I was talking to recruiters few months back when i started interview prep and they had so many job openings. Few weeks back when i finally felt ready to interview Affirm recruiter said all roles are filled and they have no opening for sr. Level.
Coinbase recruiter said org has filled all reqs, robinhood recruiter just ghosted me
Is Affirm and coin next?
Affirm’s stock is in deep Shit, i am down 70k myself lol. No hope for it in short term and BNPL companies overall look like having bleak future.
Coin overall feels still super expensive and with crypto winter looming layoffs feel possible
TC- 350k before stock dip
#layoff #severance
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You should understand that we aim for 2% delinquency rate and have been under that number for a while. The facts show we understand our consumers better than most credit scoring agencies at this point.
While you are right that we do lend to subprime, that term isn’t well understood by you. 1 in 3 Americans is considered subprime by the standard definition and that includes people like your h1-b buddies that are making a 100k+ a year in Tech. The gap that Affirm is tackling there is easy to spot. 80% of Americans make their payments on time but only 49% have good credit scores. If you can win that gap or even a small percentage of that gap, you would become a very large player in fintech.
Also didn’t they offer to hire all of the fast.co engineer layoffs