Very good benefits, good work life balance, great place to start a career a learn.
For a company in the financial services industry, pay is very low compared to others in this sector. There’s no financial incentives to stay here once you attain a senior job level as the company’s bonus programs do not take number of years at the company into account.
Please suggest why fidelity/vanguard/ML Edge/WellsFargo is good/bad to open the 529 college savings account?
I graduated college in 2016. The first few years after I started working full time, my mom managed all my investments for me. She bought mostly MSFT, AAPL, and Vanguard ETFs. Thanks to her, my portfolio had massive gains. In early 2020, I became interested in investing and decided to take over from...Read more
I have a couple of 529 accounts set up (in CO and MI, 2 states where I used to be taxed in, but no longer) for my 6 year old. The MI one is enrolled in some 2032/2033 college enrollment option, and has like a 72:28 stock to bond ratio currently (https://www.misaves.com/research/enrollment-year.php)...Read more
Hi, I am a Junior CS major with two competing internship offers and don’t know which one to go with. #tech #software #swe #engineering Vanguard: Pros: Living on college campus vanguard provided free housing On an investment system team More of a “known name”, recognizable Philly/Malvern Cons: Le...Read more
I haven’t contributed to any retirement plans for myself yet - no 401k, nothing. Been saving a LOT as I’ve been living with my parents post-college. I’m looking to throw in max annual contribution to a Roth IRA ($6k) with either Vanguard or Fidelity ASAP (before EOY). My main concern is that I thi...Read more
Hey Blind, I am a complete noob when it comes to investment and hence need some advice. I have about 16k in my checking account that I won't need to touch for 3 months. What is the best short term investment option? The savings account would earn me only 0.5% interest. Is there any other safe and be...Read more
Folks Anyone of you aware of details around how money from Roth IRA can be used for education for kids ? Say you open a Roth IRA in the name of your kid and put whatever their earning is (if any ) into the IRA, can that money be taken out for higher studies ? big brother Google tells me yes but st...Read more
Context: I'm in WA, have a 3 year old and one more on the way. Want to hear from fellow parents or investment professionals who have given some thought into investing in a 529 plan. I've spoken to a couple of financial advisors and have gotten mixed sense on whether this is a worth investment vs go...Read more
I currently have NW of 1.1 M, spouse has something similar. Both in early 30s on H1B and green card don't seem possible at all. If we save around 1M more together in next 5 years will that be enough to retire in India? We don't plan to move to any software hubs in India, some tier two cities to be ...Read more
Manager aims to promote me in the next 2 months. However, I'm very bored with the work and would like to explore other companies on the more technical side (will miss my team though). Been mainly a back-end engineer on our AWS-native application, so I haven't been working on legacy code and been wo...Read more
I'm posting this on behalf of someone else. She is in early 30s with a college degree (not CSE) and has left a career of being a school teacher and is looking for opportunities as a software engineer. She has completed a coding boot camp while working as a teacher. She has applied to a few companies...Read more
I’m really thankful to God for everything I have. I have worked @ MSFT for almost 8 years 4 years in India & remaining 4 in US. As regular IDC move when moved to US I had peanuts MSFT stocks but doubled my salary in 2 years(thanks to few SSAs, fair team & two promos). My networth today is ~$1.98M w...Read more