Anyone financed an unlocked iPhone (monthly installments) using Barclayscard? Are there any caveats to this? Any idea if the card is easy to get approved, considering I am a new grad with 5 months of credit history and a score of 715?
Why not use the Apple Upgrade Program? The Barclays card is fine, my wife has one. Nothing special
I don't currently have an iPhone for an upgrade.
Um, that’s not how it works. It’s just a payment plan through Apple. If you want to “upgrade” after 12 months you can.
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The score with a 5 months history mean nothing, actually. Take a credit builder loan to boost your score sooner. Otherwise it’ll take at least a year for 715 to mean anything. Meanwhile, if you can pay upfront, pay it. Otherwise, check what the benefits are APART from the installment plan.