New grad opportunities (Affirm vs Twitch)
Nov 26, 2021
11 Comments
I’m currently deciding if I should join as a SWE at Twitch vs Affirm. Which should I join? Comp is comparable, but Affirm has equal vesting split over four years, while Twitch follows Amazon’s vesting schedule (5%, 15%, 40%…).
Twitch TC: around 180k (base + signing), 105k rsu
Affirm TC: around 160k (base + signing), 160k rsu
The things that are most important to me are to learn, grow, experience good team culture (probs the most important), and best set up myself for the next step in my career. What are y’all’s thoughts?
comments
TC or GTFO
Affirm charges simple interest on all loans vs the daily compounded interest rates of credit cards. If you think that’s a loan shark, you probably never took a finance class in your life.
That said, OP, Affirms growth isn’t slowing, it’s accelerating (look at our earnings). And while it can’t keep going that way forever, just understand that while IMLQ70’s opinion is not worth much, the 700M Amazon just invested in Affirm along with it’s Affirm partnership show the true value of the company. And we still haven’t expanded to major EU or Asian economies.
Affirm isn’t the sexiest place to be, but there is a lot of personal growth possibilities with the number of different things the company is doing and the rapid growth we are seeing.
I mean, I work at affirm so I am biased, but I really enjoy the culture a lot.
Looking at your vesting schedule, seems like you really have to commit to twitch for 3 years, whereas at affirm you could always go elsewhere after a couple years and not feel the pain of leaving so many RSUs on the table, comparatively.
If you wanna chat more about affirm, dm is open