Just use another bank and suffer through 2.25%?
Best banks for 2.25%?
See bankrate.com for most recent Marcus by Goldman, Purepoint, CIT bank are generally quite competitive.
Thank you! Typically are these rates guaranteed for a period of time? What’s to stop the bank from ratcheting them back down as soon as you deposit?
1.)What exact data are they selling ?2.)how are they monetizing our bank account ?
How to monetize bank account? By selling private confidential data?
is it FDIC insured?
Lol 2.5%. Just put all your money in AMZN and you’ll get them in 1 day instead of 1 year.
That isn’t how the product works. They don’t sell your data. Don’t make up crap, fuckstick.
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So they will sell my data for my emergency fund where I park 6 months the expenses and collect interest and almost never spend it? Ok
Most of my emergency fund is in 2.8% CDs laddered over a year in 1 month increments. I'm not settling for less than that. I get $5k maturing each month which I renew for another year. If I need the money (in emergency) I'll not renew it. 5k should get me through the month until the next one matures.
Where’d you get 2.8% on a CD ladder?