the applications came out. The friend told me my applications were routed to recruiters only after a month and a half. At this time, I'm already seeing people on LinkedIn accepting these same roles. Blinders, any i
- Received 2 Microsoft Offers, which one do I pick? Hi everyone, I've received two verbal offers from two seperate teams in Microsoft. They're waiting until I make a selection to discuss numbers, I guess Microsoft doesn't compete internally anymore. Offer #1: Azure Software Engineer II Location: Redmond, WA Level: 61-62 (I get a clearance bonus in
- Investment for small capital I was thinking this a lot. I am not the most intelligent person when it comes to investment. I was always the least risky guy who thinks cash is enough. Since 2020, I do invest a lot in the stock market with my savings. I accomplished a 65% return so far in 1.5 years. Sounds great, yes, but it does
- vote Where is it easier to make friends: small start-up vs big company vs mid size? YOE: 2 Age: 25 TC: 145k Location: North Virginia (#DC metro) #nova #dmv Just accepted an offer at a local start-up. Has a bit over 100 employees, about 60-70 SWEs. Not sure about the age makeup. The start-up has been around for about 10 years so not that new. Due to WFH, nearly all my friends fr
- Which company isn't evil? Which are good to work for? I completely ignore recruiters from certain companies, like Google, Facebook, Twitter, and now even Amazon. I adored these companies when I was younger, when they were innovative. Now they seem like part of the problem. If you can buy that Trump is symptom of a larger problem, these companies are
- Does anyone have anything positive to say about their company? Seems like most of the posts here are negative, which makes sense for an anonymous platform. But does anyone have something nice to say about their company? Kinda interested knowing the flip side of the coin from what I usually see on here. (And tagging Amazon, FB, and Uber, since I feel people com
- vote RSUs vs Options I have the choice of RSUs or options at a Series A startup. If I choose options, the cost to early-exercise is around 50-100k. The company also qualifies for QSBS treatment, so there would be 0% federal tax on capital gains if the company succeeds in the future. Let's assume that you see pretty good
- Career alternatives to Hw verification engineer I am looking for some ideas on what alternative path can i choose after being a HW verification engineer for 7 years. I personally find this job has become too much of a chore. Looking for some insights from people who made the leap into different domains , esp from a HW background. I am on visa, s
- Recommendations for progressing in DS Hi, Hope for the help from the community - will appreciate the input. I am a DS at Capital One Richmond, management (read: non-programming) position with several good DS reports. I am capable of catching up quickly on programming - know all the DS details/analyses, just my team is good and does al
- How do we make money prior to tax-exempt status? Started a for-profit org to bid on government contracts for our services last year but since we’re small, things are painfully slow. More importantly, had ideas for more human services projects in local community so created a subsidiary of the company to be nonprofit but haven’t applied for tax-exe
- VP of HR for US Air force wants to transition to tech- who’s hiring Asking for a friend who doesn’t know I’m doing this but I saw a two star general cry during the subject’s retirement speech at the pentagon and I want to make sure this ex- colonel lands in the right place here in Seattle. Ethically he’s the best person I know (mid 40s). I understand there are huge
- link Googlers, our diversity VP is coming your way and enjoy!!! https://techcrunch.com/2017/06/29/google-hires-intels-former-head-of-diversity-as-vp-of-diversity/ She climbed Intel corp ladders from fresh MBA to VP report directly to CEO in 5 years by kissing tons of asses. https://www.linkedin.com/in/danielle-mastrangel-brown-b33343a/ She was the archite
- Need advise and opinion Fellow Blinders, Desperately need input from your experience and perspective. It seems I have always undersold myself in terms of my abilities and skills due to low confidence, but this time it is troubling me a lot more than I expected. Background: product/program manager with a banking and capit
- Annual capital gains higher than Income Folks who have reached a state where their (Post tax annual capital gains > Post tax income) I.e. Majority of net worth increase now comes from investments rather than trading time for money (aka job), how do you keep yourself motivated to work? Have you considered retirement? Or simply doing so
- 2021 under grad advice and personal experiences I am graduating next spring 2021 with a major in Computational Mathematics. You can think of comp math as the bridge of computer science and mathematics. I was looking for advice as I will be applying for jobs in financial sector as "quants" and tech companies as data scientist and software engineer
- vote Well-funded early stage startup or Dropbox? Trying to decide between two SWE offers (5 YOE): Dropbox: Level: IC2 (mid-level) Base: 190k TC: 282k Startup (Seed stage): Level: Senior SWE Base + bonus: 209k Equity: 2.5% in options (50m current valuation) Yes, really. 2.5%. Startup payout potential is massive. But of course, there are so many
- Realistic TC for 4 YOE at trading firms/hedge funds Hi everyone, I'm currently doing some interviews at tech companies and finance places like HRT/Jump/Jane Street/etc. Recently did my onsites at tech places and expecting some offers in the 400k-500k range. Pretty burnt out from doing onsites and I'd rather not tire myself out completing the processe
- Should I just go to FAANG etc to get my bearings? Hi blind, In short, I feel somewhat lost in my career. Assuming I'm not particularly interested in FAANG, is it still worth it for the resume benefits, and do you feel like you have a better understanding of our industry from working there? The much longer version: I'm interviewing currently and
- vote Scrum Master/ Agilist isn’t a valid career path My 2cents - you can get a scrum master cert by attending a 2 day course. It’s not a valid career path. I, a software developer, have worn the scrum master hat for my team before. It can be a rotating position. I see people all the time advertising themselves as “scrum master, agilist, team coach,et