Misc.Nov 21, 2018
NewLeoMessy

Apple Barclayscard review?

Anyone financed an unlocked iPhone (monthly installments) using Barclayscard? Are there any caveats to this? Any idea if the card is easy to get approved, considering I am a new grad with 5 months of credit history and a score of 715?

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Infosys LoremIpsss Nov 21, 2018

The score with a 5 months history mean nothing, actually. Take a credit builder loan to boost your score sooner. Otherwise it’ll take at least a year for 715 to mean anything. Meanwhile, if you can pay upfront, pay it. Otherwise, check what the benefits are APART from the installment plan.

New
cato Nov 21, 2018

Why not use the Apple Upgrade Program? The Barclays card is fine, my wife has one. Nothing special

New
LeoMessy OP Nov 21, 2018

I don't currently have an iPhone for an upgrade.

New
cato Nov 21, 2018

Um, that’s not how it works. It’s just a payment plan through Apple. If you want to “upgrade” after 12 months you can.