I've never made any late payment in my credit history. I've always had automatic payment setup so that I never have to worry about the late payment.
In July, automatic payment was cancelled for one of my Bank of America credit card for some reason, payment was late and I did not notice because this is one of the credit cards that I don't use often but just keep it for my credit history. The amount was only $6.37.
After there's a sudden drop in my credit score, I finally found that this happened, so called BOA, paid the balance, and asked them what the fuck happened. They had no fucking log or no idea why it was cancelled. They had history of my automatic payment though.
They said they will let credit bureaus know that I paid as if it was not late. It's been a while but I still see 30 day late mark and my credit is still fucked.
Should I just patiently wait? Or What else can I do?
#personalfinance
Want to see the real deal?
More inside scoop? View in App
More inside scoop? View in App
blind
SUPPORT
FOLLOW US
DOWNLOAD THE APP:
FOLLOWING
Industries
Job Groups
- Software Engineering
- Product Management
- Information Technology
- Data Science & Analytics
- Management Consulting
- Hardware Engineering
- Design
- Sales
- Security
- Investment Banking & Sell Side
- Marketing
- Private Equity & Buy Side
- Corporate Finance
- Supply Chain
- Business Development
- Human Resources
- Operations
- Legal
- Admin
- Customer Service
- Communications
Return to Office
Work From Home
COVID-19
Layoffs
Investments & Money
Work Visa
Housing
Referrals
Job Openings
Startups
Office Life
Mental Health
HR Issues
Blockchain & Crypto
Fitness & Nutrition
Travel
Health Care & Insurance
Tax
Hobbies & Entertainment
Working Parents
Food & Dining
IPO
Side Jobs
Show more
SUPPORT
FOLLOW US
DOWNLOAD THE APP:
comments
Though affect on score for a 30 day late after 2 years is negligible.