How many of you are on track according to Fidelity's retirement journey? I'm way behind because my annual compensation was around 50K-70K in my 30s and was on track. Then, I moved to tech and now my TC is 220K, which has suddenly moved the goalposts. Also, I'm guessing we should be using TC in this ...Read more
I transferred my 401k to a Fidelity managed retirement account because I know nothing about managing a retirement account. Should I keep it this way or pull out and manage it myself? What type of account do I put it in? #personalfinance #investments
I have been using Fidelity Portfolio Advisory Service (PAS) for the past 7+years to manage my 401K account. As of today the account has a return of 21% and in 7 years Fidelity has charged ~$2K as Fees. I am just wondering whether it’s worth using the PAS as opposed to enrolling in target retirement ...Read more
I was looking to put about $10k in an IRA in fidelity but not sure what to buy. Any recommendations would be really appreciated. I am not an active investor, so will likely put and let it stay for a long time. Thank you community!
I haven’t contributed to any retirement plans for myself yet - no 401k, nothing. Been saving a LOT as I’ve been living with my parents post-college. I’m looking to throw in max annual contribution to a Roth IRA ($6k) with either Vanguard or Fidelity ASAP (before EOY). My main concern is that I thi...Read more
I made a mistake a couple years ago to rollover my previous company’s 401k to a Fidelity rollover IRA managed account. It made 8% return in 1 year which was less than all the indexes. Current YTD it only made 0.5% and that’s with 1% in fees. Should I move it to my current employer’s 401k or self ma...Read more
Fidelity brings BTC to retirement accounts. Would you do it? #tech #btc #retirement
It’s currently in an index fund based on my retirement date. I’ve heard most keep it in fidelity… Thoughts?
Anyone used fidelity or schwab in US and in India with Indian address? TC - 🥜 #personalfinance #investments #retirement
400K in CDs maturing shortly. How to best invest it for relatively safe and reasonably strong return? 20yoe. Other investments are: - 550K Vtsax - 350K in 3 tech stocks - 200K in fidelity/empower retirement funds from 401k Thinking of reorganizing 950k (from cd +vtsax) to: 70% vtsax 15% vtiax 15%...Read more
The longer everyone works, the more retirement savings they put away, making the stock market go up. They want us to save and save and keep working until the end, as this helps their business. Fidelity and others are the same. They'll show retirement calculators with the worst possible scenario to s...Read more
Looking to build a well-diversified portfolio, which index funds would you recommend and %. My retirement accounts are under fidelity. Age = 39 TC = 200K+
How do I buy Bitcoin with my fidelity 401k money? Is this something possible? #personalfinance #investments #bitcoin #crypto #retirement
Title. I listened to something on fees companies like Fidelity charge to manage retirement accounts despite pegging a lot to the market anyway. Thinking I'll move everything to SPY and reinvest dividends, etc. to save on fees. What am I missing? #personalfinance #investments #retirement #401k
I started contributing to 401K recently and traditional IRA. I use fidelity so have limited investment options there for 401K. I think I can also open Roth IRA for post tax contributions that has tax free withdrawal after 59.5 years of age, is this recommended or invest in stocks instead? Also what...Read more
Hello, I am taking a few year career break that could end up in retirement. Worked at Amazon. Net worth 400k in fidelity brokerage I am moving to Portugal where my budget will be about $36k per year after taxes, but I will make about $12k after taxes making some sailings trips, so I will only need ...Read more
One of the insurance agents approached me with retirement investments option. He advised me to invest $1000 per month in Fidelity and Guaranty annuity plan. Does anyone know whether it is a good option for retirement savings? #finance #retirement #investments
I am currently at a company with Fidelity but I have switched jobs a lot so also have money in retirement accounts with TIAA, Voya, and Vanguard. My company has frequent layoffs so will probably switch again at least one more time. Is there any benefit to consolidating with 10-15 years until retirem...Read more
Switched jobs and now time to rollover 401k plans .. previous employer used empower but was switching to with vanguard or fidelity... Plan to leave primarily in target retirement funds.. TOC: $180k
I moved out of CitiBank and have my previous 401K with them. I have tried to roll over my 401K account to Fidelity(current 401K). In the options, provided for rollover in CitiGroup 401K, it mentions as I will be charged penalty if I take a check on my name and there will be no charges for direct dep...Read more