Have somewhere around 35L in savings (includes approximately half liquid & half further split equally in cryptos & 80c instruments over the years, absolutely illiquid) this is coming from 5yoe (3 of which happened at 🥜 paying company)🙍🏽♂️ assuming that I sell stock harvests every year I evaluate a safe ballpark for savings to be 25L/year now onwards (have set a safe 50k/month expenditure) so the plan is to hit 1cr liquid in dot 3 years. hows the plan look like? when were you able to hit 1cr liquid? also this post assumes that I dont cater to my AMG or Jag itch🤦🏻♂️
What's dot 3 years? Is that 0.3 ? 1 Cr per annum ?
Saving 25L/yr ? Can you explain how? Also what's your TC?
I hit 1cr at 31. On course to hit 2cr at 34. As they say first million is the hardest.
Beautiful. More power to you. Tell us more, pls? Like TC progression. Did you live frugally (No Amazon pun intended 🤒)
I started at 7.5 LPA. Currently at 80 LPA. I sold my RSU at peak valuations twice, got somewhat lucky there. Invested it in a mix of gold, debt and equity. I am particularly frugal, but not extravagant either. Not a fan of expensive clothing or fine dining. I love to travel and go for vacation in Europe once a year.
What is your TC, how much of it you save, what are your stock grants worth?
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