New grad opportunities (Affirm vs Twitch)

Nov 26, 2021 11 Comments

I’m currently deciding if I should join as a SWE at Twitch vs Affirm. Which should I join? Comp is comparable, but Affirm has equal vesting split over four years, while Twitch follows Amazon’s vesting schedule (5%, 15%, 40%…).

Twitch TC: around 180k (base + signing), 105k rsu

Affirm TC: around 160k (base + signing), 160k rsu

The things that are most important to me are to learn, grow, experience good team culture (probs the most important), and best set up myself for the next step in my career. What are y’all’s thoughts?

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TOP 11 Comments
  • Before someone else posts:
    TC or GTFO
    Nov 26, 2021 1
  • Amazon
    lMLQ70

    Go to company page Amazon

    lMLQ70
    I’d much rather go to Twitch as the company is far more “cool” while Affirm is a loan shark with a nice marketing campaign. I personally prefer the Amazon compensation model as you reduce the risk of having stocks tank on you after joining. Zillow and SNAP bagholders know all about that.. Currently Affirm is extremely overvalued while Amazon stock has a good shot for great 2022.
    Nov 26, 2021 1
    • Affirm
      mifX34

      Go to company page Affirm

      mifX34
      You clearly don’t understand Affirm’s value.

      Affirm charges simple interest on all loans vs the daily compounded interest rates of credit cards. If you think that’s a loan shark, you probably never took a finance class in your life.

      That said, OP, Affirms growth isn’t slowing, it’s accelerating (look at our earnings). And while it can’t keep going that way forever, just understand that while IMLQ70’s opinion is not worth much, the 700M Amazon just invested in Affirm along with it’s Affirm partnership show the true value of the company. And we still haven’t expanded to major EU or Asian economies.

      Affirm isn’t the sexiest place to be, but there is a lot of personal growth possibilities with the number of different things the company is doing and the rapid growth we are seeing.
      Nov 28, 2021
  • New
    tyuytyjghg

    New

    tyuytyjghg
    Following for TC update
    Nov 26, 2021 3
  • Affirm / Eng
    ab222hshx

    Go to company page Affirm Eng

    ab222hshx
    Do you know what teams you’re going to? I think personal growth trumps tc for the first 3-5 years of your career (within reason, of course).
    I mean, I work at affirm so I am biased, but I really enjoy the culture a lot.
    Looking at your vesting schedule, seems like you really have to commit to twitch for 3 years, whereas at affirm you could always go elsewhere after a couple years and not feel the pain of leaving so many RSUs on the table, comparatively.

    If you wanna chat more about affirm, dm is open
    Nov 29, 2021 0
  • Hey OP how was your interview process at affirm?
    Feb 7 0