Whats a good investment in the long term. I dont want to put a whole lot in something as volatile as crypto ( have around 5k there ). I put some money in wealthfront ( 25k around) but majority of the money (100k+) is still sitting in my bank account with almost no returns. Dont think I can afford a decent house in the bay area even for investment purpose with that kind of money. What are other good investment options ? Put more money in wealthfront ? How people here usually invest ?
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Nothing wrong with sitting on a year or two worth of cash if you're unsure what to do with it. Nice emergency fund that allows you to take risks in other areas.
(VNQ, SDIV, SEA, AMZA, AMJ, KBWY, MORT, YYY)
Robo advisers categorize individuals based on questions they answer. Investment choices is based on the pool the user falls into.
You can quibble that the pool size is greater than one so the advice is not tailored to a specific individual But rather a category of individuals.
But I say whatevs on that distinction.