I have family of four. Two parents two little kids. Have a desent house in nice area(SF bay area CA) and pay mortgage for that(3k/month). TC is ~300k. Am I crazy cause I want to buy a Tesla model X? I don't care if it is new or used though. I'm fine with used too.
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Just note you will need to plan your family road trips around superchargers, and assuming they are not all taken on the popular routes like 80 east to Tahoe/Reno
Save yourself some money by putting that 90k into a down payment for a 1 bedroom Waikiki vacation condo and rent it out.
Real points: Teslas have some of the highest safety ratings out there and the falcon wing seats of the X are perfect for carseats.