401K

Sep 27, 2019 14 Comments

Those who are on visa/OPT, do you do 401K, knowing you might be out in the next few years?

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 TOP 14 Comments
  • Google
    yawhateva

    Go to company page Google

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    Microsoft
     yawhateva
    Has anyone ever withdrawn 401k money? I'll probably never get green card and was thinking of going to Canada.
    Sep 27, 2019 2
  • Amazon
    LostAtC

    Go to company page Amazon

    LostAtC
    I’ve put money in 401k and regret it. IMHO, if you don’t have gc it’s not worth it.
    Sep 27, 2019 3
  • Travelport / Eng
    buttnpushr

    Go to company page Travelport Eng

     buttnpushr
    I have a nice full match up to 6 percent so you bet I did despite the opt. It's still free money even with the tax penalty
    Sep 27, 2019 0
  • MINDBODY / Data
    Yogi1

    Go to company page MINDBODY Data

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    SurveyMonkey, Spectrum Health
     Yogi1
    Why would you ever pull out of a 401k or 403b if you change companies? Max your investment and take full benefit of company match as soon as eligible. When I've changed jobs I simply pool the 401k/403b into my retirement plan managed by my personal broker So I don't have multiple retirement pools to manage. Followed this practice since my first job and have no concerns about retiring early and living comfortably as a result. Save first, spend later.
    Sep 27, 2019 3
  • Why not keep it in 401k? Or do a rollover to traditional IRA?

    (Curious what other people are doing. ^ is my game plan but I haven’t consulted a financial advisor)

    Edit: keep and invest i.e.
    Sep 27, 2019 0