Which credit card should I get if I’ve to spend $4k in the next 30 days?

Oct 19, 2021 11 Comments

I’ve a big expense coming up. Which credit card should I put it on to get maximum cash back or points?

I have following cards open at the moment:

Citi Mastercard 2% cash back
Chase Freedom
Chase Freedom Plus
Bank of America Rewards Card

TC: $125k

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TOP 11 Comments
  • Waymo
    🐀 - 🏁

    Go to company page Waymo

    🐀 - 🏁
    Chase sapphire preferred. 100k back
    Oct 19, 2021 7
    • Amazon
      Orc Rogue

      Go to company page Amazon

      Orc Rogue
      You can’t get one bonus if you get the other, at least there is a 48 month wait period between the two
      Oct 19, 2021
    • Google / Eng
      JimKerrig

      Go to company page Google Eng

      PRE
      Google
      JimKerrig
      Ah yes i forgot about that. Still better to get the preferred in my opinion as that 100k bonus won’t last (it is already only available in branch and not online). You can always upgrade to the reserve to use your points then downgrade back to preferred.
      Oct 19, 2021
  • Amazon
    UrbanCamp

    Go to company page Amazon

    UrbanCamp
    Chase Preffered, you will get 100k points, worth effectively $1250 as signup incentive
    Oct 19, 2021 0
  • U.S. Department of Energy / Eng
    MemeCream

    U.S. Department of Energy Eng

    MemeCream
    Chase Sapphire, Amex Platinum, US Bank Altitude Reserve
    Oct 19, 2021 0
  • Use creditcards.com cardmatch to find your pre-approved offers and the points that you may receive. I was able to get the Amex platinum for 125,000 points.
    Oct 19, 2021 0