Hi! Just some background, I'm in my late 20s, have been investing through Betterment (auto weekly), Robinhood (some individual company stocks here and there), 401k.
I'm happy with my Robinhood investments / returns.
But my returns in Betterment could have been 'better'. It is set at 100% stocks holdings with overall risk (Too aggressive).
If I compare my last 2 years of Betterment portfolio with SP500, the returns are not even close, which makes me question my previously chosen strategy. Could've just put money every week in SPY or VOO and still have better returns.
I think I can tolerate some risk in the near future as I'm not aiming to cash out this money any time soon.
Recently decided to stop Betterment and start investing in ETFs manually through Robinhood.
Robinhood - Because I can do fractional ETFs.
Something like:
VOO - $100 / week
VBK - $100 / week
Any recommendations on the strategy or some ETFs I should look into?
Thanks!
YOE: 2
TC: 110
#personalfinance #investments #betterment #etf #stocks #wealthfront #spy #sp500 #voo
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comments
New TC: 180
With a small sample size of 2 years, it seems quite possible betterment would underperform s&p, especially since s&p has performed well the last few years, but if you look at returns over a long period when the s&p has had good and bad years, the balanced portfolio should do better overall due to diversification and not suffering as much variance.
Increase your risk tolerance and punt around some leveraged ETFs.......