- Pretty good work life balance, depending on your team. Can walk away at the end of the day without a second thought most days. - Most people are very nice.
- Excessive bureaucracy, especially from IT - Upper management historically makes very bad decisions by hiring misplaced middle management and being unable to execute on large IT projects. Management bailed before their failures were apparent. - Compensation has not kept with the market or inflation recently - Pending acquisition
Who’s giving the best interest rates? My offers- Citi bank: 5.8% 10/6 ARM. Wells Fargo: 5.75% 7/1 ARM Stanford Credit Union: 6% 10/6 ARM. Credit score 750
Please vote. Also any tips for negotiating with dealers? Which bank or credit union offers 0% financing?
I have a good sum of money in a credit union savings account, as they offer good APR. Should I be worried and move them to big banks as smaller banks are in pressure?
Curious if anyone knows of any banks that are comparable to Union Bank. Shopping around for a mortgage (with a unique credit situation) and realized they offer some great mortgage rates. Curious if there are other lenders I should look at (have already explored with the super large banks).
Some credit unions e.g FirstTech offer share certificates: https://www.firsttechfed.com/bank/share-certificates Is it worth it? I know that some small banks offer comparable rates for savings accounts but I was too lazy to move my money out of FirstTech.
The seller just accepted an offer for my home in New Jersey. Any suggestions for: 1. Banks to contact 2. Rate/Closing Credit offered for 30 year fixed County: Union TC: $250K
Looking for credit unions or banks that offer low rates for the heloc or home equity loans for homes located in Washington. Thanks #housing #heloc #homeequity
Buying my first home and in market for applying loan. Need some guidance on applying for loan: 1. For same bank, Applying directly vs 3rd party loan officer, will the interest rate be same or any advantage going with loan officer? 2. Can a 3rd party loan officer has a shortcut to apply for multiple ...Read more
I am planning to move to Canada soon in an year or two but am wondering if Canadian Banks/ Credit Unions would be able to offer housing loan if I already have a mortgage loan in US. Could any of you share your inputs if you or your friends have travelled through similar path? TYIA.#mortgage #housing...Read more
Dont want to mess fully underwritten loan from a big bank. They will come to know when a credit check is done. But credit union guy seems confident. Only problem is he wants a 80-10-10 loan for me and a few things he said made me think he may not come through. Not underwritten at CU right now. Has...Read more
Any recommendations on a new credit card? I recently moved and had to get a new bank account. My last bank was a credit union and offered a credit card with no fees/annual APR, but now I use Capital One and was wondering if there's a card that I could get with the same setup. I don't need any bonuse...Read more
Hi All, I am looking for a suggestion to get a loan officer/bank/credit union who can offer good APR terms for financing a home. I think that I will need 2 loans for my case to get better APR in the current market condition (~90% CLTV heloc) Home price: ~$1.4M in San Jose 1st mortgage of 80% of th...Read more
First republic was giving significantly discounted mortgages for bringing all your banking over to them.... Yes they failed but their business model was sound, they just did not account for interest rate changes and liquidity. I mean that's a whole different convoz and why no one thoght about the f...Read more
I am an Indian resident, staying in India only and I have got a job offer for a remote job in the USA. The company has a payroll in dollars and will pay my salary in USD only. Firstly, how to get my salary on a monthly basis? will it be in my bank account or through any 3rd party platform like Weste...Read more
Help choose us the best offer 1. Toyota Corolla LE 2024 Hybrid - 27500$ (26000$ MSRP + 1500$ markup) + taxes + 327$ (auto insurance). Pro: only Hybrid car, ~40 mpg, automatic seats, blind spot. Con: interiors felt compact, acceleration was not impressive 2. Kia Forte GTLine 2024 - 25800$ (MSRP)...Read more
I was preapproved with Guaranteed Rate and went into contract last Friday for a 1.7m SFH. They quoted me bullshit rates even when markets went down last week due to Russian invasion and pushed me to buy points to bring interest rates down. At one point, the loan officer suggested its leave it or tak...Read more
https://www.businessinsider.com/jpmorgan-employees-vent-about-the-bank-return-office-tracking-effort-2022-5 Since the start of the coronavirus pandemic, swaths of the white-collar workforce have experienced a transformation in when, where, and how they work. Powered by technology and the realizati...Read more
https://www.businessinsider.com/jpmorgan-employees-vent-about-the-bank-return-office-tracking-effort-2022-5 Since the start of the coronavirus pandemic, swaths of the white-collar workforce have experienced a transformation in when, where, and how they work. Powered by technology and the realiza...Read more