I'm negotiating an offer from a pre-IPO company that I think is going to do really well in the next few years. In order to maximize my total compensation and bet on their success, I want to negotiate a lower base pay in exchange for much more equity. What's a reasonable ratio for doing this... -2 b...Read more
Worried about layoff after being last in first out. Want to shield myself for first year and negotiate a fatter sign-on rather than salary (assuming no clawback). For example, if the offer is as follows: Base: 150k -> base: 140k+30k sign-on Tc: 0. Laid off once already (was 165 before) Yoe: 6
Hypothetically... if my company was to offer to exchange unvested options for RSUs, should I do it? Say the exchange ratio was around 1/3 RSUs And does anybody knows why would a company want to do this? Does it help with their financials at a time like this? #personalfinance #rsu #options
With the volatile stock market in mind, wondering what people think when comparing cash heavy offers vs equity heavy offers. We saw huge falls (Zillow, Peloton) in the past few days and I’m sure people with equity heavy TC has taken a huge hit. Netflix is known to give all cash, whereas Amazon is k...Read more
How does acquisition of a public company work? Zoom is apparently paying $14.7B for Five9 that is valued at $12.6B (already increased from the $11.7B that it was during announcement). The acquisition is going to happen a year from now subject to regulatory approvals. The stock exchange ratio is alr...Read more
Say X works for Google and wants to sell his RSU to buy MSFT. In current brokerage system, it hits tax on the capital gain. Wonder why no brokerage allows exchanging the equity without hitting a tax. Example, say Y works for Microsoft and plans selling her RSU to buy GOOG. X and Y can exchanges th...Read more
Here are my thoughts. Please share yours. If you work in a city like Austin, Seattle, Santa Clara, or New York, you can save more USD per year after living expenses and then travel anywhere in the world you want after FIRE. You can easily move to India whenever you want and have more savings than t...Read more
Hey guys. Bitcoin futures are supposed to come out soon. We just saw the market go nuts with BTC inching real close to $20k. (And blowing past it on Korean exchanges) *These are just my personal opinions and are not investment advice. I’ve moved a 3rd of my portfolio into FIAT. ICO markets are f...Read more
I have a townhouse in Campbell, rented out to a tenant for $3600/mo. The TH is valued around $1,150,000 (380k loan remaining) now and projected to go up. The tenant missed a few rents lately and it burdens my finances and I can’t invest/remodel my current house in SoCal. I feel like I am supporting ...Read more
Please read before commenting about a slightly higher fee. I instead hope to share some perspective about why blindly recommending the lowest expense ratio ETF may not be the best strategy. The point of this post is to explain that the liquidity SPY offers is worth the tradeoff of a minutely bigger...Read more
I am new to investment and would like to see where my logic is wrong, here goes nothing: The reason why shares hold value is because the company holds value. It's the potential that someone can buy the entire company. For example, someone can buy out an entire company and keep all their profits to ...Read more
obligatory tc - $90 per hour, consultant. obligatory yoe - 16+ in java, includes 9+ in android (i admit, sorta pigeon-holed), that is 13+ in the us as an immigrant on a h1-b work-visa. TLDR; while interviewing for potentially android (staff / senior staff, or even down-leveled to senior roles), is ...Read more
Almost a month late in posting this New Year Resolution, but better late than never. TC: 0 (Financially Independent / Retired Early) My FIRE post: https://www.teamblind.com/post/sqhzju14 Context: I've begun trying out early retirement and have been on a break for nearly an year now. Although I've ...Read more