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loanDepot Posts
Posts
loanDepot
- link loandepot vs better.com I see loan depot valuation at 8B with recent IPO and better.com at 4b(pre ipo). How is better.com different from loandepot and how are financially difference in both companies, market share difference, and revenue, growth opportunities different from both of them, please enlighten thank s #tech #be
- link LoanDepot TC: $450k Has anyone worked with them for a mortgage or refinance ? I’m looking to Refi my home in the Bay Area and they were recommended by Lending Tree. 2.99% APR, fixed 30 year with $4k in closing costs seems competitive compared to Wells Fargo and BofA who want ~$20k in closing costs for the s
- Mortgage with loandepot review I have been looking for mortgage around Seattle. Loandepot(LD) initially offered with 2.625% with credit towards closing cost and 2.5 with points costing 2.2k for conforming high balance (741k) with around 6% down. I got match for 2.625 with Wells Fargo(WF). Going back to loandepot they gave offer
- Refi with LoanDepot Hi All, anyone did mortgage refi with LoanDepot and can share the experience. How does it compare with big banks like Chase assuming interest rates are same. I hear smaller companies keep resaling the loan, can that be a hassle?
- Refinance using Loandepot/Quicken Loans Has anyone tried using LoanDepot or quicken loans for refinancing their mortgage ? How was the expereince and are they legit ? Any pros and cons that we need to aware of ? #mortgage #housing
- First time home buyer with LoanDepot My husband and I are looking to buy a home in the SF Bay Area peninsula. Our budget is around 1.25M and we received a preapproval from LoanDepot. But now, my agent is telling me LoanDepot preapproval are taken less seriously than traditional banks and that could put us at a disadvantageous . I have
- Loandepot offer experience? Anyone have experience with offer negotiation with loan depot? I got a verbal yes, waiting for numbers now. Current TC: 140#engineering
- Is LoanDepot a safe and reliable? Heard some crazy stories about them messing up the payments they get from us. Also bad customer service all the time. I am trying to refi with them in the bay area. Any help is appreciated #mortgage #housing #sanfrancisco #refinancing
- Loandepot experience? Principal reduction to borrower Anyone have experience with loan depot? I emailed/called the person handling my loan, but no reply. My loan is funded, I see on the disclosure, "Payoffs and Payments", there is a line for "Principal Reduction to BORROWER" which is about 1k. I expect my that amount to be deducted from my loan amount
- Refi with loandepot vs amerisave vs mutual of omaha Hi all, Being quoted better rates online compared to banks, like 2.875 no fees/closing/points 30 yr. Amerisave has a non refundable fee $500 Loan depot rep was eager to proceed Mutual of Omaha has fees for 2.75, but guessing they will be waived (or zero at 2.875) Banks quoting 3.5 Anyone have e
- Loandepot asking to pay monthly property tax into escrow account. How to pay directly to the county twice a year? #mortgage #housing Hi folks, Loan is approved and about to close on the house. But LoanDepot is asking to pay monthly property tax into escrow account. I would rather invest that money and pay property tax directly to the county twice a year. Is there a way this can be changed so that I pay direc
- link Refinance current best rate Hi all, I’m getting 2.75% for 30 year fixed with closing cost covered by lender (Loandepot). So far, checked with better.com, owning.com. Better.com was able to match, but i’ll continue with loandepot and thinking of locking tmrw. Is there a chance any other lender can beat this? #mortgage #refina
- 2.375 % mortgage rate I was offered 2.375% mortgage rate with zero closing cost by Loandepot but i could not lock it because my application was already pending with the other officer from Loandepot due to very slow process, is there any other lending company can offer this rate in current market with following scenario.
- Big bank vs small lenders I have refinance estimate from chase and loan depot and both are giving the same offer. Loandepot gave the offer first and chase matched it. My current loan is with chase so it makes sense to go ahead with chase but I feel bad that I am disregarding the effort of the person at loandepot. I also feel
- Any place to track upcoming IPO calendar? Frustrated I missed affirm last month and then loanDepot again this week.
- Refinance @ 2.5% 30 yr fixed? 2.5% . 1000$ closing costs after credits. 30 yr fixed. LTV 74% Loan amount 740k LoanDepot Deal or no deal?
- Refinace options Are loanDepot and quicken loans legit? Any downsides to refinancing with them vs other known banks ? What are the mortgage rates like?
- vote 10ARM vs 30year fixed Purchase price:800K Loan Amount: 640k 10ARM 2.375 = 2419$ 30yr fixed 2.875 = 2655$ 236$ every month difference seems huge for me but it is ARM. I don't know how long will I stay in the property but will do 5yrs atleast. Lender : LoanDepot Thoughts ? Location : Seattle TC:265K
- How does this refinance look? Good rate & closing cost? This is LoanDepot for a 15year conventional loan (refinance) which I got a new estimate after getting approved for underwriting. My previous interest was 4.875% which is kind of insane so any rate is an improvement for me anyways
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- Lender Credit Refinancing investment property. Getting $2200 in lender credit from loandepot, is it legitimate? Also, getting home appraisal waived. Any red flags to watch out? I heard some lenders waive them and at loan closing process they say sorry can't be done. Has anyone experience this? Any experience wit
- Refinance Rate Got a quote for 2.375 30 years fixed with loandepot. Heard bad reviews with them. Any one tried refinancing with them? Or in general howz refinance rates now. #mortgage #housing
- Best Mortgage rate on a new purchase Which lender do you suggest. What’s the lowest interest rate you were able to get? LoanDepot said 2.5% for 30 years fixed. My Credit score is 750+, down payment 20%+ Loan amount 740k.
- Home appraisal process time All, I would like to know how long does home appraisal take while closing home loan from the time appraisal is ordered? #mortgage #housing #sanfrancisco #loandepot #refinance
- Mortgage Brokers in Seattle area Planning to buy a place, Ive applied with - LoanDepot - RocketMortgage Any other suggestions would be helpful. Especially if there are local mortgage brokers I should reach out to. Thanks. Tc: 165
- Payoff early or invest in stock market I have a home loan which I can payoff early by agressively paying off or selling some stocks to cover for it. It's 2.85% 30y loan. But I m thinking if I keep that money invested in stock for long term perhaps the long term return will be more than the mortgage interest. I wonder how ppl think Abt
- How long does home appraisal take during COVID ? All, I would like to know how long does home appraisal take while closing home loan from the time appraisal is ordered? #mortgage #housing #sanfrancisco #loandepot #refinance
- Mortgage refi rates What rates are everyone getting? Current: 7/1 arm @ rate 2.875% BoFA Best Offer so far: 15yr @ rate 2.375% and $3.6k closing (negotiable) LoanDepot Edit: Location: Seattle, single family, 0.6 LTV #mortgage #refi #personalfinance
- loan depot reputation? recently got a good quote from loandepot (15yrs fixed, 2.625% with 3k closing) does anyone familiar with this company or have expereience with them? want to know their reputation. Should I go with big bank like WF just to be safe? give some advices...
- link How was your refinancing experience? I am looking at loandepot or better.com for refinancing my home loan and wanted to see what I can expect out of this process. Can anyone share their experiences please? Also, how much time I can expect this to take if all goes well? #mortgage #housing #refinancing
- refinancing with loan depot? recently got a good quote from loandepot (15yrs fixed, 2.625% with 3k closing) does anyone familiar with this company or have expereience with them? want to know their reputation. Should I go with big bank like WF just to be safe? give some advices...
